INTER GLOBE FIN. | CREDITACCESS GRAMEEN | INTER GLOBE FIN./ CREDITACCESS GRAMEEN |
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P/E (TTM) | x | 10.1 | 10.7 | 94.5% | View Chart |
P/BV | x | 0.9 | 2.2 | 42.4% | View Chart |
Dividend Yield | % | 0.0 | 1.1 | - |
INTER GLOBE FIN. CREDITACCESS GRAMEEN |
EQUITY SHARE DATA | |||||
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INTER GLOBE FIN. Mar-24 |
CREDITACCESS GRAMEEN Mar-24 |
INTER GLOBE FIN./ CREDITACCESS GRAMEEN |
5-Yr Chart Click to enlarge
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High | Rs | 69 | 1,794 | 3.8% | |
Low | Rs | 18 | 903 | 2.0% | |
Income per share (Unadj.) | Rs | 329.6 | 324.2 | 101.7% | |
Earnings per share (Unadj.) | Rs | 12.4 | 90.7 | 13.6% | |
Cash flow per share (Unadj.) | Rs | 53.8 | 212.1 | 25.4% | |
Dividends per share (Unadj.) | Rs | 0 | 10.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.7 | 0.0% | |
Book value per share (Unadj.) | Rs | 142.9 | 410.3 | 34.8% | |
Shares outstanding (eoy) | m | 6.82 | 159.38 | 4.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.1 | 4.2 | 3.2% | |
Avg P/E ratio | x | 3.5 | 14.9 | 23.6% | |
Avg P/CF ratio | x | 0.1 | 14.8 | 1.0% | |
Avg Price/Bookvalue ratio | x | 0.3 | 3.3 | 9.2% | |
Dividend payout | % | 0 | 11.0 | 0.0% | |
Avg Mkt Cap | Rs m | 296 | 214,968 | 0.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 15 | 6,694 | 0.2% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,248 | 51,667 | 4.4% | |
Other income | Rs m | 53 | 60 | 88.6% | |
Interest expense | Rs m | 15 | 17,384 | 0.1% | |
Net interest income | Rs m | 2,233 | 34,283 | 6.5% | |
Operating expense | Rs m | 2,165 | 14,440 | 15.0% | |
Gross profit | Rs m | 68 | 19,844 | 0.3% | |
Gross profit margin | % | 3.0 | 38.4 | 7.9% | |
Provisions/contingencies | Rs m | 1,918 | 32 | 5,934.7% | |
Profit before tax | Rs m | 120 | 19,392 | 0.6% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 35 | 4,933 | 0.7% | |
Profit after tax | Rs m | 84 | 14,459 | 0.6% | |
Net profit margin | % | 3.8 | 28.0 | 13.4% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 251,050 | 0.0% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 66,266.0 | 12.3 | 539,588.2% | |
Net fixed assets | Rs m | 6 | 6,091 | 0.1% | |
Share capital | Rs m | 68 | 1,594 | 4.3% | |
Free reserves | Rs m | 906 | 63,794 | 1.4% | |
Net worth | Rs m | 974 | 65,388 | 1.5% | |
Borrowings | Rs m | 38 | 252 | 15.2% | |
Investments | Rs m | 3 | 28,109 | 0.0% | |
Total assets | Rs m | 1,225 | 300,100 | 0.4% | |
Debt/equity ratio | x | 0 | 0 | 1,021.6% | |
Return on assets | % | 6.9 | 4.8 | 143.0% | |
Return on equity | % | 8.7 | 22.1 | 39.2% | |
Capital adequacy ratio | % | 0 | 23.1 | 0.0% | |
Net NPAs | % | 0 | 0.4 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -1 | -47,338 | 0.0% | |
From Investments | Rs m | -4 | -9,942 | 0.0% | |
From Financial Activity | Rs m | 7 | 54,939 | 0.0% | |
Net Cashflow | Rs m | 1 | -2,341 | -0.1% |
Indian Promoters | % | 53.8 | 0.0 | - | |
Foreign collaborators | % | 0.0 | 66.5 | - | |
Indian inst/Mut Fund | % | 0.0 | 25.6 | - | |
FIIs | % | 0.0 | 10.8 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 46.2 | 33.5 | 138.0% | |
Shareholders | 6,625 | 103,928 | 6.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INTER GLOBE FIN. With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS MANAPPURAM FINANCE
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INTER GLOB F | CREDITACCESS GRAMEEN |
---|---|---|
1-Day | -4.11% | 3.31% |
1-Month | -12.91% | -10.90% |
1-Year | 191.53% | -47.20% |
3-Year CAGR | 86.29% | 16.27% |
5-Year CAGR | 98.52% | 3.51% |
* Compound Annual Growth Rate
Here are more details on the INTER GLOB F share price and the CREDITACCESS GRAMEEN share price.
Moving on to shareholding structures...
The promoters of INTER GLOB F hold a 53.8% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.5%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INTER GLOB F and the shareholding pattern of CREDITACCESS GRAMEEN.
Finally, a word on dividends...
In the most recent financial year, INTER GLOB F paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
CREDITACCESS GRAMEEN paid Rs 10.0, and its dividend payout ratio stood at 11.0%.
You may visit here to review the dividend history of INTER GLOB F, and the dividend history of CREDITACCESS GRAMEEN.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.