VISAGAR FINANCIAL | L&T FINANCE | VISAGAR FINANCIAL/ L&T FINANCE |
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P/E (TTM) | x | -13.4 | 13.5 | - | View Chart |
P/BV | x | 0.7 | 1.5 | 47.5% | View Chart |
Dividend Yield | % | 0.0 | 1.8 | - |
VISAGAR FINANCIAL L&T FINANCE |
EQUITY SHARE DATA | |||||
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VISAGAR FINANCIAL Mar-23 |
L&T FINANCE Mar-24 |
VISAGAR FINANCIAL/ L&T FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 3 | 179 | 1.6% | |
Low | Rs | 1 | 82 | 0.8% | |
Income per share (Unadj.) | Rs | 0.9 | 54.6 | 1.6% | |
Earnings per share (Unadj.) | Rs | 0 | 9.3 | 0.2% | |
Cash flow per share (Unadj.) | Rs | 0.8 | 41.0 | 1.9% | |
Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
Avg Dividend yield | % | 0 | 1.9 | 0.0% | |
Book value per share (Unadj.) | Rs | 1.1 | 93.7 | 1.1% | |
Shares outstanding (eoy) | m | 583.92 | 2,488.94 | 23.5% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.0 | 2.4 | 83.5% | |
Avg P/E ratio | x | 81.1 | 14.0 | 578.1% | |
Avg P/CF ratio | x | 12.6 | 13.9 | 90.6% | |
Avg Price/Bookvalue ratio | x | 1.7 | 1.4 | 120.1% | |
Dividend payout | % | 0 | 26.8 | 0.0% | |
Avg Mkt Cap | Rs m | 1,036 | 325,304 | 0.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 3 | 18,064 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 518 | 135,806 | 0.4% | |
Other income | Rs m | 0 | 21,574 | 0.0% | |
Interest expense | Rs m | 1 | 54,001 | 0.0% | |
Net interest income | Rs m | 517 | 81,805 | 0.6% | |
Operating expense | Rs m | 498 | 71,941 | 0.7% | |
Gross profit | Rs m | 18 | 9,864 | 0.2% | |
Gross profit margin | % | 3.5 | 7.3 | 48.2% | |
Provisions/contingencies | Rs m | 70 | 214 | 32.5% | |
Profit before tax | Rs m | 18 | 30,290 | 0.1% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 30 | 0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 5 | 7,119 | 0.1% | |
Profit after tax | Rs m | 13 | 23,201 | 0.1% | |
Net profit margin | % | 2.5 | 17.1 | 14.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 813,594 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 88.1 | 8.6 | 1,020.3% | |
Net fixed assets | Rs m | 0 | 5,194 | 0.0% | |
Share capital | Rs m | 584 | 24,889 | 2.3% | |
Free reserves | Rs m | 35 | 208,398 | 0.0% | |
Net worth | Rs m | 619 | 233,288 | 0.3% | |
Borrowings | Rs m | 149 | 224,028 | 0.1% | |
Investments | Rs m | 586 | 133,480 | 0.4% | |
Total assets | Rs m | 776 | 1,008,606 | 0.1% | |
Debt/equity ratio | x | 0.2 | 1.0 | 25.1% | |
Return on assets | % | 1.6 | 2.3 | 71.6% | |
Return on equity | % | 2.1 | 9.9 | 20.8% | |
Capital adequacy ratio | % | 0 | 22.8 | 0.0% | |
Net NPAs | % | 0 | 1.7 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -541 | 6,735 | -8.0% | |
From Investments | Rs m | NA | 8,486 | -0.0% | |
From Financial Activity | Rs m | 553 | -70,374 | -0.8% | |
Net Cashflow | Rs m | 11 | -55,153 | -0.0% |
Indian Promoters | % | 6.0 | 66.3 | 9.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 19.1 | - | |
FIIs | % | 0.0 | 6.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 94.1 | 33.7 | 279.0% | |
Shareholders | 199,567 | 787,291 | 25.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare VISAGAR FINANCIAL With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INCA FINLEASE | L&T FINANCE |
---|---|---|
1-Day | 0.00% | 1.27% |
1-Month | 5.63% | -4.97% |
1-Year | -3.85% | -1.34% |
3-Year CAGR | 2.16% | 20.89% |
5-Year CAGR | 36.20% | 9.22% |
* Compound Annual Growth Rate
Here are more details on the INCA FINLEASE share price and the L&T FINANCE share price.
Moving on to shareholding structures...
The promoters of INCA FINLEASE hold a 6.0% stake in the company. In case of L&T FINANCE the stake stands at 66.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INCA FINLEASE and the shareholding pattern of L&T FINANCE.
Finally, a word on dividends...
In the most recent financial year, INCA FINLEASE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
L&T FINANCE paid Rs 2.5, and its dividend payout ratio stood at 26.8%.
You may visit here to review the dividend history of INCA FINLEASE, and the dividend history of L&T FINANCE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.