L&T FINANCE | POONAWALLA FINCORP | L&T FINANCE/ POONAWALLA FINCORP |
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P/E (TTM) | x | 13.5 | 66.7 | 20.3% | View Chart |
P/BV | x | 1.5 | 3.4 | 43.5% | View Chart |
Dividend Yield | % | 1.8 | 0.6 | 320.2% |
L&T FINANCE POONAWALLA FINCORP |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
POONAWALLA FINCORP Mar-24 |
L&T FINANCE/ POONAWALLA FINCORP |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 520 | 34.4% | |
Low | Rs | 82 | 285 | 28.9% | |
Income per share (Unadj.) | Rs | 54.6 | 40.3 | 135.2% | |
Earnings per share (Unadj.) | Rs | 9.3 | 21.4 | 43.5% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 45.3 | 90.5% | |
Dividends per share (Unadj.) | Rs | 2.50 | 2.00 | 125.0% | |
Avg Dividend yield | % | 1.9 | 0.5 | 385.1% | |
Book value per share (Unadj.) | Rs | 93.7 | 105.2 | 89.1% | |
Shares outstanding (eoy) | m | 2,488.94 | 770.55 | 323.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 10.0 | 24.0% | |
Avg P/E ratio | x | 14.0 | 18.8 | 74.6% | |
Avg P/CF ratio | x | 13.9 | 18.8 | 73.9% | |
Avg Price/Bookvalue ratio | x | 1.4 | 3.8 | 36.4% | |
Dividend payout | % | 26.8 | 9.3 | 287.4% | |
Avg Mkt Cap | Rs m | 325,304 | 310,282 | 104.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 4,444 | 406.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 31,090 | 436.8% | |
Other income | Rs m | 21,574 | 5,740 | 375.9% | |
Interest expense | Rs m | 54,001 | 9,503 | 568.2% | |
Net interest income | Rs m | 81,805 | 21,587 | 379.0% | |
Operating expense | Rs m | 71,941 | 13,557 | 530.7% | |
Gross profit | Rs m | 9,864 | 8,030 | 122.8% | |
Gross profit margin | % | 7.3 | 25.8 | 28.1% | |
Provisions/contingencies | Rs m | 214 | 0 | - | |
Profit before tax | Rs m | 30,290 | 21,342 | 141.9% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | -3 | -958.1% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 4,827 | 147.5% | |
Profit after tax | Rs m | 23,201 | 16,512 | 140.5% | |
Net profit margin | % | 17.1 | 53.1 | 32.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 220,464 | 369.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 9.3 | 92.5% | |
Net fixed assets | Rs m | 5,194 | 1,941 | 267.5% | |
Share capital | Rs m | 24,889 | 1,541 | 1,615.0% | |
Free reserves | Rs m | 208,398 | 79,494 | 262.2% | |
Net worth | Rs m | 233,288 | 81,036 | 287.9% | |
Borrowings | Rs m | 224,028 | 59,336 | 377.6% | |
Investments | Rs m | 133,480 | 10,640 | 1,254.5% | |
Total assets | Rs m | 1,008,606 | 239,235 | 421.6% | |
Debt/equity ratio | x | 1.0 | 0.7 | 131.2% | |
Return on assets | % | 2.3 | 6.9 | 33.3% | |
Return on equity | % | 9.9 | 20.4 | 48.8% | |
Capital adequacy ratio | % | 22.8 | 33.8 | 67.6% | |
Net NPAs | % | 1.7 | 0.6 | 283.1% |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | -75,565 | -8.9% | |
From Investments | Rs m | 8,486 | 29,694 | 28.6% | |
From Financial Activity | Rs m | -70,374 | 43,307 | -162.5% | |
Net Cashflow | Rs m | -55,153 | -2,565 | 2,150.5% |
Indian Promoters | % | 66.3 | 61.9 | 107.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 17.4 | 109.8% | |
FIIs | % | 6.7 | 7.7 | 87.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 38.1 | 88.4% | |
Shareholders | 787,291 | 265,650 | 296.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | MAGMA FINCORP |
---|---|---|
1-Day | 0.87% | 0.56% |
1-Month | -11.52% | -4.85% |
1-Year | 0.25% | -1.40% |
3-Year CAGR | 20.97% | 24.20% |
5-Year CAGR | 8.51% | 56.04% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the MAGMA FINCORP share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of MAGMA FINCORP the stake stands at 61.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of MAGMA FINCORP.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
MAGMA FINCORP paid Rs 2.0, and its dividend payout ratio stood at 9.3%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of MAGMA FINCORP.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.