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JJ FINANCE CORP. vs SBI CARDS - Comparison Results

Rs 100 invested in...

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Current Valuations

    JJ FINANCE CORP. SBI CARDS JJ FINANCE CORP./
SBI CARDS
 
P/E (TTM) x 17.4 29.1 59.8% View Chart
P/BV x 1.3 5.3 24.9% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 JJ FINANCE CORP.   SBI CARDS
EQUITY SHARE DATA
    JJ FINANCE CORP.
Mar-24
SBI CARDS
Mar-24
JJ FINANCE CORP./
SBI CARDS
5-Yr Chart
Click to enlarge
High Rs27932 2.9%   
Low Rs11679 1.7%   
Income per share (Unadj.) Rs2.7178.4 1.5%  
Earnings per share (Unadj.) Rs1.325.3 5.1%  
Cash flow per share (Unadj.) Rs-1,539.0146.5 -1,050.6%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs34.0126.9 26.8%  
Shares outstanding (eoy) m2.82950.97 0.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x7.04.5 155.1%   
Avg P/E ratio x14.631.8 45.8%  
Avg P/CF ratio x031.2 0.0%  
Avg Price/Bookvalue ratio x0.66.3 8.8%  
Dividend payout %09.9 0.0%   
Avg Mkt Cap Rs m53766,076 0.0%   
No. of employees `000NANA-   
Total wages & salary Rs m25,697 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m8169,684 0.0%  
Other income Rs m05,151 0.0%   
Interest expense Rs m033,126 0.0%   
Net interest income Rs m8136,558 0.0%  
Operating expense Rs m3107,423 0.0%   
Gross profit Rs m529,135 0.0%  
Gross profit margin %62.817.2 365.7%  
Provisions/contingencies Rs m4,347441 985.6%   
Profit before tax Rs m532,318 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m18,239 0.0%   
Profit after tax Rs m424,079 0.0%  
Net profit margin %48.014.2 338.2%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %16.4385.6 4.3%  
Net fixed assets Rs m05,421 0.0%   
Share capital Rs m289,510 0.3%   
Free reserves Rs m68111,203 0.1%   
Net worth Rs m96120,712 0.1%   
Borrowings Rs m0319,932 0.0%   
Investments Rs m4635,411 0.1%   
Total assets Rs m97578,166 0.0%  
Debt/equity ratio x02.7 0.0%   
Return on assets %3.84.2 90.9%  
Return on equity %3.819.9 19.1%  
Capital adequacy ratio %020.5 0.0%  
Net NPAs %01.0 0.0%  
CASH FLOW
From Operations Rs m-4-54,515 0.0%  
From Investments Rs m-9-14,574 0.1%  
From Financial Activity Rs m884,012 0.0%  
Net Cashflow Rs m-614,923 -0.0%  

Share Holding

Indian Promoters % 60.4 68.6 88.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 25.9 -  
FIIs % 0.0 9.2 -  
ADR/GDR % 0.0 0.0 -  
Free float % 39.6 31.4 126.0%  
Shareholders   2,618 948,916 0.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare JJ FINANCE CORP. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    MANAPPURAM FINANCE    TATA INVESTMENT    


More on JJ FINANCE CORP. vs SBI CARDS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

JJ FINANCE CORP. vs SBI CARDS Share Price Performance

Period JJ FINANCE CORP. SBI CARDS
1-Day -2.00% -1.24%
1-Month 5.78% -5.92%
1-Year 150.86% -8.12%
3-Year CAGR 17.57% -12.53%
5-Year CAGR 30.36% -0.24%

* Compound Annual Growth Rate

Here are more details on the JJ FINANCE CORP. share price and the SBI CARDS share price.

Moving on to shareholding structures...

The promoters of JJ FINANCE CORP. hold a 60.4% stake in the company. In case of SBI CARDS the stake stands at 68.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of JJ FINANCE CORP. and the shareholding pattern of SBI CARDS.

Finally, a word on dividends...

In the most recent financial year, JJ FINANCE CORP. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.

You may visit here to review the dividend history of JJ FINANCE CORP., and the dividend history of SBI CARDS.

For a sector overview, read our finance sector report.



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