INTER GLOBE FIN. | PAISALO DIGITAL | INTER GLOBE FIN./ PAISALO DIGITAL |
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P/E (TTM) | x | 10.0 | 23.8 | 41.8% | View Chart |
P/BV | x | 0.9 | 3.3 | 27.5% | View Chart |
Dividend Yield | % | 0.0 | 0.2 | - |
INTER GLOBE FIN. PAISALO DIGITAL |
EQUITY SHARE DATA | |||||
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INTER GLOBE FIN. Mar-24 |
PAISALO DIGITAL Mar-24 |
INTER GLOBE FIN./ PAISALO DIGITAL |
5-Yr Chart Click to enlarge
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High | Rs | 69 | 100 | 69.0% | |
Low | Rs | 18 | 21 | 86.0% | |
Income per share (Unadj.) | Rs | 329.6 | 7.3 | 4,493.1% | |
Earnings per share (Unadj.) | Rs | 12.4 | 2.0 | 621.1% | |
Cash flow per share (Unadj.) | Rs | 53.8 | -6.9 | -780.2% | |
Dividends per share (Unadj.) | Rs | 0 | 0.10 | 0.0% | |
Avg Dividend yield | % | 0 | 0.2 | 0.0% | |
Book value per share (Unadj.) | Rs | 142.9 | 14.8 | 965.0% | |
Shares outstanding (eoy) | m | 6.82 | 898.04 | 0.8% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.1 | 8.2 | 1.6% | |
Avg P/E ratio | x | 3.5 | 30.3 | 11.6% | |
Avg P/CF ratio | x | 0.1 | 4.6 | 3.2% | |
Avg Price/Bookvalue ratio | x | 0.3 | 4.1 | 7.5% | |
Dividend payout | % | 0 | 5.0 | 0.0% | |
Avg Mkt Cap | Rs m | 296 | 54,166 | 0.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15 | 425 | 3.6% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,248 | 6,587 | 34.1% | |
Other income | Rs m | 53 | 1 | 8,275.0% | |
Interest expense | Rs m | 15 | 2,701 | 0.5% | |
Net interest income | Rs m | 2,233 | 3,887 | 57.5% | |
Operating expense | Rs m | 2,165 | 1,446 | 149.7% | |
Gross profit | Rs m | 68 | 2,440 | 2.8% | |
Gross profit margin | % | 3.0 | 37.0 | 8.1% | |
Provisions/contingencies | Rs m | 1,918 | 10,052 | 19.1% | |
Profit before tax | Rs m | 120 | 2,412 | 5.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 35 | 622 | 5.7% | |
Profit after tax | Rs m | 84 | 1,790 | 4.7% | |
Net profit margin | % | 3.8 | 27.2 | 13.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 66,266.0 | 1,868.3 | 3,546.9% | |
Net fixed assets | Rs m | 6 | 664 | 0.9% | |
Share capital | Rs m | 68 | 898 | 7.6% | |
Free reserves | Rs m | 906 | 12,396 | 7.3% | |
Net worth | Rs m | 974 | 13,294 | 7.3% | |
Borrowings | Rs m | 38 | 7,420 | 0.5% | |
Investments | Rs m | 3 | 208 | 1.6% | |
Total assets | Rs m | 1,225 | 41,849 | 2.9% | |
Debt/equity ratio | x | 0 | 0.6 | 7.1% | |
Return on assets | % | 6.9 | 4.3 | 161.1% | |
Return on equity | % | 8.7 | 13.5 | 64.4% | |
Capital adequacy ratio | % | 0 | 35.9 | 0.0% | |
Net NPAs | % | 0 | 0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -1 | -5,698 | 0.0% | |
From Investments | Rs m | -4 | 26 | -17.3% | |
From Financial Activity | Rs m | 7 | 5,526 | 0.1% | |
Net Cashflow | Rs m | 1 | -145 | -0.9% |
Indian Promoters | % | 53.8 | 52.4 | 102.8% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 23.4 | - | |
FIIs | % | 0.0 | 10.7 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 46.2 | 47.6 | 96.9% | |
Shareholders | 6,625 | 71,338 | 9.3% | ||
Pledged promoter(s) holding | % | 0.0 | 17.8 | - |
Compare INTER GLOBE FIN. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INTER GLOB F | Paisalo Digital |
---|---|---|
1-Day | -1.20% | 3.88% |
1-Month | -10.73% | 17.33% |
1-Year | 178.87% | 17.93% |
3-Year CAGR | 85.26% | -1.46% |
5-Year CAGR | 100.05% | 17.27% |
* Compound Annual Growth Rate
Here are more details on the INTER GLOB F share price and the Paisalo Digital share price.
Moving on to shareholding structures...
The promoters of INTER GLOB F hold a 53.8% stake in the company. In case of Paisalo Digital the stake stands at 52.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER GLOB F and the shareholding pattern of Paisalo Digital.
Finally, a word on dividends...
In the most recent financial year, INTER GLOB F paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
Paisalo Digital paid Rs 0.1, and its dividend payout ratio stood at 5.0%.
You may visit here to review the dividend history of INTER GLOB F, and the dividend history of Paisalo Digital.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.