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J&K BANK vs BANK OF MAHARASHTRA - Comparison Results

Rs 100 invested in...

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Current Valuations

    J&K BANK BANK OF MAHARASHTRA J&K BANK/
BANK OF MAHARASHTRA
 
P/E (TTM) x 5.1 8.4 61.5% View Chart
P/BV x 0.9 2.0 41.7% View Chart
Dividend Yield % 2.3 2.6 85.9%  

Financials

 J&K BANK   BANK OF MAHARASHTRA
EQUITY SHARE DATA
    J&K BANK
Mar-24
BANK OF MAHARASHTRA
Mar-24
J&K BANK/
BANK OF MAHARASHTRA
5-Yr Chart
Click to enlarge
High Rs15270 217.8%   
Low Rs4825 196.0%   
Income per share (Unadj.) Rs101.828.9 351.8%  
Earnings per share (Unadj.) Rs16.15.7 279.7%  
Cash flow per share (Unadj.) Rs51.27.4 692.2%  
Dividends per share (Unadj.) Rs2.151.40 153.6%  
Avg Dividend yield %2.13.0 72.4%  
Book value per share (Unadj.) Rs110.728.1 394.6%  
Shares outstanding (eoy) m1,101.187,081.37 15.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.01.6 60.3%   
Avg P/E ratio x6.28.2 75.8%  
Avg P/CF ratio x4.84.2 116.0%  
Avg Price/Bookvalue ratio x0.91.7 53.7%  
Dividend payout %13.424.3 54.9%   
Avg Mkt Cap Rs m110,597335,338 33.0%   
No. of employees `000NANA-   
Total wages & salary Rs m25,79028,378 90.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m112,132204,948 54.7%  
Other income Rs m8,37729,986 27.9%   
Interest expense Rs m60,079106,718 56.3%   
Net interest income Rs m52,05398,230 53.0%  
Operating expense Rs m37,62648,152 78.1%   
Gross profit Rs m14,42750,078 28.8%  
Gross profit margin %12.924.4 52.7%  
Provisions/contingencies Rs m5,10539,506 12.9%   
Profit before tax Rs m23,88143,603 54.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m13159 8.3%   
Tax Rs m6,1823,044 203.1%   
Profit after tax Rs m17,71240,718 43.5%  
Net profit margin %15.819.9 79.5%  
BALANCE SHEET DATA
Advances Rs m937,5662,002,399 46.8%   
Deposits Rs m1,347,6322,707,264 49.8%  
Credit/Deposit ratio x69.674.0 94.1%  
Yield on advances %9.27.9 116.2%   
Cost of deposits %4.23.7 113.8%   
Net Interest Margin %4.03.7 110.7%  
Net fixed assets Rs m22,08321,999 100.4%   
Share capital Rs m1,10170,814 1.6%   
Free reserves Rs m120,826127,892 94.5%   
Net worth Rs m121,927198,706 61.4%   
Borrowings Rs m28,85077,189 37.4%   
Investments Rs m349,002684,647 51.0%   
Total assets Rs m1,545,0463,073,290 50.3%  
Debt/equity ratio x11.314.0 80.6%   
Return on assets %1.11.3 86.5%  
Return on equity %14.520.5 70.9%  
Capital adequacy ratio %15.417.4 88.7%  
Net NPAs %0.80.2 395.0%  
CASH FLOW
From Operations Rs m-8,526115,809 -7.4%  
From Investments Rs m-2,573-2,595 99.1%  
From Financial Activity Rs m4,0744,614 88.3%  
Net Cashflow Rs m-7,024117,828 -6.0%  

Share Holding

Indian Promoters % 59.4 86.5 68.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 12.9 5.7 224.4%  
FIIs % 6.5 1.3 513.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 40.6 13.5 299.9%  
Shareholders   278,050 948,432 29.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare J&K BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on J&K Bank vs Bank of Maharashtra

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

J&K Bank vs Bank of Maharashtra Share Price Performance

Period J&K Bank Bank of Maharashtra S&P BSE BANKEX
1-Day 0.26% 3.22% 1.61%
1-Month 3.84% 7.82% -0.07%
1-Year -14.22% 21.03% 18.92%
3-Year CAGR 34.47% 40.10% 11.26%
5-Year CAGR 23.81% 33.40% 10.62%

* Compound Annual Growth Rate

Here are more details on the J&K Bank share price and the Bank of Maharashtra share price.

Moving on to shareholding structures...

The promoters of J&K Bank hold a 59.4% stake in the company. In case of Bank of Maharashtra the stake stands at 86.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of J&K Bank and the shareholding pattern of Bank of Maharashtra.

Finally, a word on dividends...

In the most recent financial year, J&K Bank paid a dividend of Rs 2.2 per share. This amounted to a Dividend Payout ratio of 13.4%.

Bank of Maharashtra paid Rs 1.4, and its dividend payout ratio stood at 24.3%.

You may visit here to review the dividend history of J&K Bank, and the dividend history of Bank of Maharashtra.

For a sector overview, read our banking sector report.



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