INDO-CITY TR | PAISALO DIGITAL | INDO-CITY TR/ PAISALO DIGITAL |
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P/E (TTM) | x | 87.2 | 22.9 | 381.0% | View Chart |
P/BV | x | 1.2 | 3.2 | 36.3% | View Chart |
Dividend Yield | % | 0.0 | 0.2 | - |
INDO-CITY TR PAISALO DIGITAL |
EQUITY SHARE DATA | |||||
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INDO-CITY TR Mar-24 |
PAISALO DIGITAL Mar-24 |
INDO-CITY TR/ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
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High | Rs | 13 | 100 | 13.0% | |
Low | Rs | 6 | 21 | 26.9% | |
Income per share (Unadj.) | Rs | 19.9 | 7.3 | 271.5% | |
Earnings per share (Unadj.) | Rs | 0.4 | 2.0 | 18.7% | |
Cash flow per share (Unadj.) | Rs | -64.1 | -6.9 | 930.0% | |
Dividends per share (Unadj.) | Rs | 0 | 0.10 | 0.0% | |
Avg Dividend yield | % | 0 | 0.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 12.2 | 14.8 | 82.1% | |
Shares outstanding (eoy) | m | 10.40 | 898.04 | 1.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 8.2 | 5.7% | |
Avg P/E ratio | x | 25.0 | 30.3 | 82.6% | |
Avg P/CF ratio | x | 0.1 | 4.6 | 2.4% | |
Avg Price/Bookvalue ratio | x | 0.8 | 4.1 | 18.8% | |
Dividend payout | % | 0 | 5.0 | 0.0% | |
Avg Mkt Cap | Rs m | 97 | 54,166 | 0.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3 | 425 | 0.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 207 | 6,587 | 3.1% | |
Other income | Rs m | 3 | 1 | 471.9% | |
Interest expense | Rs m | 0 | 2,701 | 0.0% | |
Net interest income | Rs m | 207 | 3,887 | 5.3% | |
Operating expense | Rs m | 198 | 1,446 | 13.7% | |
Gross profit | Rs m | 9 | 2,440 | 0.4% | |
Gross profit margin | % | 4.2 | 37.0 | 11.4% | |
Provisions/contingencies | Rs m | 870 | 10,052 | 8.7% | |
Profit before tax | Rs m | 5 | 2,412 | 0.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1 | 622 | 0.1% | |
Profit after tax | Rs m | 4 | 1,790 | 0.2% | |
Net profit margin | % | 1.9 | 27.2 | 6.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1,144.3 | 1,868.3 | 61.2% | |
Net fixed assets | Rs m | 11 | 664 | 1.7% | |
Share capital | Rs m | 104 | 898 | 11.6% | |
Free reserves | Rs m | 22 | 12,396 | 0.2% | |
Net worth | Rs m | 126 | 13,294 | 1.0% | |
Borrowings | Rs m | 0 | 7,420 | 0.0% | |
Investments | Rs m | 18 | 208 | 8.7% | |
Total assets | Rs m | 124 | 41,849 | 0.3% | |
Debt/equity ratio | x | 0 | 0.6 | 0.0% | |
Return on assets | % | 3.1 | 4.3 | 73.4% | |
Return on equity | % | 3.1 | 13.5 | 22.8% | |
Capital adequacy ratio | % | 0 | 35.9 | 0.0% | |
Net NPAs | % | 0 | 0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -2 | -5,698 | 0.0% | |
From Investments | Rs m | NA | 26 | -0.3% | |
From Financial Activity | Rs m | NA | 5,526 | -0.0% | |
Net Cashflow | Rs m | -3 | -145 | 1.8% |
Indian Promoters | % | 60.5 | 52.4 | 115.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 23.4 | - | |
FIIs | % | 0.0 | 10.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 39.5 | 47.6 | 83.0% | |
Shareholders | 4,283 | 71,338 | 6.0% | ||
Pledged promoter(s) holding | % | 0.0 | 17.8 | - |
Compare INDO-CITY TR With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDO-CITY TR | Paisalo Digital |
---|---|---|
1-Day | 0.00% | 6.48% |
1-Month | -0.07% | 1.10% |
1-Year | 77.89% | 15.93% |
3-Year CAGR | 26.78% | -1.09% |
5-Year CAGR | 39.29% | 16.63% |
* Compound Annual Growth Rate
Here are more details on the INDO-CITY TR share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of INDO-CITY TR hold a 60.5% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDO-CITY TR and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, INDO-CITY TR paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.
You may visit here to review the dividend history of INDO-CITY TR, and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.