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IRFC vs INDIA FINSEC - Comparison Results

Rs 100 invested in...

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Current Valuations

    IRFC INDIA FINSEC IRFC/
INDIA FINSEC
 
P/E (TTM) x 28.5 32.7 87.2% View Chart
P/BV x 3.8 5.8 64.8% View Chart
Dividend Yield % 1.1 0.0 -  

Financials

 IRFC   INDIA FINSEC
EQUITY SHARE DATA
    IRFC
Mar-24
INDIA FINSEC
Mar-24
IRFC/
INDIA FINSEC
5-Yr Chart
Click to enlarge
High Rs19386 224.1%   
Low Rs2718 147.4%   
Income per share (Unadj.) Rs20.425.5 79.8%  
Earnings per share (Unadj.) Rs4.93.1 160.1%  
Cash flow per share (Unadj.) Rs4.9-566.3 -0.9%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %1.40-  
Book value per share (Unadj.) Rs37.627.4 137.2%  
Shares outstanding (eoy) m13,068.5124.94 52,399.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x5.42.0 264.0%   
Avg P/E ratio x22.417.0 131.6%  
Avg P/CF ratio x21.80.1 24,419.6%  
Avg Price/Bookvalue ratio x2.91.9 153.5%  
Dividend payout %30.60-   
Avg Mkt Cap Rs m1,434,6611,299 110,404.2%   
No. of employees `000NANA-   
Total wages & salary Rs m112146 76.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m266,446637 41,826.9%  
Other income Rs m1534 3,460.5%   
Interest expense Rs m201,015233 86,143.0%   
Net interest income Rs m65,431404 16,209.1%  
Operating expense Rs m1,368226 604.4%   
Gross profit Rs m64,063177 36,134.5%  
Gross profit margin %24.027.8 86.4%  
Provisions/contingencies Rs m1,62814,466 11.3%   
Profit before tax Rs m64,121161 39,881.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-45 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m039 0.0%   
Profit after tax Rs m64,12176 83,906.1%  
Net profit margin %24.112.0 200.6%  
BALANCE SHEET DATA
Advances Rs m02,775 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %112.614.5 775.2%  
Net fixed assets Rs m22088 250.3%   
Share capital Rs m130,685249 52,395.6%   
Free reserves Rs m361,101435 83,105.2%   
Net worth Rs m491,786684 71,905.8%   
Borrowings Rs m0208 0.0%   
Investments Rs m58,1255 1,128,638.8%   
Total assets Rs m4,850,8243,016 160,845.4%  
Debt/equity ratio x00.3 0.0%   
Return on assets %1.32.5 52.2%  
Return on equity %13.011.2 116.7%  
Capital adequacy ratio %616.20.2 267,891.3%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m79,141-153 -51,804.0%  
From Investments Rs m-752 -4,262.1%  
From Financial Activity Rs m-80,464128 -62,705.9%  
Net Cashflow Rs m-1,399-23 6,167.0%  

Share Holding

Indian Promoters % 86.4 60.5 142.8%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 2.2 0.0 -  
FIIs % 1.1 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 13.6 39.5 34.5%  
Shareholders   5,500,054 857 641,779.9%  
Pledged promoter(s) holding % 0.0 40.5 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IRFC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on IRFC vs INDIA FINSEC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IRFC vs INDIA FINSEC Share Price Performance

Period IRFC INDIA FINSEC
1-Day 0.42% 1.23%
1-Month 3.23% 14.17%
1-Year 85.54% 204.86%
3-Year CAGR 81.84% 115.40%
5-Year CAGR 41.75% 64.44%

* Compound Annual Growth Rate

Here are more details on the IRFC share price and the INDIA FINSEC share price.

Moving on to shareholding structures...

The promoters of IRFC hold a 86.4% stake in the company. In case of INDIA FINSEC the stake stands at 60.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IRFC and the shareholding pattern of INDIA FINSEC.

Finally, a word on dividends...

In the most recent financial year, IRFC paid a dividend of Rs 1.5 per share. This amounted to a Dividend Payout ratio of 30.6%.

INDIA FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of IRFC, and the dividend history of INDIA FINSEC.

For a sector overview, read our finance sector report.



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