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- INDO-CITY TR - SMART FINSEC
INDO-CITY TR vs SMART FINSEC - Comparison Results
Current Valuations
| INDO-CITY TR | SMART FINSEC | INDO-CITY TR/ SMART FINSEC |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 88.2 | 29.8 | 296.6% | View Chart |
| P/BV | x | 1.2 | 3.2 | 36.3% | View Chart |
| Dividend Yield | % | 0.0 | 0.0 | - |
Financials
 INDO-CITY TR  SMART FINSEC |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| INDO-CITY TR Mar-24 |
SMART FINSEC Mar-24 |
INDO-CITY TR/ SMART FINSEC |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 13 | 22 | 58.1% | |
| Low | Rs | 6 | 5 | 104.1% | |
| Income per share (Unadj.) | Rs | 19.9 | 8.6 | 231.3% | |
| Earnings per share (Unadj.) | Rs | 0.4 | 0.8 | 47.3% | |
| Cash flow per share (Unadj.) | Rs | -64.1 | 8.6 | -749.6% | |
| Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
| Avg Dividend yield | % | 0 | 0 | - | |
| Book value per share (Unadj.) | Rs | 12.2 | 4.8 | 251.3% | |
| Shares outstanding (eoy) | m | 10.40 | 30.00 | 34.7% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 0.5 | 1.6 | 29.0% | |
| Avg P/E ratio | x | 25.0 | 17.6 | 141.8% | |
| Avg P/CF ratio | x | 0.1 | 16.9 | 0.7% | |
| Avg Price/Bookvalue ratio | x | 0.8 | 2.9 | 26.7% | |
| Dividend payout | % | 0 | 0 | - | |
| Avg Mkt Cap | Rs m | 97 | 417 | 23.2% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 3 | 3 | 105.6% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 207 | 258 | 80.2% | |
| Other income | Rs m | 3 | 0 | - | |
| Interest expense | Rs m | 0 | 0 | 1,100.0% | |
| Net interest income | Rs m | 207 | 258 | 80.1% | |
| Operating expense | Rs m | 198 | 227 | 87.4% | |
| Gross profit | Rs m | 9 | 31 | 27.9% | |
| Gross profit margin | % | 4.2 | 12.2 | 34.8% | |
| Provisions/contingencies | Rs m | 870 | 1 | 81,306.5% | |
| Profit before tax | Rs m | 5 | 31 | 15.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 1 | 7 | 10.2% | |
| Profit after tax | Rs m | 4 | 24 | 16.4% | |
| Net profit margin | % | 1.9 | 9.2 | 20.4% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 0 | - | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 1,144.3 | 1,444.0 | 79.2% | |
| Net fixed assets | Rs m | 11 | 14 | 83.8% | |
| Share capital | Rs m | 104 | 30 | 346.7% | |
| Free reserves | Rs m | 22 | 115 | 19.5% | |
| Net worth | Rs m | 126 | 145 | 87.1% | |
| Borrowings | Rs m | 0 | 0 | - | |
| Investments | Rs m | 18 | 18 | 101.1% | |
| Total assets | Rs m | 124 | 146 | 84.9% | |
| Debt/equity ratio | x | 0 | 0 | - | |
| Return on assets | % | 3.1 | 16.2 | 19.3% | |
| Return on equity | % | 3.1 | 16.3 | 18.8% | |
| Capital adequacy ratio | % | 0 | 0 | - | |
| Net NPAs | % | 0 | 0 | - | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -2 | 27 | -8.9% | |
| From Investments | Rs m | NA | -6 | 1.5% | |
| From Financial Activity | Rs m | NA | -14 | 0.8% | |
| Net Cashflow | Rs m | -3 | 7 | -39.1% | |
Share Holding
| Indian Promoters | % | 60.5 | 75.0 | 80.6% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.0 | 0.0 | - | |
| FIIs | % | 0.0 | 0.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 39.5 | 25.0 | 158.1% | |
| Shareholders | 4,283 | 15,450 | 27.7% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDO-CITY TR With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
More on INDO-CITY TR vs SMART FINSEC
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
INDO-CITY TR vs SMART FINSEC Share Price Performance
| Period | INDO-CITY TR | SMART FINSEC |
|---|---|---|
| 1-Day | 4.96% | -4.96% |
| 1-Month | -4.39% | 11.25% |
| 1-Year | 55.71% | 76.68% |
| 3-Year CAGR | 29.66% | 25.06% |
| 5-Year CAGR | 39.63% | 17.62% |
* Compound Annual Growth Rate
Here are more details on the INDO-CITY TR share price and the SMART FINSEC share price.
Moving on to shareholding structures...
The promoters of INDO-CITY TR hold a 60.5% stake in the company. In case of SMART FINSEC the stake stands at 75.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDO-CITY TR and the shareholding pattern of SMART FINSEC.
Finally, a word on dividends...
In the most recent financial year, INDO-CITY TR paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
SMART FINSEC paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of INDO-CITY TR, and the dividend history of SMART FINSEC.
For a sector overview, read our finance sector report.
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