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LAKSHMI FINANCE vs PNB GILTS - Comparison Results

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Current Valuations

    LAKSHMI FINANCE PNB GILTS LAKSHMI FINANCE/
PNB GILTS
 
P/E (TTM) x 5.1 9.3 54.7% View Chart
P/BV x 1.2 1.5 80.8% View Chart
Dividend Yield % 1.7 0.9 194.1%  

Financials

 LAKSHMI FINANCE   PNB GILTS
EQUITY SHARE DATA
    LAKSHMI FINANCE
Mar-24
PNB GILTS
Mar-24
LAKSHMI FINANCE/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs249128 193.6%   
Low Rs10657 185.9%   
Income per share (Unadj.) Rs49.587.6 56.5%  
Earnings per share (Unadj.) Rs34.63.9 897.1%  
Cash flow per share (Unadj.) Rs49.03.7 1,338.4%  
Dividends per share (Unadj.) Rs4.001.00 400.0%  
Avg Dividend yield %2.31.1 209.1%  
Book value per share (Unadj.) Rs188.473.9 255.0%  
Shares outstanding (eoy) m3.00180.01 1.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.61.1 338.2%   
Avg P/E ratio x5.124.0 21.3%  
Avg P/CF ratio x5.110.7 48.0%  
Avg Price/Bookvalue ratio x0.91.3 75.0%  
Dividend payout %11.625.9 44.6%   
Avg Mkt Cap Rs m53116,664 3.2%   
No. of employees `000NANA-   
Total wages & salary Rs m16166 9.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m14915,764 0.9%  
Other income Rs m021 1.7%   
Interest expense Rs m014,138 0.0%   
Net interest income Rs m1481,625 9.1%  
Operating expense Rs m19540 3.5%   
Gross profit Rs m1291,085 11.9%  
Gross profit margin %87.26.9 1,266.7%  
Provisions/contingencies Rs m0869 0.0%   
Profit before tax Rs m128988 13.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m24294 8.3%   
Profit after tax Rs m104694 15.0%  
Net profit margin %69.94.4 1,586.5%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.40.7 4,051.0%  
Net fixed assets Rs m272 2.4%   
Share capital Rs m301,800 1.7%   
Free reserves Rs m53511,497 4.7%   
Net worth Rs m56513,298 4.2%   
Borrowings Rs m0223,990 0.0%   
Investments Rs m522231,644 0.2%   
Total assets Rs m597245,248 0.2%  
Debt/equity ratio x016.8 0.0%   
Return on assets %17.40.3 6,139.6%  
Return on equity %18.45.2 351.8%  
Capital adequacy ratio %034.0 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-33-28,754 0.1%  
From Investments Rs m76-10 -729.0%  
From Financial Activity Rs m-931,591 -0.0%  
Net Cashflow Rs m352,827 1.2%  

Share Holding

Indian Promoters % 43.5 74.1 58.8%  
Foreign collaborators % 3.5 0.0 -  
Indian inst/Mut Fund % 0.0 0.1 30.0%  
FIIs % 0.0 0.1 -  
ADR/GDR % 0.0 0.0 -  
Free float % 53.0 25.9 204.4%  
Shareholders   5,201 83,752 6.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on LAKSHMI FINANCE vs PNB GILTS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LAKSHMI FINANCE vs PNB GILTS Share Price Performance

Period LAKSHMI FINANCE PNB GILTS
1-Day 0.00% 1.60%
1-Month -6.42% 0.09%
1-Year 59.98% 16.42%
3-Year CAGR 10.95% 20.76%
5-Year CAGR 33.69% 32.64%

* Compound Annual Growth Rate

Here are more details on the LAKSHMI FINANCE share price and the PNB GILTS share price.

Moving on to shareholding structures...

The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of PNB GILTS the stake stands at 74.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of PNB GILTS.

Finally, a word on dividends...

In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 4.0 per share. This amounted to a Dividend Payout ratio of 11.6%.

PNB GILTS paid Rs 1.0, and its dividend payout ratio stood at 25.9%.

You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of PNB GILTS.

For a sector overview, read our finance sector report.



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