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- J&K BANK - KOTAK MAHINDRA BANK
J&K BANK vs KOTAK MAHINDRA BANK - Comparison Results
Current Valuations
| J&K BANK | KOTAK MAHINDRA BANK | J&K BANK/ KOTAK MAHINDRA BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 5.2 | 15.7 | 33.1% | View Chart |
| P/BV | x | 0.9 | 2.6 | 32.8% | View Chart |
| Dividend Yield | % | 2.2 | 0.1 | 1,933.5% |
Financials
 J&K BANK  KOTAK MAHINDRA BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| J&K BANK Mar-24 |
KOTAK MAHINDRA BANK Mar-24 |
J&K BANK/ KOTAK MAHINDRA BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 152 | 2,063 | 7.4% | |
| Low | Rs | 48 | 1,667 | 2.9% | |
| Income per share (Unadj.) | Rs | 101.8 | 282.9 | 36.0% | |
| Earnings per share (Unadj.) | Rs | 16.1 | 91.6 | 17.6% | |
| Cash flow per share (Unadj.) | Rs | 51.2 | 312.4 | 16.4% | |
| Dividends per share (Unadj.) | Rs | 2.15 | 2.00 | 107.5% | |
| Avg Dividend yield | % | 2.1 | 0.1 | 1,996.1% | |
| Book value per share (Unadj.) | Rs | 110.7 | 653.4 | 16.9% | |
| Shares outstanding (eoy) | m | 1,101.18 | 1,987.92 | 55.4% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 1.0 | 6.6 | 15.0% | |
| Avg P/E ratio | x | 6.2 | 20.4 | 30.7% | |
| Avg P/CF ratio | x | 4.8 | 14.2 | 34.1% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 2.9 | 31.8% | |
| Dividend payout | % | 13.4 | 2.2 | 612.3% | |
| Avg Mkt Cap | Rs m | 110,597 | 3,707,274 | 3.0% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 25,790 | 103,473 | 24.9% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 112,132 | 562,366 | 19.9% | |
| Other income | Rs m | 8,377 | 380,373 | 2.2% | |
| Interest expense | Rs m | 60,079 | 225,672 | 26.6% | |
| Net interest income | Rs m | 52,053 | 336,694 | 15.5% | |
| Operating expense | Rs m | 37,626 | 458,708 | 8.2% | |
| Gross profit | Rs m | 14,427 | -122,014 | -11.8% | |
| Gross profit margin | % | 12.9 | -21.7 | -59.3% | |
| Provisions/contingencies | Rs m | 5,105 | 78,590 | 6.5% | |
| Profit before tax | Rs m | 23,881 | 238,634 | 10.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 13 | 2,364 | 0.6% | |
| Tax | Rs m | 6,182 | 58,866 | 10.5% | |
| Profit after tax | Rs m | 17,712 | 182,132 | 9.7% | |
| Net profit margin | % | 15.8 | 32.4 | 48.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 937,566 | 4,303,516 | 21.8% | |
| Deposits | Rs m | 1,347,632 | 4,452,688 | 30.3% | |
| Credit/Deposit ratio | x | 69.6 | 96.6 | 72.0% | |
| Yield on advances | % | 9.2 | 9.5 | 96.7% | |
| Cost of deposits | % | 4.2 | 4.1 | 103.1% | |
| Net Interest Margin | % | 4.0 | 5.0 | 81.3% | |
| Net fixed assets | Rs m | 22,083 | 25,625 | 86.2% | |
| Share capital | Rs m | 1,101 | 9,940 | 11.1% | |
| Free reserves | Rs m | 120,826 | 1,288,984 | 9.4% | |
| Net worth | Rs m | 121,927 | 1,298,924 | 9.4% | |
| Borrowings | Rs m | 28,850 | 751,056 | 3.8% | |
| Investments | Rs m | 349,002 | 2,464,457 | 14.2% | |
| Total assets | Rs m | 1,545,046 | 7,676,670 | 20.1% | |
| Debt/equity ratio | x | 11.3 | 4.0 | 281.8% | |
| Return on assets | % | 1.1 | 2.4 | 48.3% | |
| Return on equity | % | 14.5 | 14.0 | 103.6% | |
| Capital adequacy ratio | % | 15.4 | 20.6 | 75.0% | |
| Net NPAs | % | 0.8 | 0.3 | 232.4% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -8,526 | 156,850 | -5.4% | |
| From Investments | Rs m | -2,573 | -90,969 | 2.8% | |
| From Financial Activity | Rs m | 4,074 | 155,151 | 2.6% | |
| Net Cashflow | Rs m | -7,024 | 222,810 | -3.2% | |
Share Holding
| Indian Promoters | % | 59.4 | 25.9 | 229.5% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 12.9 | 61.3 | 21.0% | |
| FIIs | % | 6.5 | 31.7 | 20.4% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 40.6 | 74.1 | 54.8% | |
| Shareholders | 278,050 | 739,755 | 37.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare J&K BANK With: HDFC BANK AXIS BANK SBI ICICI BANK INDUSIND BANK
More on J&K Bank vs Kotak Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
J&K Bank vs Kotak Bank Share Price Performance
| Period | J&K Bank | Kotak Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | 2.95% | 0.24% | 0.39% |
| 1-Month | 1.37% | -3.51% | -2.52% |
| 1-Year | -15.23% | -2.48% | 17.19% |
| 3-Year CAGR | 35.08% | -4.11% | 10.82% |
| 5-Year CAGR | 23.33% | 1.24% | 10.27% |
* Compound Annual Growth Rate
Here are more details on the J&K Bank share price and the Kotak Bank share price.
Moving on to shareholding structures...
The promoters of J&K Bank hold a 59.4% stake in the company. In case of Kotak Bank the stake stands at 25.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Kotak Bank.
Finally, a word on dividends...
In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.
Kotak Bank paid Rs 2.0, and its dividend payout ratio stood at 2.2%.
You may visit here to review the dividend history of J&K Bank, and the dividend history of Kotak Bank.
For a sector overview, read our banking sector report.
Today's Market
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On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.
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