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INDUSTRIAL & PRUD. INVST. vs PAISALO DIGITAL - Comparison Results

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Current Valuations

    INDUSTRIAL & PRUD. INVST. PAISALO DIGITAL INDUSTRIAL & PRUD. INVST./
PAISALO DIGITAL
 
P/E (TTM) x 208.0 22.9 907.0% View Chart
P/BV x 1.6 3.2 50.5% View Chart
Dividend Yield % 1.2 0.2 574.3%  

Financials

 INDUSTRIAL & PRUD. INVST.   PAISALO DIGITAL
EQUITY SHARE DATA
    INDUSTRIAL & PRUD. INVST.
Mar-24
PAISALO DIGITAL
Mar-24
INDUSTRIAL & PRUD. INVST./
PAISALO DIGITAL
5-Yr Chart
Click to enlarge
High Rs5,742100 5,763.2%   
Low Rs1,83221 8,719.2%   
Income per share (Unadj.) Rs36.07.3 491.3%  
Earnings per share (Unadj.) Rs294.42.0 14,772.2%  
Cash flow per share (Unadj.) Rs303.8-6.9 -4,403.9%  
Dividends per share (Unadj.) Rs90.000.10 90,000.0%  
Avg Dividend yield %2.40.2 1,433.5%  
Book value per share (Unadj.) Rs4,579.714.8 30,936.7%  
Shares outstanding (eoy) m1.68898.04 0.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x104.88.2 1,274.8%   
Avg P/E ratio x12.830.3 42.4%  
Avg P/CF ratio x12.84.6 280.5%  
Avg Price/Bookvalue ratio x0.84.1 20.2%  
Dividend payout %30.55.0 607.7%   
Avg Mkt Cap Rs m6,34654,166 11.7%   
No. of employees `000NANA-   
Total wages & salary Rs m0425 0.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m616,587 0.9%  
Other income Rs m01 0.0%   
Interest expense Rs m02,701 0.0%   
Net interest income Rs m613,887 1.6%  
Operating expense Rs m81,446 0.6%   
Gross profit Rs m532,440 2.2%  
Gross profit margin %86.837.0 234.2%  
Provisions/contingencies Rs m010,052 0.0%   
Profit before tax Rs m5022,412 20.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m8622 1.2%   
Profit after tax Rs m4951,790 27.6%  
Net profit margin %817.027.2 3,007.0%  
BALANCE SHEET DATA
Advances Rs m500-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0.81,868.3 0.0%  
Net fixed assets Rs m0664 0.0%   
Share capital Rs m17898 1.9%   
Free reserves Rs m7,67712,396 61.9%   
Net worth Rs m7,69413,294 57.9%   
Borrowings Rs m07,420 0.0%   
Investments Rs m7,942208 3,817.3%   
Total assets Rs m8,01541,849 19.2%  
Debt/equity ratio x00.6 0.0%   
Return on assets %6.24.3 144.3%  
Return on equity %6.413.5 47.7%  
Capital adequacy ratio %36.635.9 101.9%  
Net NPAs %00 0.0%  
CASH FLOW
From Operations Rs m138-5,698 -2.4%  
From Investments Rs m-4226 -160.0%  
From Financial Activity Rs m-1015,526 -1.8%  
Net Cashflow Rs m-4-145 2.9%  

Share Holding

Indian Promoters % 68.2 52.4 130.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.1 23.4 0.3%  
FIIs % 0.0 10.7 -  
ADR/GDR % 0.0 0.0 -  
Free float % 31.8 47.6 66.8%  
Shareholders   2,300 71,338 3.2%  
Pledged promoter(s) holding % 0.0 17.8 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDUSTRIAL & PRUD. INVST. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on INDUSTRIAL & PRUD. INVST. vs Paisalo Digital

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INDUSTRIAL & PRUD. INVST. vs Paisalo Digital Share Price Performance

Period INDUSTRIAL & PRUD. INVST. Paisalo Digital
1-Day 2.66% 6.70%
1-Month -2.53% 1.31%
1-Year 84.94% 16.18%
3-Year CAGR 66.63% -1.02%
5-Year CAGR 49.94% 16.68%

* Compound Annual Growth Rate

Here are more details on the INDUSTRIAL & PRUD. INVST. share price and the Paisalo Digital share price.

Moving on to shareholding structures...

The promoters of INDUSTRIAL & PRUD. INVST. hold a 68.2% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDUSTRIAL & PRUD. INVST. and the shareholding pattern of Paisalo Digital.

Finally, a word on dividends...

In the most recent financial year, INDUSTRIAL & PRUD. INVST. paid a dividend of Rs 90.0 per share. This amounted to a Dividend Payout ratio of 30.5%.

Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.

You may visit here to review the dividend history of INDUSTRIAL & PRUD. INVST., and the dividend history of Paisalo Digital.

For a sector overview, read our finance sector report.



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