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- Indian - banking
- INDIAN BANK - J&K BANK
INDIAN BANK vs J&K BANK - Comparison Results
Current Valuations
| INDIAN BANK | J&K BANK | INDIAN BANK/ J&K BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 7.4 | 5.2 | 143.8% | View Chart |
| P/BV | x | 1.2 | 0.9 | 136.9% | View Chart |
| Dividend Yield | % | 2.3 | 2.3 | 100.9% |
Financials
 INDIAN BANK  J&K BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| INDIAN BANK Mar-24 |
J&K BANK Mar-24 |
INDIAN BANK/ J&K BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 573 | 152 | 376.2% | |
| Low | Rs | 267 | 48 | 551.9% | |
| Income per share (Unadj.) | Rs | 413.2 | 101.8 | 405.7% | |
| Earnings per share (Unadj.) | Rs | 62.5 | 16.1 | 388.6% | |
| Cash flow per share (Unadj.) | Rs | 129.6 | 51.2 | 252.9% | |
| Dividends per share (Unadj.) | Rs | 12.00 | 2.15 | 558.1% | |
| Avg Dividend yield | % | 2.9 | 2.1 | 133.4% | |
| Book value per share (Unadj.) | Rs | 447.3 | 110.7 | 404.0% | |
| Shares outstanding (eoy) | m | 1,346.96 | 1,101.18 | 122.3% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 1.0 | 1.0 | 103.2% | |
| Avg P/E ratio | x | 6.7 | 6.2 | 107.7% | |
| Avg P/CF ratio | x | 3.3 | 4.8 | 67.8% | |
| Avg Price/Bookvalue ratio | x | 0.9 | 0.9 | 103.6% | |
| Dividend payout | % | 19.2 | 13.4 | 143.6% | |
| Avg Mkt Cap | Rs m | 566,196 | 110,597 | 511.9% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 93,199 | 25,790 | 361.4% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 556,497 | 112,132 | 496.3% | |
| Other income | Rs m | 85,820 | 8,377 | 1,024.5% | |
| Interest expense | Rs m | 323,408 | 60,079 | 538.3% | |
| Net interest income | Rs m | 233,090 | 52,053 | 447.8% | |
| Operating expense | Rs m | 149,528 | 37,626 | 397.4% | |
| Gross profit | Rs m | 83,562 | 14,427 | 579.2% | |
| Gross profit margin | % | 15.0 | 12.9 | 116.7% | |
| Provisions/contingencies | Rs m | 88,090 | 5,105 | 1,725.6% | |
| Profit before tax | Rs m | 110,174 | 23,881 | 461.3% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -31 | 0 | - | |
| Prior Period Items | Rs m | 2,934 | 13 | 22,292.6% | |
| Tax | Rs m | 28,882 | 6,182 | 467.2% | |
| Profit after tax | Rs m | 84,194 | 17,712 | 475.3% | |
| Net profit margin | % | 15.1 | 15.8 | 95.8% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 5,148,891 | 937,566 | 549.2% | |
| Deposits | Rs m | 6,879,531 | 1,347,632 | 510.5% | |
| Credit/Deposit ratio | x | 74.8 | 69.6 | 107.6% | |
| Yield on advances | % | 7.9 | 9.2 | 85.9% | |
| Cost of deposits | % | 4.4 | 4.2 | 105.1% | |
| Net Interest Margin | % | 3.2 | 4.0 | 78.9% | |
| Net fixed assets | Rs m | 75,226 | 22,083 | 340.7% | |
| Share capital | Rs m | 13,470 | 1,101 | 1,223.0% | |
| Free reserves | Rs m | 589,012 | 120,826 | 487.5% | |
| Net worth | Rs m | 602,482 | 121,927 | 494.1% | |
| Borrowings | Rs m | 231,429 | 28,850 | 802.2% | |
| Investments | Rs m | 2,152,418 | 349,002 | 616.7% | |
| Total assets | Rs m | 7,957,088 | 1,545,046 | 515.0% | |
| Debt/equity ratio | x | 11.8 | 11.3 | 104.5% | |
| Return on assets | % | 1.1 | 1.1 | 92.3% | |
| Return on equity | % | 14.0 | 14.5 | 96.2% | |
| Capital adequacy ratio | % | 16.4 | 15.4 | 106.6% | |
| Net NPAs | % | 0.4 | 0.8 | 54.4% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -86,173 | -8,526 | 1,010.8% | |
| From Investments | Rs m | -6,177 | -2,573 | 240.1% | |
| From Financial Activity | Rs m | 11,951 | 4,074 | 293.3% | |
| Net Cashflow | Rs m | -80,399 | -7,024 | 1,144.7% | |
Share Holding
| Indian Promoters | % | 73.8 | 59.4 | 124.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 22.3 | 12.9 | 173.7% | |
| FIIs | % | 5.0 | 6.5 | 77.1% | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 26.2 | 40.6 | 64.4% | |
| Shareholders | 325,449 | 278,050 | 117.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDIAN BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
More on Indian Bank vs J&K Bank
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Indian Bank vs J&K Bank Share Price Performance
| Period | Indian Bank | J&K Bank | S&P BSE BANKEX |
|---|---|---|---|
| 1-Day | -0.70% | 0.85% | 0.59% |
| 1-Month | 4.63% | 4.44% | -1.07% |
| 1-Year | 28.21% | -13.72% | 17.73% |
| 3-Year CAGR | 54.12% | 34.73% | 10.88% |
| 5-Year CAGR | 34.62% | 23.95% | 10.40% |
* Compound Annual Growth Rate
Here are more details on the Indian Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Indian Bank hold a 73.8% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Indian Bank paid a dividend of Rs 12.0 per share. This amounted to a Dividend Payout ratio of 19.2%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Indian Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
Today's Market
![Sensex Today Trades Higher | Nifty Above 23,450 | Info Edge & SJVN Jump 5%]()
Sensex Today Trades Higher | Nifty Above 23,450 | Info Edge & SJVN Jump 5%(10:30 am)
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.
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