INTER GLOBE FIN. | UNITED CRED. | INTER GLOBE FIN./ UNITED CRED. |
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P/E (TTM) | x | 10.1 | 9.2 | 110.0% | View Chart |
P/BV | x | 0.9 | 0.6 | 160.9% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
INTER GLOBE FIN. UNITED CRED. |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
INTER GLOBE FIN. Mar-24 |
UNITED CRED. Mar-24 |
INTER GLOBE FIN./ UNITED CRED. |
5-Yr Chart Click to enlarge
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High | Rs | 69 | 30 | 228.6% | |
Low | Rs | 18 | 12 | 152.5% | |
Income per share (Unadj.) | Rs | 329.6 | 6.4 | 5,172.8% | |
Earnings per share (Unadj.) | Rs | 12.4 | 3.1 | 403.3% | |
Cash flow per share (Unadj.) | Rs | 53.8 | 7.6 | 712.1% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 142.9 | 54.4 | 262.7% | |
Shares outstanding (eoy) | m | 6.82 | 5.33 | 128.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.1 | 3.3 | 4.0% | |
Avg P/E ratio | x | 3.5 | 6.8 | 51.4% | |
Avg P/CF ratio | x | 0.1 | 6.8 | 2.2% | |
Avg Price/Bookvalue ratio | x | 0.3 | 0.4 | 78.9% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 296 | 112 | 265.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15 | 7 | 207.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,248 | 34 | 6,618.9% | |
Other income | Rs m | 53 | 7 | 745.9% | |
Interest expense | Rs m | 15 | 0 | 16,222.2% | |
Net interest income | Rs m | 2,233 | 34 | 6,593.4% | |
Operating expense | Rs m | 2,165 | 20 | 11,098.4% | |
Gross profit | Rs m | 68 | 14 | 472.9% | |
Gross profit margin | % | 3.0 | 42.3 | 7.1% | |
Provisions/contingencies | Rs m | 1,918 | 0 | - | |
Profit before tax | Rs m | 120 | 21 | 576.7% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 35 | 4 | 802.0% | |
Profit after tax | Rs m | 84 | 16 | 516.0% | |
Net profit margin | % | 3.8 | 48.2 | 7.8% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 66,266.0 | 33.3 | 199,120.9% | |
Net fixed assets | Rs m | 6 | 2 | 316.3% | |
Share capital | Rs m | 68 | 55 | 124.2% | |
Free reserves | Rs m | 906 | 235 | 385.7% | |
Net worth | Rs m | 974 | 290 | 336.1% | |
Borrowings | Rs m | 38 | 0 | - | |
Investments | Rs m | 3 | 102 | 3.3% | |
Total assets | Rs m | 1,225 | 298 | 410.5% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 6.9 | 5.5 | 125.7% | |
Return on equity | % | 8.7 | 5.6 | 153.6% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -1 | 5 | -17.2% | |
From Investments | Rs m | -4 | NA | 14,966.7% | |
From Financial Activity | Rs m | 7 | -1 | -1,225.5% | |
Net Cashflow | Rs m | 1 | 5 | 28.6% |
Indian Promoters | % | 53.8 | 57.3 | 93.9% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 0.5 | - | |
FIIs | % | 0.0 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 46.2 | 42.7 | 108.1% | |
Shareholders | 6,625 | 2,516 | 263.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INTER GLOBE FIN. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INTER GLOB F | UNITED CRED. |
---|---|---|
1-Day | -4.11% | -4.91% |
1-Month | -12.91% | 17.37% |
1-Year | 191.53% | 79.02% |
3-Year CAGR | 86.29% | 35.25% |
5-Year CAGR | 98.52% | 14.47% |
* Compound Annual Growth Rate
Here are more details on the INTER GLOB F share price and the UNITED CRED. share price.
Moving on to shareholding structures...
The promoters of INTER GLOB F hold a 53.8% stake in the company. In case of UNITED CRED. the stake stands at 57.3%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER GLOB F and the shareholding pattern of UNITED CRED..
Finally, a word on dividends...
In the most recent financial year, INTER GLOB F paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
UNITED CRED. paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of INTER GLOB F, and the dividend history of UNITED CRED..
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.