L&T FINANCE | RICHFIELD FINANCIAL SERVICES | L&T FINANCE/ RICHFIELD FINANCIAL SERVICES |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 13.5 | 36.3 | 37.3% | View Chart |
P/BV | x | 1.5 | 2.9 | 52.0% | View Chart |
Dividend Yield | % | 1.8 | 0.0 | - |
L&T FINANCE RICHFIELD FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
L&T FINANCE Mar-24 |
RICHFIELD FINANCIAL SERVICES Mar-24 |
L&T FINANCE/ RICHFIELD FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
|
||
High | Rs | 179 | 45 | 400.4% | |
Low | Rs | 82 | 9 | 945.0% | |
Income per share (Unadj.) | Rs | 54.6 | 4.9 | 1,117.5% | |
Earnings per share (Unadj.) | Rs | 9.3 | 1.7 | 539.4% | |
Cash flow per share (Unadj.) | Rs | 41.0 | -587.0 | -7.0% | |
Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
Avg Dividend yield | % | 1.9 | 0 | - | |
Book value per share (Unadj.) | Rs | 93.7 | 22.9 | 409.0% | |
Shares outstanding (eoy) | m | 2,488.94 | 3.75 | 66,371.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 5.5 | 43.8% | |
Avg P/E ratio | x | 14.0 | 15.5 | 90.7% | |
Avg P/CF ratio | x | 13.9 | 0 | 30,875.3% | |
Avg Price/Bookvalue ratio | x | 1.4 | 1.2 | 119.6% | |
Dividend payout | % | 26.8 | 0 | - | |
Avg Mkt Cap | Rs m | 325,304 | 100 | 324,703.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 6 | 287,638.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 135,806 | 18 | 741,702.9% | |
Other income | Rs m | 21,574 | 1 | 1,519,295.8% | |
Interest expense | Rs m | 54,001 | 0 | 23,478,478.3% | |
Net interest income | Rs m | 81,805 | 18 | 452,462.9% | |
Operating expense | Rs m | 71,941 | 10 | 691,078.8% | |
Gross profit | Rs m | 9,864 | 8 | 128,437.5% | |
Gross profit margin | % | 7.3 | 41.9 | 17.3% | |
Provisions/contingencies | Rs m | 214 | 2,220 | 9.6% | |
Profit before tax | Rs m | 30,290 | 8 | 361,028.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 2 | 372,722.5% | |
Profit after tax | Rs m | 23,201 | 6 | 358,040.1% | |
Net profit margin | % | 17.1 | 35.4 | 48.3% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 19.7 | 43.9% | |
Net fixed assets | Rs m | 5,194 | 1 | 440,127.1% | |
Share capital | Rs m | 24,889 | 38 | 66,371.7% | |
Free reserves | Rs m | 208,398 | 48 | 430,307.9% | |
Net worth | Rs m | 233,288 | 86 | 271,485.5% | |
Borrowings | Rs m | 224,028 | 0 | - | |
Investments | Rs m | 133,480 | 92 | 145,371.5% | |
Total assets | Rs m | 1,008,606 | 102 | 988,054.1% | |
Debt/equity ratio | x | 1.0 | 0 | - | |
Return on assets | % | 2.3 | 6.3 | 36.2% | |
Return on equity | % | 9.9 | 7.5 | 131.9% | |
Capital adequacy ratio | % | 22.8 | 0 | - | |
Net NPAs | % | 1.7 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 6,735 | -54 | -12,539.0% | |
From Investments | Rs m | 8,486 | -1 | -986,767.4% | |
From Financial Activity | Rs m | -70,374 | NA | - | |
Net Cashflow | Rs m | -55,153 | -55 | 101,068.9% |
Indian Promoters | % | 66.3 | 47.5 | 139.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 0.0 | - | |
FIIs | % | 6.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 52.5 | 64.2% | |
Shareholders | 787,291 | 903 | 87,186.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | RICHFIELD FINANCIAL SERVICES |
---|---|---|
1-Day | 0.87% | -1.99% |
1-Month | -11.52% | 3.98% |
1-Year | 0.25% | 466.55% |
3-Year CAGR | 20.97% | 99.41% |
5-Year CAGR | 8.51% | 51.52% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the RICHFIELD FINANCIAL SERVICES share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of RICHFIELD FINANCIAL SERVICES the stake stands at 47.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of RICHFIELD FINANCIAL SERVICES.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
RICHFIELD FINANCIAL SERVICES paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of RICHFIELD FINANCIAL SERVICES.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.