INDO CREDIT | LIC HOUSING | INDO CREDIT/ LIC HOUSING |
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P/E (TTM) | x | -38.6 | 7.1 | - | View Chart |
P/BV | x | 0.3 | 1.1 | 26.5% | View Chart |
Dividend Yield | % | 0.0 | 1.4 | - |
INDO CREDIT LIC HOUSING |
EQUITY SHARE DATA | |||||
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INDO CREDIT Mar-24 |
LIC HOUSING Mar-24 |
INDO CREDIT/ LIC HOUSING |
5-Yr Chart Click to enlarge
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High | Rs | 2 | 672 | 0.3% | |
Low | Rs | 1 | 324 | 0.5% | |
Income per share (Unadj.) | Rs | 0.1 | 495.9 | 0.0% | |
Earnings per share (Unadj.) | Rs | -0.1 | 86.6 | -0.1% | |
Cash flow per share (Unadj.) | Rs | 0.3 | 160.5 | 0.2% | |
Dividends per share (Unadj.) | Rs | 0 | 9.00 | 0.0% | |
Avg Dividend yield | % | 0 | 1.8 | 0.0% | |
Book value per share (Unadj.) | Rs | 8.1 | 572.2 | 1.4% | |
Shares outstanding (eoy) | m | 7.23 | 550.06 | 1.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 20.0 | 1.0 | 1,986.7% | |
Avg P/E ratio | x | -24.1 | 5.8 | -418.7% | |
Avg P/CF ratio | x | -24.1 | 5.8 | -418.7% | |
Avg Price/Bookvalue ratio | x | 0.2 | 0.9 | 23.9% | |
Dividend payout | % | 0 | 10.4 | -0.0% | |
Avg Mkt Cap | Rs m | 12 | 273,918 | 0.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1 | 6,496 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 1 | 272,770 | 0.0% | |
Other income | Rs m | 2 | 8 | 22.5% | |
Interest expense | Rs m | 1 | 183,851 | 0.0% | |
Net interest income | Rs m | 0 | 88,919 | -0.0% | |
Operating expense | Rs m | 2 | 27,591 | 0.0% | |
Gross profit | Rs m | -2 | 61,328 | -0.0% | |
Gross profit margin | % | -389.0 | 22.5 | -1,730.2% | |
Provisions/contingencies | Rs m | 0 | 0 | - | |
Profit before tax | Rs m | -1 | 60,644 | -0.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -4 | -0.0% | |
Prior Period Items | Rs m | 0 | 38 | 0.0% | |
Tax | Rs m | 0 | 13,048 | 0.0% | |
Profit after tax | Rs m | -1 | 47,630 | -0.0% | |
Net profit margin | % | -83.3 | 17.5 | -476.9% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 0 | 2,805,182 | 0.0% | |
Deposits | Rs m | 0 | 39,503 | 0.0% | |
Credit/Deposit ratio | x | 0 | 7,101.2 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 19.5 | - | |
Net Interest Margin | % | 0 | 3.1 | -1.6% | |
Net fixed assets | Rs m | 9 | 3,596 | 0.2% | |
Share capital | Rs m | 72 | 1,101 | 6.6% | |
Free reserves | Rs m | -14 | 313,666 | -0.0% | |
Net worth | Rs m | 59 | 314,767 | 0.0% | |
Borrowings | Rs m | 0 | 280,677 | 0.0% | |
Investments | Rs m | 73 | 71,023 | 0.1% | |
Total assets | Rs m | 99 | 2,896,952 | 0.0% | |
Debt/equity ratio | x | 0 | 1.0 | 0.0% | |
Return on assets | % | -0.5 | 1.6 | -31.3% | |
Return on equity | % | -0.9 | 15.1 | -5.7% | |
Capital adequacy ratio | % | 0 | 20.8 | 0.0% | |
Net NPAs | % | 0 | 1.6 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -9 | -71,510 | 0.0% | |
From Investments | Rs m | 4 | 5,869 | 0.1% | |
From Financial Activity | Rs m | 4 | 73,456 | 0.0% | |
Net Cashflow | Rs m | -1 | 7,814 | -0.0% |
Indian Promoters | % | 14.5 | 45.2 | 32.1% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 42.5 | - | |
FIIs | % | 0.0 | 22.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 85.5 | 54.8 | 156.1% | |
Shareholders | 11,148 | 361,857 | 3.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDO CREDIT With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | INDO CREDIT | LIC Housing |
---|---|---|
1-Day | 4.91% | 1.33% |
1-Month | 4.91% | 4.61% |
1-Year | 43.29% | 36.74% |
3-Year CAGR | 13.91% | 16.46% |
5-Year CAGR | 33.70% | 7.29% |
* Compound Annual Growth Rate
Here are more details on the INDO CREDIT share price and the LIC Housing share price.
Moving on to shareholding structures...
The promoters of INDO CREDIT hold a 14.5% stake in the company. In case of LIC Housing the stake stands at 45.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDO CREDIT and the shareholding pattern of LIC Housing.
Finally, a word on dividends...
In the most recent financial year, INDO CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
LIC Housing paid Rs 9.0, and its dividend payout ratio stood at 10.4%.
You may visit here to review the dividend history of INDO CREDIT, and the dividend history of LIC Housing.
For a sector overview, read our finance sector report.
Asian stocks experienced a notable rally alongside US equity futures on Monday, marking a positive turn for the markets. The dollar retreated against other currencies as bond yields declined.