L&T FINANCE | HUDCO | L&T FINANCE/ HUDCO |
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P/E (TTM) | x | 13.5 | 16.8 | 80.7% | View Chart |
P/BV | x | 1.5 | 2.5 | 60.0% | View Chart |
Dividend Yield | % | 1.8 | 2.0 | 89.0% |
L&T FINANCE HUDCO |
EQUITY SHARE DATA | |||||
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L&T FINANCE Mar-24 |
HUDCO Mar-24 |
L&T FINANCE/ HUDCO |
5-Yr Chart Click to enlarge
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High | Rs | 179 | 227 | 78.9% | |
Low | Rs | 82 | 43 | 190.5% | |
Income per share (Unadj.) | Rs | 54.6 | 38.9 | 140.3% | |
Earnings per share (Unadj.) | Rs | 9.3 | 10.6 | 88.2% | |
Cash flow per share (Unadj.) | Rs | 41.0 | 15.7 | 261.9% | |
Dividends per share (Unadj.) | Rs | 2.50 | 4.15 | 60.2% | |
Avg Dividend yield | % | 1.9 | 3.1 | 62.3% | |
Book value per share (Unadj.) | Rs | 93.7 | 83.0 | 112.9% | |
Shares outstanding (eoy) | m | 2,488.94 | 2,001.90 | 124.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 3.5 | 68.9% | |
Avg P/E ratio | x | 14.0 | 12.8 | 109.7% | |
Avg P/CF ratio | x | 13.9 | 12.5 | 111.4% | |
Avg Price/Bookvalue ratio | x | 1.4 | 1.6 | 85.7% | |
Dividend payout | % | 26.8 | 39.2 | 68.3% | |
Avg Mkt Cap | Rs m | 325,304 | 270,457 | 120.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 18,064 | 2,313 | 781.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 135,806 | 77,843 | 174.5% | |
Other income | Rs m | 21,574 | 3,723 | 579.4% | |
Interest expense | Rs m | 54,001 | 49,608 | 108.9% | |
Net interest income | Rs m | 81,805 | 28,235 | 289.7% | |
Operating expense | Rs m | 71,941 | 3,425 | 2,100.5% | |
Gross profit | Rs m | 9,864 | 24,810 | 39.8% | |
Gross profit margin | % | 7.3 | 31.9 | 22.8% | |
Provisions/contingencies | Rs m | 214 | 514 | 41.6% | |
Profit before tax | Rs m | 30,290 | 28,434 | 106.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 30 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 7,119 | 7,267 | 98.0% | |
Profit after tax | Rs m | 23,201 | 21,167 | 109.6% | |
Net profit margin | % | 17.1 | 27.2 | 62.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 813,594 | 913,338 | 89.1% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 8.6 | 3.1 | 280.4% | |
Net fixed assets | Rs m | 5,194 | 687 | 756.1% | |
Share capital | Rs m | 24,889 | 20,019 | 124.3% | |
Free reserves | Rs m | 208,398 | 146,107 | 142.6% | |
Net worth | Rs m | 233,288 | 166,126 | 140.4% | |
Borrowings | Rs m | 224,028 | 264,111 | 84.8% | |
Investments | Rs m | 133,480 | 3,292 | 4,054.2% | |
Total assets | Rs m | 1,008,606 | 938,907 | 107.4% | |
Debt/equity ratio | x | 1.0 | 1.6 | 60.4% | |
Return on assets | % | 2.3 | 2.3 | 102.0% | |
Return on equity | % | 9.9 | 12.7 | 78.1% | |
Capital adequacy ratio | % | 22.8 | 57.7 | 39.6% | |
Net NPAs | % | 1.7 | 0.4 | 463.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 6,735 | -102,867 | -6.5% | |
From Investments | Rs m | 8,486 | 4,351 | 195.0% | |
From Financial Activity | Rs m | -70,374 | 101,737 | -69.2% | |
Net Cashflow | Rs m | -55,153 | 3,221 | -1,712.6% |
Indian Promoters | % | 66.3 | 75.0 | 88.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 19.1 | 11.4 | 167.8% | |
FIIs | % | 6.7 | 2.3 | 290.1% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 33.7 | 25.0 | 134.8% | |
Shareholders | 787,291 | 925,775 | 85.0% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare L&T FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | L&T FINANCE | HUDCO |
---|---|---|
1-Day | 0.87% | 1.32% |
1-Month | -11.52% | -0.98% |
1-Year | 0.25% | 150.61% |
3-Year CAGR | 20.97% | 72.20% |
5-Year CAGR | 8.51% | 37.29% |
* Compound Annual Growth Rate
Here are more details on the L&T FINANCE share price and the HUDCO share price.
Moving on to shareholding structures...
The promoters of L&T FINANCE hold a 66.3% stake in the company. In case of HUDCO the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of L&T FINANCE and the shareholding pattern of HUDCO.
Finally, a word on dividends...
In the most recent financial year, L&T FINANCE paid a dividend of Rs 2.5 per share. This amounted to a Dividend Payout ratio of 26.8%.
HUDCO paid Rs 4.2, and its dividend payout ratio stood at 39.2%.
You may visit here to review the dividend history of L&T FINANCE, and the dividend history of HUDCO.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.