L&T FINANCE | SATIN CREDITCARE NET. | L&T FINANCE/ SATIN CREDITCARE NET. |
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P/E (TTM) | x | 13.5 | 4.2 | 322.4% | View Chart |
P/BV | x | 1.5 | 0.7 | 218.3% | View Chart |
Dividend Yield | % | 1.8 | 0.0 | - |
L&T FINANCE SATIN CREDITCARE NET. |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
SATIN CREDITCARE NET. Mar-24 |
L&T FINANCE/ SATIN CREDITCARE NET. |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 284 | 63.1% | |
Low | Rs | 82 | 127 | 64.9% | |
Income per share (Unadj.) | Rs | 54.6 | 203.4 | 26.8% | |
Earnings per share (Unadj.) | Rs | 9.3 | 39.6 | 23.5% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 118.9 | 34.5% | |
Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
Avg Dividend yield | % | 1.9 | 0 | - | |
Book value per share (Unadj.) | Rs | 93.7 | 218.3 | 42.9% | |
Shares outstanding (eoy) | m | 2,488.94 | 109.99 | 2,262.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 1.0 | 237.3% | |
Avg P/E ratio | x | 14.0 | 5.2 | 270.7% | |
Avg P/CF ratio | x | 13.9 | 4.9 | 282.6% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.9 | 148.2% | |
Dividend payout | % | 26.8 | 0 | - | |
Avg Mkt Cap | Rs m | 325,304 | 22,583 | 1,440.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 4,479 | 403.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 22,374 | 607.0% | |
Other income | Rs m | 21,574 | 172 | 12,523.4% | |
Interest expense | Rs m | 54,001 | 9,010 | 599.3% | |
Net interest income | Rs m | 81,805 | 13,364 | 612.1% | |
Operating expense | Rs m | 71,941 | 7,481 | 961.7% | |
Gross profit | Rs m | 9,864 | 5,883 | 167.7% | |
Gross profit margin | % | 7.3 | 26.3 | 27.6% | |
Provisions/contingencies | Rs m | 214 | 235 | 91.1% | |
Profit before tax | Rs m | 30,290 | 5,829 | 519.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 1,470 | 484.5% | |
Profit after tax | Rs m | 23,201 | 4,359 | 532.2% | |
Net profit margin | % | 17.1 | 19.5 | 87.7% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 89,081 | 913.3% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 14.9 | 58.0% | |
Net fixed assets | Rs m | 5,194 | 1,263 | 411.2% | |
Share capital | Rs m | 24,889 | 1,100 | 2,261.8% | |
Free reserves | Rs m | 208,398 | 22,908 | 909.7% | |
Net worth | Rs m | 233,288 | 24,008 | 971.7% | |
Borrowings | Rs m | 224,028 | 8,472 | 2,644.4% | |
Investments | Rs m | 133,480 | 653 | 20,439.5% | |
Total assets | Rs m | 1,008,606 | 104,809 | 962.3% | |
Debt/equity ratio | x | 1.0 | 0.4 | 272.1% | |
Return on assets | % | 2.3 | 4.2 | 55.3% | |
Return on equity | % | 9.9 | 18.2 | 54.8% | |
Capital adequacy ratio | % | 22.8 | 27.7 | 82.6% | |
Net NPAs | % | 1.7 | 1.0 | 168.7% |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -20,689 | -32.6% | |
From Investments | Rs m | 8,486 | -282 | -3,006.2% | |
From Financial Activity | Rs m | -70,374 | 22,635 | -310.9% | |
Net Cashflow | Rs m | -55,153 | 1,663 | -3,315.6% |
Indian Promoters | % | 66.3 | 36.2 | 183.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 12.7 | 150.3% | |
FIIs | % | 6.7 | 6.1 | 110.5% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 63.8 | 52.8% | |
Shareholders | 787,291 | 50,610 | 1,555.6% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | SATIN CREDITCARE NET. |
---|---|---|
1-Day | 0.87% | 0.17% |
1-Month | -11.52% | -13.32% |
1-Year | 0.25% | -41.52% |
3-Year CAGR | 20.97% | 27.51% |
5-Year CAGR | 8.51% | -5.83% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the SATIN CREDITCARE NET. share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of SATIN CREDITCARE NET. the stake stands at 36.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of SATIN CREDITCARE NET..
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
SATIN CREDITCARE NET. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of SATIN CREDITCARE NET..
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.