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INDO CREDIT vs U.Y. FINCORP - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDO CREDIT U.Y. FINCORP INDO CREDIT/
U.Y. FINCORP
 
P/E (TTM) x -38.6 28.4 - View Chart
P/BV x 0.3 1.6 18.1% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDO CREDIT   U.Y. FINCORP
EQUITY SHARE DATA
    INDO CREDIT
Mar-24
U.Y. FINCORP
Mar-24
INDO CREDIT/
U.Y. FINCORP
5-Yr Chart
Click to enlarge
High Rs236 5.2%   
Low Rs113 11.9%   
Income per share (Unadj.) Rs0.16.4 1.3%  
Earnings per share (Unadj.) Rs-0.13.4 -2.1%  
Cash flow per share (Unadj.) Rs0.310.9 2.3%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs8.116.7 48.5%  
Shares outstanding (eoy) m7.23190.24 3.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x20.03.8 522.0%   
Avg P/E ratio x-24.17.2 -335.7%  
Avg P/CF ratio x-24.15.9 -409.9%  
Avg Price/Bookvalue ratio x0.21.5 14.2%  
Dividend payout %00-   
Avg Mkt Cap Rs m124,657 0.3%   
No. of employees `000NANA-   
Total wages & salary Rs m112 8.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11,219 0.1%  
Other income Rs m2994 0.2%   
Interest expense Rs m11 79.3%   
Net interest income Rs m01,218 -0.0%  
Operating expense Rs m21,366 0.2%   
Gross profit Rs m-2-148 1.6%  
Gross profit margin %-389.0-12.2 3,201.2%  
Provisions/contingencies Rs m0143 0.0%   
Profit before tax Rs m-1844 -0.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m0195 0.0%   
Profit after tax Rs m-1649 -0.1%  
Net profit margin %-83.353.3 -156.3%  
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0632.9 -0.0%  
Net fixed assets Rs m97 125.0%   
Share capital Rs m72951 7.6%   
Free reserves Rs m-142,229 -0.6%   
Net worth Rs m593,180 1.8%   
Borrowings Rs m010 0.0%   
Investments Rs m73192 37.8%   
Total assets Rs m993,263 3.0%  
Debt/equity ratio x00 0.0%   
Return on assets %-0.519.9 -2.6%  
Return on equity %-0.920.4 -4.2%  
Capital adequacy ratio %01.0 0.0%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-9-185 4.7%  
From Investments Rs m4189 2.1%  
From Financial Activity Rs m4-1 -476.8%  
Net Cashflow Rs m-14 -23.4%  

Share Holding

Indian Promoters % 14.5 71.4 20.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 0.0 -  
FIIs % 0.0 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 85.5 28.6 298.7%  
Shareholders   11,148 15,828 70.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDO CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on INDO CREDIT vs GOLDEN SECURITIES

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INDO CREDIT vs GOLDEN SECURITIES Share Price Performance

Period INDO CREDIT GOLDEN SECURITIES
1-Day 4.91% 1.71%
1-Month 4.91% -5.57%
1-Year 43.29% 6.48%
3-Year CAGR 13.91% 18.59%
5-Year CAGR 33.70% 62.03%

* Compound Annual Growth Rate

Here are more details on the INDO CREDIT share price and the GOLDEN SECURITIES share price.

Moving on to shareholding structures...

The promoters of INDO CREDIT hold a 14.5% stake in the company. In case of GOLDEN SECURITIES the stake stands at 71.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDO CREDIT and the shareholding pattern of GOLDEN SECURITIES.

Finally, a word on dividends...

In the most recent financial year, INDO CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

GOLDEN SECURITIES paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of INDO CREDIT, and the dividend history of GOLDEN SECURITIES.

For a sector overview, read our finance sector report.



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