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SAMMAAN CAPITAL vs CREDITACCESS GRAMEEN - Comparison Results

Rs 100 invested in...

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Current Valuations

    SAMMAAN CAPITAL CREDITACCESS GRAMEEN SAMMAAN CAPITAL/
CREDITACCESS GRAMEEN
 
P/E (TTM) x -6.4 10.7 - View Chart
P/BV x 0.6 2.2 27.2% View Chart
Dividend Yield % 1.3 1.1 114.4%  

Financials

 SAMMAAN CAPITAL   CREDITACCESS GRAMEEN
EQUITY SHARE DATA
    SAMMAAN CAPITAL
Mar-24
CREDITACCESS GRAMEEN
Mar-24
SAMMAAN CAPITAL/
CREDITACCESS GRAMEEN
5-Yr Chart
Click to enlarge
High Rs2351,794 13.1%   
Low Rs98903 10.9%   
Income per share (Unadj.) Rs116.7324.2 36.0%  
Earnings per share (Unadj.) Rs16.890.7 18.5%  
Cash flow per share (Unadj.) Rs46.1212.1 21.7%  
Dividends per share (Unadj.) Rs2.0010.00 20.0%  
Avg Dividend yield %1.20.7 162.0%  
Book value per share (Unadj.) Rs270.6410.3 66.0%  
Shares outstanding (eoy) m726.08159.38 455.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.44.2 34.3%   
Avg P/E ratio x9.914.9 66.8%  
Avg P/CF ratio x9.914.8 66.9%  
Avg Price/Bookvalue ratio x0.63.3 18.7%  
Dividend payout %11.911.0 108.3%   
Avg Mkt Cap Rs m120,874214,968 56.2%   
No. of employees `000NANA-   
Total wages & salary Rs m6,1916,694 92.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m84,74951,667 164.0%  
Other income Rs m2,64060 4,414.9%   
Interest expense Rs m53,06817,384 305.3%   
Net interest income Rs m31,68134,283 92.4%  
Operating expense Rs m16,98814,440 117.6%   
Gross profit Rs m14,69319,844 74.0%  
Gross profit margin %17.338.4 45.1%  
Provisions/contingencies Rs m332 9.9%   
Profit before tax Rs m16,48719,392 85.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m4,3174,933 87.5%   
Profit after tax Rs m12,17014,459 84.2%  
Net profit margin %14.428.0 51.3%  
BALANCE SHEET DATA
Advances Rs m530,126251,050 211.2%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %5.212.3 42.1%  
Net fixed assets Rs m2,9266,091 48.0%   
Share capital Rs m1,1301,594 70.9%   
Free reserves Rs m195,36563,794 306.2%   
Net worth Rs m196,49565,388 300.5%   
Borrowings Rs m179,592252 71,153.6%   
Investments Rs m82,40728,109 293.2%   
Total assets Rs m728,312300,100 242.7%  
Debt/equity ratio x0.90 23,677.9%   
Return on assets %1.74.8 34.7%  
Return on equity %6.222.1 28.0%  
Capital adequacy ratio %22.723.1 98.3%  
Net NPAs %2.10.4 591.4%  
CASH FLOW
From Operations Rs m-1,233-47,338 2.6%  
From Investments Rs m15,901-9,942 -159.9%  
From Financial Activity Rs m-23,82754,939 -43.4%  
Net Cashflow Rs m-9,159-2,341 391.2%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 66.5 -  
Indian inst/Mut Fund % 26.1 25.6 101.8%  
FIIs % 19.8 10.8 183.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 33.5 298.9%  
Shareholders   474,592 103,928 456.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare SAMMAAN CAPITAL With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on SAMMAAN CAPITAL vs CREDITACCESS GRAMEEN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

SAMMAAN CAPITAL vs CREDITACCESS GRAMEEN Share Price Performance

Period SAMMAAN CAPITAL CREDITACCESS GRAMEEN
1-Day -2.47% 3.31%
1-Month 17.22% -10.90%
1-Year -14.74% -47.20%
3-Year CAGR -8.68% 16.27%
5-Year CAGR -8.04% 3.51%

* Compound Annual Growth Rate

Here are more details on the SAMMAAN CAPITAL share price and the CREDITACCESS GRAMEEN share price.

Moving on to shareholding structures...

The promoters of SAMMAAN CAPITAL hold a 0.0% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of SAMMAAN CAPITAL and the shareholding pattern of CREDITACCESS GRAMEEN.

Finally, a word on dividends...

In the most recent financial year, SAMMAAN CAPITAL paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 11.9%.

CREDITACCESS GRAMEEN paid Rs 10.0, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of SAMMAAN CAPITAL, and the dividend history of CREDITACCESS GRAMEEN.

For a sector overview, read our finance sector report.



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