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KARUR VYSYA BANK vs VIJAYA BANK - Comparison Results

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Current Valuations

    KARUR VYSYA BANK VIJAYA BANK KARUR VYSYA BANK/
VIJAYA BANK
 
P/E (TTM) x 9.5 9.5 100.4% View Chart
P/BV x 1.7 0.6 301.4% View Chart
Dividend Yield % 1.1 2.6 43.4%  

Financials

 KARUR VYSYA BANK   VIJAYA BANK
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-24
VIJAYA BANK
Mar-18
KARUR VYSYA BANK/
VIJAYA BANK
5-Yr Chart
Click to enlarge
High Rs20597 210.3%   
Low Rs9351 184.2%   
Income per share (Unadj.) Rs102.096.5 105.6%  
Earnings per share (Unadj.) Rs20.05.6 357.9%  
Cash flow per share (Unadj.) Rs43.710.9 401.8%  
Dividends per share (Unadj.) Rs2.401.20 200.0%  
Avg Dividend yield %1.61.6 99.3%  
Book value per share (Unadj.) Rs124.881.5 153.1%  
Shares outstanding (eoy) m804.381,304.15 61.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.50.8 190.6%   
Avg P/E ratio x7.513.3 56.3%  
Avg P/CF ratio x4.23.1 136.0%  
Avg Price/Bookvalue ratio x1.20.9 131.5%  
Dividend payout %12.021.5 55.9%   
Avg Mkt Cap Rs m119,79296,442 124.2%   
No. of employees `000NANA-   
Total wages & salary Rs m14,61016,074 90.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,039125,898 65.2%  
Other income Rs m16,58716,006 103.6%   
Interest expense Rs m43,94782,870 53.0%   
Net interest income Rs m38,09243,029 88.5%  
Operating expense Rs m26,38828,057 94.0%   
Gross profit Rs m11,70514,972 78.2%  
Gross profit margin %14.311.9 120.0%  
Provisions/contingencies Rs m12,24323,708 51.6%   
Profit before tax Rs m21,0029,832 213.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,9542,562 193.4%   
Profit after tax Rs m16,0487,270 220.7%  
Net profit margin %19.65.8 338.7%  
BALANCE SHEET DATA
Advances Rs m736,6751,161,654 63.4%   
Deposits Rs m891,1271,572,875 56.7%  
Credit/Deposit ratio x82.773.9 111.9%  
Yield on advances %9.37.8 119.5%   
Cost of deposits %4.74.8 97.9%   
Net Interest Margin %4.02.8 143.5%  
Net fixed assets Rs m4,12413,005 31.7%   
Share capital Rs m1,60913,041 12.3%   
Free reserves Rs m98,75093,231 105.9%   
Net worth Rs m100,359106,272 94.4%   
Borrowings Rs m24,78472,998 34.0%   
Investments Rs m223,435395,117 56.5%   
Total assets Rs m1,055,8521,776,320 59.4%  
Debt/equity ratio x9.115.5 58.9%   
Return on assets %1.50.4 371.4%  
Return on equity %16.06.8 233.7%  
Capital adequacy ratio %16.713.3 125.2%  
Net NPAs %0.44.3 9.3%  
CASH FLOW
From Operations Rs m29,541-17,829 -165.7%  
From Investments Rs m-12,965-1,237 1,047.9%  
From Financial Activity Rs m-6,9419,462 -73.4%  
Net Cashflow Rs m9,634-9,605 -100.3%  

Share Holding

Indian Promoters % 2.1 68.8 3.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 52.1 19.2 271.0%  
FIIs % 15.1 4.6 325.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.9 31.2 313.4%  
Shareholders   257,300 251,490 102.3%  
Pledged promoter(s) holding % 4.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Karur Vysya Bank vs Vijaya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs Vijaya Bank Share Price Performance

Period Karur Vysya Bank Vijaya Bank S&P BSE BANKEX
1-Day -0.96% 2.67% 1.61%
1-Month -2.10% 8.22% -0.07%
1-Year 39.91% -13.18% 18.92%
3-Year CAGR 61.36% 12.65% 11.26%
5-Year CAGR 29.36% 4.50% 10.62%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the Vijaya Bank share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.1% stake in the company. In case of Vijaya Bank the stake stands at 68.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of Vijaya Bank.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.4 per share. This amounted to a Dividend Payout ratio of 12.0%.

Vijaya Bank paid Rs 1.2, and its dividend payout ratio stood at 21.5%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of Vijaya Bank.

For a sector overview, read our banking sector report.



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