L&T FINANCE | KIFS FINANCIAL SERVICES | L&T FINANCE/ KIFS FINANCIAL SERVICES |
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P/E (TTM) | x | 13.5 | 25.1 | 54.1% | View Chart |
P/BV | x | 1.5 | 3.6 | 41.5% | View Chart |
Dividend Yield | % | 1.8 | 0.8 | 222.6% |
L&T FINANCE KIFS FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
KIFS FINANCIAL SERVICES Mar-24 |
L&T FINANCE/ KIFS FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 231 | 77.6% | |
Low | Rs | 82 | 92 | 89.6% | |
Income per share (Unadj.) | Rs | 54.6 | 43.1 | 126.6% | |
Earnings per share (Unadj.) | Rs | 9.3 | 6.6 | 141.7% | |
Cash flow per share (Unadj.) | Rs | 41.0 | -14.3 | -286.2% | |
Dividends per share (Unadj.) | Rs | 2.50 | 1.35 | 185.2% | |
Avg Dividend yield | % | 1.9 | 0.8 | 228.6% | |
Book value per share (Unadj.) | Rs | 93.7 | 46.6 | 201.0% | |
Shares outstanding (eoy) | m | 2,488.94 | 10.82 | 23,003.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 3.7 | 64.0% | |
Avg P/E ratio | x | 14.0 | 24.5 | 57.2% | |
Avg P/CF ratio | x | 13.9 | 5.2 | 268.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 3.5 | 40.3% | |
Dividend payout | % | 26.8 | 20.5 | 130.7% | |
Avg Mkt Cap | Rs m | 325,304 | 1,745 | 18,641.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 4 | 466,762.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 466 | 29,118.5% | |
Other income | Rs m | 21,574 | 2 | 1,323,558.3% | |
Interest expense | Rs m | 54,001 | 352 | 15,345.0% | |
Net interest income | Rs m | 81,805 | 114 | 71,458.2% | |
Operating expense | Rs m | 71,941 | 14 | 527,428.9% | |
Gross profit | Rs m | 9,864 | 101 | 9,781.8% | |
Gross profit margin | % | 7.3 | 21.6 | 33.6% | |
Provisions/contingencies | Rs m | 214 | 266 | 80.4% | |
Profit before tax | Rs m | 30,290 | 97 | 31,105.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 26 | 27,151.0% | |
Profit after tax | Rs m | 23,201 | 71 | 32,604.0% | |
Net profit margin | % | 17.1 | 15.3 | 112.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 38.5 | 22.4% | |
Net fixed assets | Rs m | 5,194 | 15 | 34,785.7% | |
Share capital | Rs m | 24,889 | 108 | 23,007.4% | |
Free reserves | Rs m | 208,398 | 396 | 52,567.4% | |
Net worth | Rs m | 233,288 | 505 | 46,230.3% | |
Borrowings | Rs m | 224,028 | 2,449 | 9,146.4% | |
Investments | Rs m | 133,480 | 297 | 44,932.2% | |
Total assets | Rs m | 1,008,606 | 3,017 | 33,431.0% | |
Debt/equity ratio | x | 1.0 | 4.9 | 19.8% | |
Return on assets | % | 2.3 | 2.4 | 97.5% | |
Return on equity | % | 9.9 | 14.1 | 70.5% | |
Capital adequacy ratio | % | 22.8 | 0 | - | |
Net NPAs | % | 1.7 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | 6,735 | 493 | 1,366.7% | |
From Investments | Rs m | 8,486 | -306 | -2,774.4% | |
From Financial Activity | Rs m | -70,374 | -15 | 482,015.1% | |
Net Cashflow | Rs m | -55,153 | 172 | -32,011.9% |
Indian Promoters | % | 66.3 | 74.4 | 89.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 0.0 | - | |
FIIs | % | 6.7 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 25.6 | 131.7% | |
Shareholders | 787,291 | 1,411 | 55,796.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | KIFS FINANCIAL SERVICES |
---|---|---|
1-Day | 0.87% | 14.99% |
1-Month | -11.52% | 4.54% |
1-Year | 0.25% | 23.48% |
3-Year CAGR | 20.97% | 63.70% |
5-Year CAGR | 8.51% | 28.37% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the KIFS FINANCIAL SERVICES share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of KIFS FINANCIAL SERVICES the stake stands at 74.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of KIFS FINANCIAL SERVICES.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
KIFS FINANCIAL SERVICES paid Rs 1.4, and its dividend payout ratio stood at 20.5%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of KIFS FINANCIAL SERVICES.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.