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INDIA SHELTER FINANCE CORPORATION LTD. vs CHOLAMANDALAM INVEST - Comparison Results

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Current Valuations

    INDIA SHELTER FINANCE CORPORATION LTD. CHOLAMANDALAM INVEST INDIA SHELTER FINANCE CORPORATION LTD./
CHOLAMANDALAM INVEST
 
P/E (TTM) x 22.0 26.4 83.3% View Chart
P/BV x 3.0 5.2 58.1% View Chart
Dividend Yield % 0.0 0.2 -  

Financials

 INDIA SHELTER FINANCE CORPORATION LTD.   CHOLAMANDALAM INVEST
EQUITY SHARE DATA
    INDIA SHELTER FINANCE CORPORATION LTD.
Mar-24
CHOLAMANDALAM INVEST
Mar-24
INDIA SHELTER FINANCE CORPORATION LTD./
CHOLAMANDALAM INVEST
5-Yr Chart
Click to enlarge
High Rs7231,310 55.2%   
Low Rs519763 68.0%   
Income per share (Unadj.) Rs77.5227.9 34.0%  
Earnings per share (Unadj.) Rs23.140.7 56.8%  
Cash flow per share (Unadj.) Rs52.2118.9 43.9%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %00.2 0.0%  
Book value per share (Unadj.) Rs213.2231.6 92.1%  
Shares outstanding (eoy) m107.05839.97 12.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x8.04.5 176.1%   
Avg P/E ratio x26.825.5 105.5%  
Avg P/CF ratio x26.825.3 106.1%  
Avg Price/Bookvalue ratio x2.94.5 65.1%  
Dividend payout %04.9 0.0%   
Avg Mkt Cap Rs m66,479870,691 7.6%   
No. of employees `000NANA-   
Total wages & salary Rs m1,79424,786 7.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m8,296191,396 4.3%  
Other income Rs m3232,824 11.4%   
Interest expense Rs m2,93192,308 3.2%   
Net interest income Rs m5,36699,089 5.4%  
Operating expense Rs m2,39853,879 4.5%   
Gross profit Rs m2,96845,210 6.6%  
Gross profit margin %35.823.6 151.4%  
Provisions/contingencies Rs m0194 0.0%   
Profit before tax Rs m3,19246,053 6.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m093 0.0%   
Tax Rs m71611,946 6.0%   
Profit after tax Rs m2,47634,201 7.2%  
Net profit margin %29.817.9 167.0%  
BALANCE SHEET DATA
Advances Rs m01,444,627 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %339.26.6 5,102.1%  
Net fixed assets Rs m29815,632 1.9%   
Share capital Rs m5351,681 31.8%   
Free reserves Rs m22,287192,848 11.6%   
Net worth Rs m22,822194,529 11.7%   
Borrowings Rs m070,351 0.0%   
Investments Rs m1,58246,026 3.4%   
Total assets Rs m57,9111,560,306 3.7%  
Debt/equity ratio x00.4 0.0%   
Return on assets %4.32.2 195.1%  
Return on equity %10.817.6 61.7%  
Capital adequacy ratio %70.918.6 381.7%  
Net NPAs %0.72.3 31.5%  
CASH FLOW
From Operations Rs m-12,323-356,829 3.5%  
From Investments Rs m-2,363-28,546 8.3%  
From Financial Activity Rs m12,196384,712 3.2%  
Net Cashflow Rs m-2,490-662 376.1%  

Share Holding

Indian Promoters % 1.5 50.1 2.9%  
Foreign collaborators % 46.7 0.1 33,342.9%  
Indian inst/Mut Fund % 27.6 43.8 63.1%  
FIIs % 5.8 27.2 21.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 51.9 49.8 104.2%  
Shareholders   52,748 146,889 35.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIA SHELTER FINANCE CORPORATION LTD. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    SBI CARDS    MANAPPURAM FINANCE    TATA INVESTMENT    


More on INDIA SHELTER FINANCE CORPORATION LTD. vs Cholamandalam Invest

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INDIA SHELTER FINANCE CORPORATION LTD. vs Cholamandalam Invest Share Price Performance

Period INDIA SHELTER FINANCE CORPORATION LTD. Cholamandalam Invest
1-Day -1.22% -2.45%
1-Month -9.31% -16.28%
1-Year 18.09% 9.21%
3-Year CAGR 5.70% 26.46%
5-Year CAGR 3.38% 30.58%

* Compound Annual Growth Rate

Here are more details on the INDIA SHELTER FINANCE CORPORATION LTD. share price and the Cholamandalam Invest share price.

Moving on to shareholding structures...

The promoters of INDIA SHELTER FINANCE CORPORATION LTD. hold a 48.1% stake in the company. In case of Cholamandalam Invest the stake stands at 50.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDIA SHELTER FINANCE CORPORATION LTD. and the shareholding pattern of Cholamandalam Invest.

Finally, a word on dividends...

In the most recent financial year, INDIA SHELTER FINANCE CORPORATION LTD. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Cholamandalam Invest paid Rs 2.0, and its dividend payout ratio stood at 4.9%.

You may visit here to review the dividend history of INDIA SHELTER FINANCE CORPORATION LTD., and the dividend history of Cholamandalam Invest.

For a sector overview, read our finance sector report.



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