Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HOME FIRST FINANCE vs SUNDARAM FINANCE - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HOME FIRST FINANCE SUNDARAM FINANCE HOME FIRST FINANCE/
SUNDARAM FINANCE
 
P/E (TTM) x 28.4 29.3 96.7% View Chart
P/BV x 4.7 4.2 110.4% View Chart
Dividend Yield % 0.3 0.7 43.8%  

Financials

 HOME FIRST FINANCE   SUNDARAM FINANCE
EQUITY SHARE DATA
    HOME FIRST FINANCE
Mar-24
SUNDARAM FINANCE
Mar-24
HOME FIRST FINANCE/
SUNDARAM FINANCE
5-Yr Chart
Click to enlarge
High Rs1,0594,300 24.6%   
Low Rs6862,211 31.0%   
Income per share (Unadj.) Rs128.5659.4 19.5%  
Earnings per share (Unadj.) Rs34.5130.3 26.5%  
Cash flow per share (Unadj.) Rs58.7326.6 18.0%  
Dividends per share (Unadj.) Rs3.4030.00 11.3%  
Avg Dividend yield %0.40.9 42.3%  
Book value per share (Unadj.) Rs235.31,004.6 23.4%  
Shares outstanding (eoy) m88.52110.21 80.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x6.84.9 137.5%   
Avg P/E ratio x25.325.0 101.1%  
Avg P/CF ratio x18.024.9 72.6%  
Avg Price/Bookvalue ratio x3.73.2 114.4%  
Dividend payout %9.823.0 42.8%   
Avg Mkt Cap Rs m77,217358,757 21.5%   
No. of employees `000NANA-   
Total wages & salary Rs m1,4838,321 17.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m11,37472,671 15.7%  
Other income Rs m191184 103.9%   
Interest expense Rs m5,03034,179 14.7%   
Net interest income Rs m6,34538,493 16.5%  
Operating expense Rs m2,41916,319 14.8%   
Gross profit Rs m3,92622,173 17.7%  
Gross profit margin %34.530.5 113.1%  
Provisions/contingencies Rs m1,22266 1,838.4%   
Profit before tax Rs m4,00019,611 20.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4,063 -0.0%   
Prior Period Items Rs m04,199 0.0%   
Tax Rs m9425,387 17.5%   
Profit after tax Rs m3,05714,360 21.3%  
Net profit margin %26.919.8 136.0%  
BALANCE SHEET DATA
Advances Rs m67,484410,732 16.4%   
Deposits Rs m079,707 0.0%  
Credit/Deposit ratio x0515.3- 
Yield on advances %00-   
Cost of deposits %06.7-  
Net Interest Margin %7.48.1 91.6%  
Net fixed assets Rs m30013,122 2.3%   
Share capital Rs m1771,102 16.1%   
Free reserves Rs m20,648109,612 18.8%   
Net worth Rs m20,825110,714 18.8%   
Borrowings Rs m5846,584 0.1%   
Investments Rs m17,74462,903 28.2%   
Total assets Rs m96,490642,313 15.0%  
Debt/equity ratio x01.1 0.2%   
Return on assets %3.22.2 141.7%  
Return on equity %14.713.0 113.2%  
Capital adequacy ratio %39.520.5 192.6%  
Net NPAs %1.21.3 96.0%  
CASH FLOW
From Operations Rs m-19,077-84,859 22.5%  
From Investments Rs m-2,174889 -244.5%  
From Financial Activity Rs m24,70087,543 28.2%  
Net Cashflow Rs m3,4493,574 96.5%  

Share Holding

Indian Promoters % 14.1 35.0 40.2%  
Foreign collaborators % 9.3 2.2 417.5%  
Indian inst/Mut Fund % 38.0 26.4 143.7%  
FIIs % 25.5 18.4 138.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.6 62.8 122.1%  
Shareholders   78,604 44,168 178.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HOME FIRST FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    MANAPPURAM FINANCE    


More on HOME FIRST FINANCE vs Sundaram Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HOME FIRST FINANCE vs Sundaram Finance Share Price Performance

Period HOME FIRST FINANCE Sundaram Finance
1-Day 1.63% 2.40%
1-Month -1.44% -15.10%
1-Year 19.03% 31.46%
3-Year CAGR 12.31% 21.43%
5-Year CAGR 15.59% 20.95%

* Compound Annual Growth Rate

Here are more details on the HOME FIRST FINANCE share price and the Sundaram Finance share price.

Moving on to shareholding structures...

The promoters of HOME FIRST FINANCE hold a 23.4% stake in the company. In case of Sundaram Finance the stake stands at 37.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HOME FIRST FINANCE and the shareholding pattern of Sundaram Finance.

Finally, a word on dividends...

In the most recent financial year, HOME FIRST FINANCE paid a dividend of Rs 3.4 per share. This amounted to a Dividend Payout ratio of 9.8%.

Sundaram Finance paid Rs 30.0, and its dividend payout ratio stood at 23.0%.

You may visit here to review the dividend history of HOME FIRST FINANCE, and the dividend history of Sundaram Finance.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.