INDO-CITY TR | SBI CARDS | INDO-CITY TR/ SBI CARDS |
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P/E (TTM) | x | 87.4 | 29.4 | 296.9% | View Chart |
P/BV | x | 1.2 | 5.4 | 21.4% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
INDO-CITY TR SBI CARDS |
EQUITY SHARE DATA | |||||
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INDO-CITY TR Mar-24 |
SBI CARDS Mar-24 |
INDO-CITY TR/ SBI CARDS |
5-Yr Chart Click to enlarge
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High | Rs | 13 | 932 | 1.4% | |
Low | Rs | 6 | 679 | 0.8% | |
Income per share (Unadj.) | Rs | 19.9 | 178.4 | 11.2% | |
Earnings per share (Unadj.) | Rs | 0.4 | 25.3 | 1.5% | |
Cash flow per share (Unadj.) | Rs | -64.1 | 146.5 | -43.8% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
Book value per share (Unadj.) | Rs | 12.2 | 126.9 | 9.6% | |
Shares outstanding (eoy) | m | 10.40 | 950.97 | 1.1% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.5 | 4.5 | 10.4% | |
Avg P/E ratio | x | 25.0 | 31.8 | 78.6% | |
Avg P/CF ratio | x | 0.1 | 31.2 | 0.4% | |
Avg Price/Bookvalue ratio | x | 0.8 | 6.3 | 12.1% | |
Dividend payout | % | 0 | 9.9 | 0.0% | |
Avg Mkt Cap | Rs m | 97 | 766,076 | 0.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3 | 5,697 | 0.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 207 | 169,684 | 0.1% | |
Other income | Rs m | 3 | 5,151 | 0.1% | |
Interest expense | Rs m | 0 | 33,126 | 0.0% | |
Net interest income | Rs m | 207 | 136,558 | 0.2% | |
Operating expense | Rs m | 198 | 107,423 | 0.2% | |
Gross profit | Rs m | 9 | 29,135 | 0.0% | |
Gross profit margin | % | 4.2 | 17.2 | 24.6% | |
Provisions/contingencies | Rs m | 870 | 441 | 197.2% | |
Profit before tax | Rs m | 5 | 32,318 | 0.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1 | 8,239 | 0.0% | |
Profit after tax | Rs m | 4 | 24,079 | 0.0% | |
Net profit margin | % | 1.9 | 14.2 | 13.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 1,144.3 | 385.6 | 296.7% | |
Net fixed assets | Rs m | 11 | 5,421 | 0.2% | |
Share capital | Rs m | 104 | 9,510 | 1.1% | |
Free reserves | Rs m | 22 | 111,203 | 0.0% | |
Net worth | Rs m | 126 | 120,712 | 0.1% | |
Borrowings | Rs m | 0 | 319,932 | 0.0% | |
Investments | Rs m | 18 | 35,411 | 0.1% | |
Total assets | Rs m | 124 | 578,166 | 0.0% | |
Debt/equity ratio | x | 0 | 2.7 | 0.0% | |
Return on assets | % | 3.1 | 4.2 | 75.4% | |
Return on equity | % | 3.1 | 19.9 | 15.4% | |
Capital adequacy ratio | % | 0 | 20.5 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -2 | -54,515 | 0.0% | |
From Investments | Rs m | NA | -14,574 | 0.0% | |
From Financial Activity | Rs m | NA | 84,012 | -0.0% | |
Net Cashflow | Rs m | -3 | 14,923 | -0.0% |
Indian Promoters | % | 60.5 | 68.6 | 88.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 25.9 | - | |
FIIs | % | 0.0 | 9.2 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 39.5 | 31.4 | 126.0% | |
Shareholders | 4,283 | 948,916 | 0.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDO-CITY TR With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST AAVAS FINANCIERS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDO-CITY TR | SBI CARDS |
---|---|---|
1-Day | -4.62% | 0.98% |
1-Month | -4.82% | -4.73% |
1-Year | 90.88% | -7.94% |
3-Year CAGR | 26.87% | -12.17% |
5-Year CAGR | 36.60% | 0.01% |
* Compound Annual Growth Rate
Here are more details on the INDO-CITY TR share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of INDO-CITY TR hold a 60.5% stake in the company. In case of SBI CARDS the stake stands at 68.6%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDO-CITY TR and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, INDO-CITY TR paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.
You may visit here to review the dividend history of INDO-CITY TR, and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
On Tuesday, Indian share markets traded on a positive note throughout the session and ended marginally higher.