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KARUR VYSYA BANK vs BANK OF MAHARASHTRA - Comparison Results

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Current Valuations

    KARUR VYSYA BANK BANK OF MAHARASHTRA KARUR VYSYA BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 9.5 8.4 113.8% View Chart
P/BV x 1.7 2.0 83.2% View Chart
Dividend Yield % 1.1 2.6 42.7%  

Financials

 KARUR VYSYA BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    KARUR VYSYA BANK
Mar-24
BANK OF MAHARASHTRA
Mar-24
KARUR VYSYA BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs20570 292.6%   
Low Rs9325 376.4%   
Income per share (Unadj.) Rs102.028.9 352.4%  
Earnings per share (Unadj.) Rs20.05.7 347.0%  
Cash flow per share (Unadj.) Rs43.77.4 590.4%  
Dividends per share (Unadj.) Rs2.401.40 171.4%  
Avg Dividend yield %1.63.0 54.5%  
Book value per share (Unadj.) Rs124.828.1 444.6%  
Shares outstanding (eoy) m804.387,081.37 11.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.51.6 89.2%   
Avg P/E ratio x7.58.2 90.6%  
Avg P/CF ratio x4.24.2 101.3%  
Avg Price/Bookvalue ratio x1.21.7 70.7%  
Dividend payout %12.024.3 49.4%   
Avg Mkt Cap Rs m119,792335,338 35.7%   
No. of employees `000NANA-   
Total wages & salary Rs m14,61028,378 51.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m82,039204,948 40.0%  
Other income Rs m16,58729,986 55.3%   
Interest expense Rs m43,947106,718 41.2%   
Net interest income Rs m38,09298,230 38.8%  
Operating expense Rs m26,38848,152 54.8%   
Gross profit Rs m11,70550,078 23.4%  
Gross profit margin %14.324.4 58.4%  
Provisions/contingencies Rs m12,24339,506 31.0%   
Profit before tax Rs m21,00243,603 48.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0159 0.0%   
Tax Rs m4,9543,044 162.7%   
Profit after tax Rs m16,04840,718 39.4%  
Net profit margin %19.619.9 98.5%  
BALANCE SHEET DATA
Advances Rs m736,6752,002,399 36.8%   
Deposits Rs m891,1272,707,264 32.9%  
Credit/Deposit ratio x82.774.0 111.8%  
Yield on advances %9.37.9 117.5%   
Cost of deposits %4.73.7 127.9%   
Net Interest Margin %4.03.7 108.5%  
Net fixed assets Rs m4,12421,999 18.7%   
Share capital Rs m1,60970,814 2.3%   
Free reserves Rs m98,750127,892 77.2%   
Net worth Rs m100,359198,706 50.5%   
Borrowings Rs m24,78477,189 32.1%   
Investments Rs m223,435684,647 32.6%   
Total assets Rs m1,055,8523,073,290 34.4%  
Debt/equity ratio x9.114.0 65.1%   
Return on assets %1.51.3 114.7%  
Return on equity %16.020.5 78.0%  
Capital adequacy ratio %16.717.4 95.9%  
Net NPAs %0.40.2 200.0%  
CASH FLOW
From Operations Rs m29,541115,809 25.5%  
From Investments Rs m-12,965-2,595 499.5%  
From Financial Activity Rs m-6,9414,614 -150.4%  
Net Cashflow Rs m9,634117,828 8.2%  

Share Holding

Indian Promoters % 2.1 86.5 2.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 52.1 5.7 909.1%  
FIIs % 15.1 1.3 1,197.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 97.9 13.5 722.8%  
Shareholders   257,300 948,432 27.1%  
Pledged promoter(s) holding % 4.7 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare KARUR VYSYA BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Karur Vysya Bank vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Karur Vysya Bank vs Bank of Maharashtra Share Price Performance

Period Karur Vysya Bank Bank of Maharashtra S&P BSE BANKEX
1-Day -0.96% 3.22% 1.61%
1-Month -2.10% 7.82% -0.07%
1-Year 39.91% 21.03% 18.92%
3-Year CAGR 61.36% 40.10% 11.26%
5-Year CAGR 29.36% 33.40% 10.62%

* Compound Annual Growth Rate

Here are more details on the Karur Vysya Bank share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of Karur Vysya Bank hold a 2.1% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Karur Vysya Bank and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, Karur Vysya Bank paid a dividend of Rs 2.4 per share. This amounted to a Dividend Payout ratio of 12.0%.

Bank of Maharashtra paid Rs 1.4, and its dividend payout ratio stood at 24.3%.

You may visit here to review the dividend history of Karur Vysya Bank, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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