L&T FINANCE | CREDENT GLOBAL FINANCE | L&T FINANCE/ CREDENT GLOBAL FINANCE |
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P/E (TTM) | x | 13.5 | -18.2 | - | View Chart |
P/BV | x | 1.5 | 1.8 | 82.1% | View Chart |
Dividend Yield | % | 1.8 | 0.0 | - |
L&T FINANCE CREDENT GLOBAL FINANCE |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
CREDENT GLOBAL FINANCE Mar-24 |
L&T FINANCE/ CREDENT GLOBAL FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 35 | 505.4% | |
Low | Rs | 82 | 15 | 568.3% | |
Income per share (Unadj.) | Rs | 54.6 | 12.0 | 453.9% | |
Earnings per share (Unadj.) | Rs | 9.3 | 1.3 | 718.0% | |
Cash flow per share (Unadj.) | Rs | 41.0 | -0.2 | -24,528.7% | |
Dividends per share (Unadj.) | Rs | 2.50 | 0 | - | |
Avg Dividend yield | % | 1.9 | 0 | - | |
Book value per share (Unadj.) | Rs | 93.7 | 70.7 | 132.5% | |
Shares outstanding (eoy) | m | 2,488.94 | 10.29 | 24,187.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 2.1 | 115.4% | |
Avg P/E ratio | x | 14.0 | 19.2 | 72.9% | |
Avg P/CF ratio | x | 13.9 | 2.6 | 526.9% | |
Avg Price/Bookvalue ratio | x | 1.4 | 0.4 | 395.0% | |
Dividend payout | % | 26.8 | 0 | - | |
Avg Mkt Cap | Rs m | 325,304 | 257 | 126,640.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 31 | 57,859.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 124 | 109,786.4% | |
Other income | Rs m | 21,574 | 4 | 535,335.0% | |
Interest expense | Rs m | 54,001 | 24 | 228,331.9% | |
Net interest income | Rs m | 81,805 | 100 | 81,764.4% | |
Operating expense | Rs m | 71,941 | 81 | 88,926.2% | |
Gross profit | Rs m | 9,864 | 19 | 51,509.1% | |
Gross profit margin | % | 7.3 | 15.5 | 46.9% | |
Provisions/contingencies | Rs m | 214 | 84 | 254.6% | |
Profit before tax | Rs m | 30,290 | 1 | 2,103,493.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | -12 | -59,723.2% | |
Profit after tax | Rs m | 23,201 | 13 | 173,660.2% | |
Net profit margin | % | 17.1 | 10.8 | 158.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 28.2 | 30.6% | |
Net fixed assets | Rs m | 5,194 | 163 | 3,193.4% | |
Share capital | Rs m | 24,889 | 103 | 24,183.2% | |
Free reserves | Rs m | 208,398 | 625 | 33,358.6% | |
Net worth | Rs m | 233,288 | 728 | 32,060.8% | |
Borrowings | Rs m | 224,028 | 212 | 105,633.8% | |
Investments | Rs m | 133,480 | 354 | 37,663.7% | |
Total assets | Rs m | 1,008,606 | 1,069 | 94,330.1% | |
Debt/equity ratio | x | 1.0 | 0.3 | 329.5% | |
Return on assets | % | 2.3 | 1.2 | 184.2% | |
Return on equity | % | 9.9 | 1.8 | 541.8% | |
Capital adequacy ratio | % | 22.8 | 0 | - | |
Net NPAs | % | 1.7 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -184 | -3,668.1% | |
From Investments | Rs m | 8,486 | -126 | -6,743.6% | |
From Financial Activity | Rs m | -70,374 | 290 | -24,307.2% | |
Net Cashflow | Rs m | -55,153 | -20 | 276,874.0% |
Indian Promoters | % | 66.3 | 15.7 | 422.5% | |
Foreign collaborators | % | 0.0 | 15.4 | - | |
Indian inst/Mut Fund | % | 19.1 | 0.3 | 6,572.4% | |
FIIs | % | 6.7 | 0.3 | 2,320.7% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 68.9 | 48.9% | |
Shareholders | 787,291 | 4,042 | 19,477.8% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | CREDENT GLOBAL FINANCE |
---|---|---|
1-Day | 0.87% | -1.57% |
1-Month | -11.52% | 4.42% |
1-Year | 0.25% | -2.68% |
3-Year CAGR | 20.97% | 52.07% |
5-Year CAGR | 8.51% | 54.75% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the CREDENT GLOBAL FINANCE share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of CREDENT GLOBAL FINANCE the stake stands at 31.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of CREDENT GLOBAL FINANCE.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
CREDENT GLOBAL FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of CREDENT GLOBAL FINANCE.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.