L&T FINANCE | MUTHOOT FINANCE | L&T FINANCE/ MUTHOOT FINANCE |
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P/E (TTM) | x | 13.5 | 15.7 | 86.1% | View Chart |
P/BV | x | 1.5 | 3.0 | 49.3% | View Chart |
Dividend Yield | % | 1.8 | 1.3 | 141.4% |
L&T FINANCE MUTHOOT FINANCE |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
MUTHOOT FINANCE Mar-24 |
L&T FINANCE/ MUTHOOT FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 1,537 | 11.6% | |
Low | Rs | 82 | 971 | 8.5% | |
Income per share (Unadj.) | Rs | 54.6 | 375.2 | 14.5% | |
Earnings per share (Unadj.) | Rs | 9.3 | 107.7 | 8.7% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 226.3 | 18.1% | |
Dividends per share (Unadj.) | Rs | 2.50 | 24.00 | 10.4% | |
Avg Dividend yield | % | 1.9 | 1.9 | 100.0% | |
Book value per share (Unadj.) | Rs | 93.7 | 625.4 | 15.0% | |
Shares outstanding (eoy) | m | 2,488.94 | 401.46 | 620.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 3.3 | 71.7% | |
Avg P/E ratio | x | 14.0 | 11.6 | 120.4% | |
Avg P/CF ratio | x | 13.9 | 10.7 | 130.1% | |
Avg Price/Bookvalue ratio | x | 1.4 | 2.0 | 69.5% | |
Dividend payout | % | 26.8 | 22.3 | 120.4% | |
Avg Mkt Cap | Rs m | 325,304 | 503,523 | 64.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 18,282 | 98.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 150,617 | 90.2% | |
Other income | Rs m | 21,574 | 1,011 | 2,134.2% | |
Interest expense | Rs m | 54,001 | 54,516 | 99.1% | |
Net interest income | Rs m | 81,805 | 96,101 | 85.1% | |
Operating expense | Rs m | 71,941 | 36,226 | 198.6% | |
Gross profit | Rs m | 9,864 | 59,875 | 16.5% | |
Gross profit margin | % | 7.3 | 39.8 | 18.3% | |
Provisions/contingencies | Rs m | 214 | 3,908 | 5.5% | |
Profit before tax | Rs m | 30,290 | 59,965 | 50.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | -1,433 | -2.1% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 15,289 | 46.6% | |
Profit after tax | Rs m | 23,201 | 43,243 | 53.7% | |
Net profit margin | % | 17.1 | 28.7 | 59.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 2,958 | 0.0% | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 23.4 | - | |
Net Interest Margin | % | 8.6 | 949.1 | 0.9% | |
Net fixed assets | Rs m | 5,194 | 4,725 | 109.9% | |
Share capital | Rs m | 24,889 | 4,015 | 620.0% | |
Free reserves | Rs m | 208,398 | 247,046 | 84.4% | |
Net worth | Rs m | 233,288 | 251,061 | 92.9% | |
Borrowings | Rs m | 224,028 | 205,815 | 108.8% | |
Investments | Rs m | 133,480 | 10,126 | 1,318.2% | |
Total assets | Rs m | 1,008,606 | 963,718 | 104.7% | |
Debt/equity ratio | x | 1.0 | 0.8 | 115.5% | |
Return on assets | % | 2.3 | 4.5 | 51.3% | |
Return on equity | % | 9.9 | 17.2 | 57.7% | |
Capital adequacy ratio | % | 22.8 | 30.4 | 75.2% | |
Net NPAs | % | 1.7 | 2.9 | 57.0% |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -137,540 | -4.9% | |
From Investments | Rs m | 8,486 | 454 | 1,870.9% | |
From Financial Activity | Rs m | -70,374 | 119,576 | -58.9% | |
Net Cashflow | Rs m | -55,153 | -17,488 | 315.4% |
Indian Promoters | % | 66.3 | 73.4 | 90.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 23.1 | 82.4% | |
FIIs | % | 6.7 | 9.9 | 68.3% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 26.7 | 126.5% | |
Shareholders | 787,291 | 298,304 | 263.9% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | MUTHOOT FINANCE |
---|---|---|
1-Day | 0.87% | 0.51% |
1-Month | -11.52% | -2.43% |
1-Year | 0.25% | 42.75% |
3-Year CAGR | 20.97% | 7.07% |
5-Year CAGR | 8.51% | 21.83% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the MUTHOOT FINANCE share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of MUTHOOT FINANCE the stake stands at 73.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of MUTHOOT FINANCE.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
MUTHOOT FINANCE paid Rs 24.0, and its dividend payout ratio stood at 22.3%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of MUTHOOT FINANCE.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.