JAYBH.CREDIT | MAHINDRA & MAHINDRA FINANCIAL SERVICES | JAYBH.CREDIT/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | -7.1 | 15.3 | - | View Chart |
P/BV | x | - | 1.6 | - | View Chart |
Dividend Yield | % | 0.0 | 2.4 | - |
JAYBH.CREDIT MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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JAYBH.CREDIT Mar-24 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
JAYBH.CREDIT/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 15 | 346 | 4.3% | |
Low | Rs | 4 | 232 | 1.5% | |
Income per share (Unadj.) | Rs | 0 | 128.0 | 0.0% | |
Earnings per share (Unadj.) | Rs | -2.1 | 15.7 | -13.6% | |
Cash flow per share (Unadj.) | Rs | 0.2 | 71.0 | 0.3% | |
Dividends per share (Unadj.) | Rs | 0 | 6.30 | 0.0% | |
Avg Dividend yield | % | 0 | 2.2 | 0.0% | |
Book value per share (Unadj.) | Rs | -119.7 | 161.2 | -74.2% | |
Shares outstanding (eoy) | m | 5.00 | 1,234.39 | 0.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0 | 2.3 | - | |
Avg P/E ratio | x | -4.3 | 18.5 | -23.5% | |
Avg P/CF ratio | x | -4.3 | 18.2 | -23.8% | |
Avg Price/Bookvalue ratio | x | -0.1 | 1.8 | -4.3% | |
Dividend payout | % | 0 | 40.2 | -0.0% | |
Avg Mkt Cap | Rs m | 46 | 356,984 | 0.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 0 | 22,614 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 0 | 157,969 | 0.0% | |
Other income | Rs m | 1 | 1,817 | 0.1% | |
Interest expense | Rs m | 0 | 69,592 | 0.0% | |
Net interest income | Rs m | 0 | 88,377 | 0.0% | |
Operating expense | Rs m | 12 | 62,125 | 0.0% | |
Gross profit | Rs m | -12 | 26,252 | -0.0% | |
Gross profit margin | % | 0 | 16.6 | - | |
Provisions/contingencies | Rs m | 0 | 261 | 0.0% | |
Profit before tax | Rs m | -11 | 25,882 | -0.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -104 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 0 | 6,451 | 0.0% | |
Profit after tax | Rs m | -11 | 19,327 | -0.1% | |
Net profit margin | % | 0 | 12.2 | - |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 37,577 | 0.0% | |
Deposits | Rs m | 0 | 71,747 | 0.0% | |
Credit/Deposit ratio | x | 0 | 52.4 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 6.8 | - | |
Net Interest Margin | % | 0 | 62.9 | - | |
Net fixed assets | Rs m | 0 | 10,080 | 0.0% | |
Share capital | Rs m | 50 | 2,469 | 2.0% | |
Free reserves | Rs m | -649 | 196,559 | -0.3% | |
Net worth | Rs m | -599 | 199,028 | -0.3% | |
Borrowings | Rs m | 591 | 53,682 | 1.1% | |
Investments | Rs m | 0 | 102,915 | 0.0% | |
Total assets | Rs m | 0 | 1,229,140 | 0.0% | |
Debt/equity ratio | x | -1.0 | 0.6 | -156.6% | |
Return on assets | % | -2,310.7 | 1.6 | -146,951.4% | |
Return on equity | % | 1.8 | 9.7 | 18.3% | |
Capital adequacy ratio | % | 0 | 18.9 | 0.0% | |
Net NPAs | % | 0 | 1.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -10 | -184,486 | 0.0% | |
From Investments | Rs m | NA | 26,703 | -0.0% | |
From Financial Activity | Rs m | 10 | 160,949 | 0.0% | |
Net Cashflow | Rs m | 0 | 3,170 | -0.0% |
Indian Promoters | % | 15.2 | 52.2 | 29.2% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 41.8 | 0.0% | |
FIIs | % | 0.0 | 10.2 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 84.8 | 47.8 | 177.2% | |
Shareholders | 2,670 | 211,051 | 1.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare JAYBH.CREDIT With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | JAYBH.CREDIT | M&M Financial |
---|---|---|
1-Day | 0.00% | 2.46% |
1-Month | 20.16% | -6.71% |
1-Year | 116.67% | -4.35% |
3-Year CAGR | 29.23% | 15.60% |
5-Year CAGR | 6.06% | 5.27% |
* Compound Annual Growth Rate
Here are more details on the JAYBH.CREDIT share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of JAYBH.CREDIT hold a 15.2% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of JAYBH.CREDIT and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, JAYBH.CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
M&M Financial paid Rs 6.3, and its dividend payout ratio stood at 40.2%.
You may visit here to review the dividend history of JAYBH.CREDIT, and the dividend history of M&M Financial.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.