INDUSTRIAL & PRUD. INVST. | SBI CARDS | INDUSTRIAL & PRUD. INVST./ SBI CARDS |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 208.0 | 29.2 | 711.3% | View Chart |
P/BV | x | 1.6 | 5.4 | 30.0% | View Chart |
Dividend Yield | % | 1.2 | 0.4 | 331.3% |
INDUSTRIAL & PRUD. INVST. SBI CARDS |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
INDUSTRIAL & PRUD. INVST. Mar-24 |
SBI CARDS Mar-24 |
INDUSTRIAL & PRUD. INVST./ SBI CARDS |
5-Yr Chart Click to enlarge
|
||
High | Rs | 5,742 | 932 | 615.9% | |
Low | Rs | 1,832 | 679 | 269.9% | |
Income per share (Unadj.) | Rs | 36.0 | 178.4 | 20.2% | |
Earnings per share (Unadj.) | Rs | 294.4 | 25.3 | 1,162.7% | |
Cash flow per share (Unadj.) | Rs | 303.8 | 146.5 | 207.4% | |
Dividends per share (Unadj.) | Rs | 90.00 | 2.50 | 3,600.0% | |
Avg Dividend yield | % | 2.4 | 0.3 | 765.8% | |
Book value per share (Unadj.) | Rs | 4,579.7 | 126.9 | 3,607.9% | |
Shares outstanding (eoy) | m | 1.68 | 950.97 | 0.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 104.8 | 4.5 | 2,321.7% | |
Avg P/E ratio | x | 12.8 | 31.8 | 40.3% | |
Avg P/CF ratio | x | 12.8 | 31.2 | 41.1% | |
Avg Price/Bookvalue ratio | x | 0.8 | 6.3 | 13.0% | |
Dividend payout | % | 30.5 | 9.9 | 308.9% | |
Avg Mkt Cap | Rs m | 6,346 | 766,076 | 0.8% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 0 | 5,697 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 61 | 169,684 | 0.0% | |
Other income | Rs m | 0 | 5,151 | 0.0% | |
Interest expense | Rs m | 0 | 33,126 | 0.0% | |
Net interest income | Rs m | 61 | 136,558 | 0.0% | |
Operating expense | Rs m | 8 | 107,423 | 0.0% | |
Gross profit | Rs m | 53 | 29,135 | 0.2% | |
Gross profit margin | % | 86.8 | 17.2 | 505.3% | |
Provisions/contingencies | Rs m | 0 | 441 | 0.0% | |
Profit before tax | Rs m | 502 | 32,318 | 1.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 8 | 8,239 | 0.1% | |
Profit after tax | Rs m | 495 | 24,079 | 2.1% | |
Net profit margin | % | 817.0 | 14.2 | 5,757.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 50 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 0.8 | 385.6 | 0.2% | |
Net fixed assets | Rs m | 0 | 5,421 | 0.0% | |
Share capital | Rs m | 17 | 9,510 | 0.2% | |
Free reserves | Rs m | 7,677 | 111,203 | 6.9% | |
Net worth | Rs m | 7,694 | 120,712 | 6.4% | |
Borrowings | Rs m | 0 | 319,932 | 0.0% | |
Investments | Rs m | 7,942 | 35,411 | 22.4% | |
Total assets | Rs m | 8,015 | 578,166 | 1.4% | |
Debt/equity ratio | x | 0 | 2.7 | 0.0% | |
Return on assets | % | 6.2 | 4.2 | 148.2% | |
Return on equity | % | 6.4 | 19.9 | 32.2% | |
Capital adequacy ratio | % | 36.6 | 20.5 | 178.3% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 138 | -54,515 | -0.3% | |
From Investments | Rs m | -42 | -14,574 | 0.3% | |
From Financial Activity | Rs m | -101 | 84,012 | -0.1% | |
Net Cashflow | Rs m | -4 | 14,923 | -0.0% |
Indian Promoters | % | 68.2 | 68.6 | 99.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.1 | 25.9 | 0.3% | |
FIIs | % | 0.0 | 9.2 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 31.8 | 31.4 | 101.4% | |
Shareholders | 2,300 | 948,916 | 0.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDUSTRIAL & PRUD. INVST. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST AAVAS FINANCIERS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDUSTRIAL & PRUD. INVST. | SBI CARDS |
---|---|---|
1-Day | 2.66% | 0.64% |
1-Month | -2.53% | -3.47% |
1-Year | 84.94% | -7.17% |
3-Year CAGR | 66.63% | -12.35% |
5-Year CAGR | 49.94% | -0.11% |
* Compound Annual Growth Rate
Here are more details on the INDUSTRIAL & PRUD. INVST. share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of INDUSTRIAL & PRUD. INVST. hold a 68.2% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDUSTRIAL & PRUD. INVST. and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, INDUSTRIAL & PRUD. INVST. paid a dividend of Rs 90.0 per share. This amounted to a Dividend Payout ratio of 30.5%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.
You may visit here to review the dividend history of INDUSTRIAL & PRUD. INVST., and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.