LAKSHMI FINANCE | L&T FINANCE | LAKSHMI FINANCE/ L&T FINANCE |
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P/E (TTM) | x | 5.0 | 13.5 | 37.0% | View Chart |
P/BV | x | 1.2 | 1.5 | 82.3% | View Chart |
Dividend Yield | % | 1.7 | 1.8 | 96.6% |
LAKSHMI FINANCE L&T FINANCE |
EQUITY SHARE DATA | |||||
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LAKSHMI FINANCE Mar-24 |
L&T FINANCE Mar-24 |
LAKSHMI FINANCE/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 249 | 179 | 138.9% | |
Low | Rs | 106 | 82 | 128.0% | |
Income per share (Unadj.) | Rs | 49.5 | 54.6 | 90.8% | |
Earnings per share (Unadj.) | Rs | 34.6 | 9.3 | 371.1% | |
Cash flow per share (Unadj.) | Rs | 49.0 | 41.0 | 119.6% | |
Dividends per share (Unadj.) | Rs | 4.00 | 2.50 | 160.0% | |
Avg Dividend yield | % | 2.3 | 1.9 | 118.1% | |
Book value per share (Unadj.) | Rs | 188.4 | 93.7 | 201.0% | |
Shares outstanding (eoy) | m | 3.00 | 2,488.94 | 0.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 3.6 | 2.4 | 149.3% | |
Avg P/E ratio | x | 5.1 | 14.0 | 36.5% | |
Avg P/CF ratio | x | 5.1 | 13.9 | 36.8% | |
Avg Price/Bookvalue ratio | x | 0.9 | 1.4 | 67.4% | |
Dividend payout | % | 11.6 | 26.8 | 43.1% | |
Avg Mkt Cap | Rs m | 531 | 325,304 | 0.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 16 | 18,064 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 149 | 135,806 | 0.1% | |
Other income | Rs m | 0 | 21,574 | 0.0% | |
Interest expense | Rs m | 0 | 54,001 | 0.0% | |
Net interest income | Rs m | 148 | 81,805 | 0.2% | |
Operating expense | Rs m | 19 | 71,941 | 0.0% | |
Gross profit | Rs m | 129 | 9,864 | 1.3% | |
Gross profit margin | % | 87.2 | 7.3 | 1,200.1% | |
Provisions/contingencies | Rs m | 0 | 214 | 0.0% | |
Profit before tax | Rs m | 128 | 30,290 | 0.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 24 | 7,119 | 0.3% | |
Profit after tax | Rs m | 104 | 23,201 | 0.4% | |
Net profit margin | % | 69.9 | 17.1 | 408.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 28.4 | 8.6 | 329.0% | |
Net fixed assets | Rs m | 2 | 5,194 | 0.0% | |
Share capital | Rs m | 30 | 24,889 | 0.1% | |
Free reserves | Rs m | 535 | 208,398 | 0.3% | |
Net worth | Rs m | 565 | 233,288 | 0.2% | |
Borrowings | Rs m | 0 | 224,028 | 0.0% | |
Investments | Rs m | 522 | 133,480 | 0.4% | |
Total assets | Rs m | 597 | 1,008,606 | 0.1% | |
Debt/equity ratio | x | 0 | 1.0 | 0.0% | |
Return on assets | % | 17.4 | 2.3 | 755.4% | |
Return on equity | % | 18.4 | 9.9 | 184.6% | |
Capital adequacy ratio | % | 0 | 22.8 | 0.0% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -33 | 6,735 | -0.5% | |
From Investments | Rs m | 76 | 8,486 | 0.9% | |
From Financial Activity | Rs m | -9 | -70,374 | 0.0% | |
Net Cashflow | Rs m | 35 | -55,153 | -0.1% |
Indian Promoters | % | 43.5 | 66.3 | 65.7% | |
Foreign collaborators | % | 3.5 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 19.1 | 0.2% | |
FIIs | % | 0.0 | 6.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 53.0 | 33.7 | 157.2% | |
Shareholders | 5,201 | 787,291 | 0.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare LAKSHMI FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | LAKSHMI FINANCE | L&T FINANCE |
---|---|---|
1-Day | -1.58% | 1.27% |
1-Month | -7.89% | -4.97% |
1-Year | 57.46% | -1.34% |
3-Year CAGR | 10.36% | 20.89% |
5-Year CAGR | 33.26% | 9.22% |
* Compound Annual Growth Rate
Here are more details on the LAKSHMI FINANCE share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 4.0 per share. This amounted to a Dividend Payout ratio of 11.6%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.