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KARNATAKA BANK vs DCB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    KARNATAKA BANK DCB BANK KARNATAKA BANK/
DCB BANK
 
P/E (TTM) x 5.8 6.6 89.0% View Chart
P/BV x 0.7 0.7 98.0% View Chart
Dividend Yield % 2.6 1.0 252.4%  

Financials

 KARNATAKA BANK   DCB BANK
EQUITY SHARE DATA
    KARNATAKA BANK
Mar-24
DCB BANK
Mar-24
KARNATAKA BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs286163 175.2%   
Low Rs127100 127.4%   
Income per share (Unadj.) Rs220.0171.4 128.3%  
Earnings per share (Unadj.) Rs34.617.1 202.1%  
Cash flow per share (Unadj.) Rs83.861.7 135.7%  
Dividends per share (Unadj.) Rs5.501.25 440.0%  
Avg Dividend yield %2.70.9 280.1%  
Book value per share (Unadj.) Rs287.5162.0 177.5%  
Shares outstanding (eoy) m377.25312.80 120.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.90.8 122.4%   
Avg P/E ratio x6.07.7 77.7%  
Avg P/CF ratio x3.64.8 75.7%  
Avg Price/Bookvalue ratio x0.70.8 88.5%  
Dividend payout %15.97.3 217.7%   
Avg Mkt Cap Rs m77,98741,165 189.4%   
No. of employees `000NANA-   
Total wages & salary Rs m13,8187,943 174.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,98553,620 154.8%  
Other income Rs m13,1904,742 278.1%   
Interest expense Rs m49,99834,341 145.6%   
Net interest income Rs m32,98719,279 171.1%  
Operating expense Rs m24,54215,377 159.6%   
Gross profit Rs m8,4463,902 216.4%  
Gross profit margin %10.27.3 139.9%  
Provisions/contingencies Rs m8,5693,285 260.9%   
Profit before tax Rs m15,6317,220 216.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m2,5651,860 137.9%   
Profit after tax Rs m13,0665,360 243.8%  
Net profit margin %15.710.0 157.5%  
BALANCE SHEET DATA
Advances Rs m715,086409,246 174.7%   
Deposits Rs m980,572493,530 198.7%  
Credit/Deposit ratio x72.982.9 87.9%  
Yield on advances %9.110.4 88.1%   
Cost of deposits %4.96.2 78.3%   
Net Interest Margin %3.43.4 102.0%  
Net fixed assets Rs m9,1488,411 108.8%   
Share capital Rs m3,7733,128 120.6%   
Free reserves Rs m104,69347,551 220.2%   
Net worth Rs m108,46650,679 214.0%   
Borrowings Rs m43,99562,195 70.7%   
Investments Rs m243,003162,108 149.9%   
Total assets Rs m1,160,833630,370 184.2%  
Debt/equity ratio x9.411.0 86.1%   
Return on assets %1.10.9 132.4%  
Return on equity %12.010.6 113.9%  
Capital adequacy ratio %18.016.6 108.5%  
Net NPAs %1.61.1 142.3%  
CASH FLOW
From Operations Rs m3,622-12,398 -29.2%  
From Investments Rs m-1,112-1,329 83.7%  
From Financial Activity Rs m15,82320,702 76.4%  
Net Cashflow Rs m18,3336,975 262.8%  

Share Holding

Indian Promoters % 0.0 0.8 -  
Foreign collaborators % 0.0 14.0 -  
Indian inst/Mut Fund % 32.3 37.7 85.8%  
FIIs % 10.3 11.1 93.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 85.3 117.3%  
Shareholders   356,774 247,961 143.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARNATAKA BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Karnataka Bank vs DCB Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karnataka Bank vs DCB Bank Share Price Performance

Period Karnataka Bank DCB Bank S&P BSE BANKEX
1-Day 1.34% -0.62% 0.50%
1-Month 3.43% 0.63% 2.30%
1-Year -2.14% 6.24% 20.67%
3-Year CAGR 48.14% 10.58% 13.24%
5-Year CAGR 25.20% -7.42% 10.59%

* Compound Annual Growth Rate

Here are more details on the Karnataka Bank share price and the DCB Bank share price.

Moving on to shareholding structures...

The promoters of Karnataka Bank hold a 0.0% stake in the company. In case of DCB Bank the stake stands at 14.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karnataka Bank and the shareholding pattern of DCB Bank.

Finally, a word on dividends...

In the most recent financial year, Karnataka Bank paid a dividend of Rs 5.5 per share. This amounted to a Dividend Payout ratio of 15.9%.

DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 7.3%.

You may visit here to review the dividend history of Karnataka Bank, and the dividend history of DCB Bank.

For a sector overview, read our banking sector report.



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