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IRFC vs RSD FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    IRFC RSD FINANCE IRFC/
RSD FINANCE
 
P/E (TTM) x 28.5 7.5 380.2% View Chart
P/BV x 3.8 2.5 151.9% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 IRFC   RSD FINANCE
EQUITY SHARE DATA
    IRFC
Mar-24
RSD FINANCE
Mar-24
IRFC/
RSD FINANCE
5-Yr Chart
Click to enlarge
High Rs193130 148.3%   
Low Rs2772 37.0%   
Income per share (Unadj.) Rs20.47.4 275.8%  
Earnings per share (Unadj.) Rs4.95.9 83.4%  
Cash flow per share (Unadj.) Rs4.9-14.4 -34.1%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %1.40-  
Book value per share (Unadj.) Rs37.656.4 66.7%  
Shares outstanding (eoy) m13,068.5112.95 100,915.1%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x5.413.7 39.4%   
Avg P/E ratio x22.417.2 130.2%  
Avg P/CF ratio x21.83.4 642.0%  
Avg Price/Bookvalue ratio x2.91.8 162.9%  
Dividend payout %30.60-   
Avg Mkt Cap Rs m1,434,6611,309 109,576.3%   
No. of employees `000NANA-   
Total wages & salary Rs m1123 3,813.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m266,44696 278,359.6%  
Other income Rs m15328 544.6%   
Interest expense Rs m201,0150 2,010,147,000.0%   
Net interest income Rs m65,43196 68,356.8%  
Operating expense Rs m1,36826 5,173.1%   
Gross profit Rs m64,06369 92,482.8%  
Gross profit margin %24.072.4 33.2%  
Provisions/contingencies Rs m1,628309 526.8%   
Profit before tax Rs m64,12197 66,316.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m020 0.0%   
Profit after tax Rs m64,12176 84,126.3%  
Net profit margin %24.179.6 30.2%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %112.613.3 849.0%  
Net fixed assets Rs m22011 2,000.5%   
Share capital Rs m130,68565 201,892.6%   
Free reserves Rs m361,101666 54,196.5%   
Net worth Rs m491,786731 67,274.8%   
Borrowings Rs m00-   
Investments Rs m58,125722 8,051.9%   
Total assets Rs m4,850,824777 624,599.1%  
Debt/equity ratio x00-   
Return on assets %1.39.8 13.5%  
Return on equity %13.010.4 125.1%  
Capital adequacy ratio %616.20-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m79,141-15 -535,822.5%  
From Investments Rs m-7530 -250.3%  
From Financial Activity Rs m-80,464NA-  
Net Cashflow Rs m-1,39915 -9,100.1%  

Share Holding

Indian Promoters % 86.4 75.0 115.2%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.2 0.0 -  
FIIs % 1.1 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 13.6 25.0 54.5%  
Shareholders   5,500,054 1,273 432,054.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IRFC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on IRFC vs RSD FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IRFC vs RSD FINANCE Share Price Performance

Period IRFC RSD FINANCE
1-Day 0.25% -4.33%
1-Month 3.05% -7.09%
1-Year 85.22% 71.64%
3-Year CAGR 81.73% 24.17%
5-Year CAGR 41.70% 57.66%

* Compound Annual Growth Rate

Here are more details on the IRFC share price and the RSD FINANCE share price.

Moving on to shareholding structures...

The promoters of IRFC hold a 86.4% stake in the company. In case of RSD FINANCE the stake stands at 75.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IRFC and the shareholding pattern of RSD FINANCE.

Finally, a word on dividends...

In the most recent financial year, IRFC paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 30.6%.

RSD FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of IRFC, and the dividend history of RSD FINANCE.

For a sector overview, read our finance sector report.



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