INTER GLOBE FIN. | PNB HOUSING FINANCE | INTER GLOBE FIN./ PNB HOUSING FINANCE |
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P/E (TTM) | x | 10.1 | 13.2 | 76.4% | View Chart |
P/BV | x | 0.9 | 1.5 | 62.1% | View Chart |
Dividend Yield | % | 0.0 | 0.0 | - |
INTER GLOBE FIN. PNB HOUSING FINANCE |
EQUITY SHARE DATA | |||||
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INTER GLOBE FIN. Mar-24 |
PNB HOUSING FINANCE Mar-24 |
INTER GLOBE FIN./ PNB HOUSING FINANCE |
5-Yr Chart Click to enlarge
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High | Rs | 69 | 914 | 7.5% | |
Low | Rs | 18 | 407 | 4.4% | |
Income per share (Unadj.) | Rs | 329.6 | 271.4 | 121.4% | |
Earnings per share (Unadj.) | Rs | 12.4 | 58.1 | 21.3% | |
Cash flow per share (Unadj.) | Rs | 53.8 | 110.7 | 48.6% | |
Dividends per share (Unadj.) | Rs | 0 | 0 | - | |
Avg Dividend yield | % | 0 | 0 | - | |
Book value per share (Unadj.) | Rs | 142.9 | 574.8 | 24.9% | |
Shares outstanding (eoy) | m | 6.82 | 259.72 | 2.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.1 | 2.4 | 5.4% | |
Avg P/E ratio | x | 3.5 | 11.4 | 30.8% | |
Avg P/CF ratio | x | 0.1 | 11.0 | 1.3% | |
Avg Price/Bookvalue ratio | x | 0.3 | 1.1 | 26.4% | |
Dividend payout | % | 0 | 0 | - | |
Avg Mkt Cap | Rs m | 296 | 171,541 | 0.2% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15 | 3,373 | 0.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,248 | 70,501 | 3.2% | |
Other income | Rs m | 53 | 1,903 | 2.8% | |
Interest expense | Rs m | 15 | 42,631 | 0.0% | |
Net interest income | Rs m | 2,233 | 27,870 | 8.0% | |
Operating expense | Rs m | 2,165 | 9,722 | 22.3% | |
Gross profit | Rs m | 68 | 18,148 | 0.4% | |
Gross profit margin | % | 3.0 | 25.7 | 11.7% | |
Provisions/contingencies | Rs m | 1,918 | 518 | 370.6% | |
Profit before tax | Rs m | 120 | 19,539 | 0.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 35 | 4,459 | 0.8% | |
Profit after tax | Rs m | 84 | 15,080 | 0.6% | |
Net profit margin | % | 3.8 | 21.4 | 17.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 641,082 | 0.0% | |
Deposits | Rs m | 0 | 156,775 | 0.0% | |
Credit/Deposit ratio | x | 0 | 408.9 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 8.4 | - | |
Net Interest Margin | % | 66,266.0 | 4.1 | 1,628,531.0% | |
Net fixed assets | Rs m | 6 | 2,063 | 0.3% | |
Share capital | Rs m | 68 | 2,597 | 2.6% | |
Free reserves | Rs m | 906 | 146,682 | 0.6% | |
Net worth | Rs m | 974 | 149,279 | 0.7% | |
Borrowings | Rs m | 38 | 82,604 | 0.0% | |
Investments | Rs m | 3 | 43,849 | 0.0% | |
Total assets | Rs m | 1,225 | 727,948 | 0.2% | |
Debt/equity ratio | x | 0 | 1.6 | 2.5% | |
Return on assets | % | 6.9 | 2.1 | 332.6% | |
Return on equity | % | 8.7 | 10.1 | 85.8% | |
Capital adequacy ratio | % | 0 | 29.3 | 0.0% | |
Net NPAs | % | 0 | 1.0 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -1 | -46,615 | 0.0% | |
From Investments | Rs m | -4 | -11,861 | 0.0% | |
From Financial Activity | Rs m | 7 | 41,786 | 0.0% | |
Net Cashflow | Rs m | 1 | -16,690 | -0.0% |
Indian Promoters | % | 53.8 | 28.1 | 191.5% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 42.6 | - | |
FIIs | % | 0.0 | 20.4 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 46.2 | 71.9 | 64.2% | |
Shareholders | 6,625 | 158,799 | 4.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INTER GLOBE FIN. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INTER GLOB F | PNB HOUSING FINANCE |
---|---|---|
1-Day | -4.11% | -1.34% |
1-Month | -12.91% | -2.43% |
1-Year | 191.53% | 5.37% |
3-Year CAGR | 86.29% | 23.30% |
5-Year CAGR | 98.52% | 8.92% |
* Compound Annual Growth Rate
Here are more details on the INTER GLOB F share price and the PNB HOUSING FINANCE share price.
Moving on to shareholding structures...
The promoters of INTER GLOB F hold a 53.8% stake in the company. In case of PNB HOUSING FINANCE the stake stands at 28.1%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER GLOB F and the shareholding pattern of PNB HOUSING FINANCE.
Finally, a word on dividends...
In the most recent financial year, INTER GLOB F paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
PNB HOUSING FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.
You may visit here to review the dividend history of INTER GLOB F, and the dividend history of PNB HOUSING FINANCE.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.