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LAKSHMI FINANCE vs BAJAJ HOUSING FINANCE LTD. - Comparison Results

Rs 100 invested in...

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Current Valuations

    LAKSHMI FINANCE BAJAJ HOUSING FINANCE LTD. LAKSHMI FINANCE/
BAJAJ HOUSING FINANCE LTD.
 
P/E (TTM) x 5.0 - - View Chart
P/BV x 1.2 8.7 14.1% View Chart
Dividend Yield % 1.7 0.0 -  

Financials

 LAKSHMI FINANCE   BAJAJ HOUSING FINANCE LTD.
EQUITY SHARE DATA
    LAKSHMI FINANCE
Mar-24
BAJAJ HOUSING FINANCE LTD.
Mar-24
LAKSHMI FINANCE/
BAJAJ HOUSING FINANCE LTD.
5-Yr Chart
Click to enlarge
High Rs249NA-   
Low Rs106NA-   
Income per share (Unadj.) Rs49.511.3 436.3%  
Earnings per share (Unadj.) Rs34.62.6 1,341.1%  
Cash flow per share (Unadj.) Rs49.03.2 1,511.2%  
Dividends per share (Unadj.) Rs4.000-  
Avg Dividend yield %2.30- 
Book value per share (Unadj.) Rs188.418.2 1,033.6%  
Shares outstanding (eoy) m3.006,712.16 0.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.60-   
Avg P/E ratio x5.10-  
Avg P/CF ratio x5.10-  
Avg Price/Bookvalue ratio x0.90-  
Dividend payout %11.60-   
Avg Mkt Cap Rs m5310-   
No. of employees `000NANA-   
Total wages & salary Rs m164,656 0.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m14976,173 0.2%  
Other income Rs m04 8.5%   
Interest expense Rs m046,947 0.0%   
Net interest income Rs m14829,226 0.5%  
Operating expense Rs m197,221 0.3%   
Gross profit Rs m12922,005 0.6%  
Gross profit margin %87.228.9 301.7%  
Provisions/contingencies Rs m07,055 0.0%   
Profit before tax Rs m12821,613 0.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m244,301 0.6%   
Profit after tax Rs m10417,312 0.6%  
Net profit margin %69.922.7 307.4%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %28.43.6 798.5%  
Net fixed assets Rs m21,229 0.1%   
Share capital Rs m3067,122 0.0%   
Free reserves Rs m53555,213 1.0%   
Net worth Rs m565122,335 0.5%   
Borrowings Rs m035,697 0.0%   
Investments Rs m522821,146 0.1%   
Total assets Rs m597832,641 0.1%  
Debt/equity ratio x00.3 0.0%   
Return on assets %17.42.1 835.7%  
Return on equity %18.414.2 129.8%  
Capital adequacy ratio %021.3 0.0%  
Net NPAs %00.1 0.0%  
CASH FLOW
From Operations Rs m-33-154,281 0.0%  
From Investments Rs m762,733 2.8%  
From Financial Activity Rs m-9151,248 -0.0%  
Net Cashflow Rs m35-300 -11.7%  

Share Holding

Indian Promoters % 43.5 88.8 49.0%  
Foreign collaborators % 3.5 0.0 -  
Indian inst/Mut Fund % 0.0 3.6 0.8%  
FIIs % 0.0 1.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 53.0 11.3 471.1%  
Shareholders   5,201 2,309,518 0.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare LAKSHMI FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on LAKSHMI FINANCE vs BAJAJ HOUSING FINANCE LTD.

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

LAKSHMI FINANCE vs BAJAJ HOUSING FINANCE LTD. Share Price Performance

Period LAKSHMI FINANCE BAJAJ HOUSING FINANCE LTD.
1-Day -1.64% 1.19%
1-Month -7.95% -6.53%
1-Year 57.36% -22.81%
3-Year CAGR 10.34% -8.27%
5-Year CAGR 33.24% -5.05%

* Compound Annual Growth Rate

Here are more details on the LAKSHMI FINANCE share price and the BAJAJ HOUSING FINANCE LTD. share price.

Moving on to shareholding structures...

The promoters of LAKSHMI FINANCE hold a 47.0% stake in the company. In case of BAJAJ HOUSING FINANCE LTD. the stake stands at 88.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of LAKSHMI FINANCE and the shareholding pattern of BAJAJ HOUSING FINANCE LTD..

Finally, a word on dividends...

In the most recent financial year, LAKSHMI FINANCE paid a dividend of Rs 4.0 per share. This amounted to a Dividend Payout ratio of 11.6%.

BAJAJ HOUSING FINANCE LTD. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of LAKSHMI FINANCE, and the dividend history of BAJAJ HOUSING FINANCE LTD..

For a sector overview, read our finance sector report.



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