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KARNATAKA BANK vs SBI - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK SBI KARNATAKA BANK/
SBI
 
P/E (TTM) x 5.6 9.8 57.5% View Chart
P/BV x 0.7 1.7 40.5% View Chart
Dividend Yield % 2.7 1.7 160.3%  

Financials

 KARNATAKA BANK   SBI
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-24
SBI
Mar-24
KARNATAKA BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs286794 36.1%   
Low Rs127519 24.5%   
Income per share (Unadj.) Rs220.0492.1 44.7%  
Earnings per share (Unadj.) Rs34.675.2 46.1%  
Cash flow per share (Unadj.) Rs83.8330.8 25.3%  
Dividends per share (Unadj.) Rs5.5013.70 40.1%  
Avg Dividend yield %2.72.1 127.4%  
Book value per share (Unadj.) Rs287.5464.9 61.8%  
Shares outstanding (eoy) m377.258,924.61 4.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.91.3 70.5%   
Avg P/E ratio x6.08.7 68.4%  
Avg P/CF ratio x3.66.0 60.2%  
Avg Price/Bookvalue ratio x0.71.4 50.9%  
Dividend payout %15.918.2 87.1%   
Avg Mkt Cap Rs m77,9875,856,777 1.3%   
No. of employees `000NANA-   
Total wages & salary Rs m13,818836,712 1.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,9854,391,885 1.9%  
Other income Rs m13,1901,553,864 0.8%   
Interest expense Rs m49,9982,597,360 1.9%   
Net interest income Rs m32,9871,794,525 1.8%  
Operating expense Rs m24,5422,358,938 1.0%   
Gross profit Rs m8,446-564,414 -1.5%  
Gross profit margin %10.2-12.9 -79.2%  
Provisions/contingencies Rs m8,569308,068 2.8%   
Profit before tax Rs m15,631912,302 1.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-24,587 -0.0%   
Prior Period Items Rs m014,052 0.0%   
Tax Rs m2,565230,920 1.1%   
Profit after tax Rs m13,066670,847 1.9%  
Net profit margin %15.715.3 103.1%  
BALANCE SHEET DATA
Advances Rs m715,08637,842,727 1.9%   
Deposits Rs m980,57249,665,375 2.0%  
Credit/Deposit ratio x72.976.2 95.7%  
Yield on advances %9.17.9 116.1%   
Cost of deposits %4.94.5 108.4%   
Net Interest Margin %3.43.0 113.1%  
Net fixed assets Rs m9,148441,373 2.1%   
Share capital Rs m3,7738,925 42.3%   
Free reserves Rs m104,6934,140,467 2.5%   
Net worth Rs m108,4664,149,392 2.6%   
Borrowings Rs m43,9956,396,095 0.7%   
Investments Rs m243,00321,105,482 1.2%   
Total assets Rs m1,160,83367,337,788 1.7%  
Debt/equity ratio x9.413.5 69.9%   
Return on assets %1.11.0 113.0%  
Return on equity %12.016.2 74.5%  
Capital adequacy ratio %18.014.3 126.1%  
Net NPAs %1.60.6 277.2%  
CASH FLOW
From Operations Rs m3,622216,324 1.7%  
From Investments Rs m-1,112-42,517 2.6%  
From Financial Activity Rs m15,823-98,963 -16.0%  
Net Cashflow Rs m18,33382,604 22.2%  

Share Holding

Indian Promoters % 0.0 57.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 32.3 34.8 92.9%  
FIIs % 10.3 10.7 96.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 42.5 235.3%  
Shareholders   356,774 3,791,512 9.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    KOTAK MAHINDRA BANK    INDUSIND BANK    


More on Karnataka Bank vs SBI

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs SBI Share Price Performance

Period Karnataka Bank SBI S&P BSE BANKEX
1-Day -1.08% -1.44% 0.39%
1-Month -7.42% -1.49% -2.52%
1-Year -8.69% 42.27% 17.19%
3-Year CAGR 43.40% 18.14% 10.82%
5-Year CAGR 24.01% 19.41% 10.27%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the SBI share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of SBI the stake stands at 57.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of SBI.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.5 per share. This amounted to a Dividend Payout ratio of 15.9%.

SBI paid Rs 13.7, and its dividend payout ratio stood at 18.2%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of SBI.

For a sector overview, read our banking sector report.



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