HDFC | MAHINDRA & MAHINDRA FINANCIAL SERVICES | HDFC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 30.6 | 15.8 | 193.5% | View Chart |
P/BV | x | 2.5 | 1.7 | 150.2% | View Chart |
Dividend Yield | % | 1.6 | 2.3 | 69.3% |
HDFC MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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HDFC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-24 |
HDFC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 2,855 | 346 | 824.3% | |
Low | Rs | 2,027 | 232 | 873.5% | |
Income per share (Unadj.) | Rs | 833.7 | 128.0 | 651.4% | |
Earnings per share (Unadj.) | Rs | 142.6 | 15.7 | 910.8% | |
Cash flow per share (Unadj.) | Rs | 692.5 | 71.0 | 975.3% | |
Dividends per share (Unadj.) | Rs | 44.00 | 6.30 | 698.4% | |
Avg Dividend yield | % | 1.8 | 2.2 | 82.7% | |
Book value per share (Unadj.) | Rs | 1,090.0 | 161.2 | 676.0% | |
Shares outstanding (eoy) | m | 1,834.56 | 1,234.39 | 148.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.9 | 2.3 | 129.6% | |
Avg P/E ratio | x | 17.1 | 18.5 | 92.7% | |
Avg P/CF ratio | x | 17.1 | 18.2 | 93.7% | |
Avg Price/Bookvalue ratio | x | 2.2 | 1.8 | 124.8% | |
Dividend payout | % | 30.9 | 40.2 | 76.7% | |
Avg Mkt Cap | Rs m | 4,478,060 | 356,984 | 1,254.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,600 | 22,614 | 95.5% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 1,529,403 | 157,969 | 968.2% | |
Other income | Rs m | 21,598 | 1,817 | 1,188.5% | |
Interest expense | Rs m | 370,286 | 69,592 | 532.1% | |
Net interest income | Rs m | 1,159,117 | 88,377 | 1,311.6% | |
Operating expense | Rs m | 965,098 | 62,125 | 1,553.5% | |
Gross profit | Rs m | 194,018 | 26,252 | 739.1% | |
Gross profit margin | % | 12.7 | 16.6 | 76.3% | |
Provisions/contingencies | Rs m | 607 | 261 | 232.4% | |
Profit before tax | Rs m | 321,306 | 25,882 | 1,241.4% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -15,389 | -104 | 14,853.8% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 44,308 | 6,451 | 686.8% | |
Profit after tax | Rs m | 261,609 | 19,327 | 1,353.6% | |
Net profit margin | % | 17.1 | 12.2 | 139.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 6,245,515 | 37,577 | 16,620.7% | |
Deposits | Rs m | 1,109,979 | 71,747 | 1,547.1% | |
Credit/Deposit ratio | x | 562.7 | 52.4 | 1,074.3% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.4 | 6.8 | 136.8% | |
Net Interest Margin | % | 11.1 | 62.9 | 17.7% | |
Net fixed assets | Rs m | 98,012 | 10,080 | 972.4% | |
Share capital | Rs m | 3,669 | 2,469 | 148.6% | |
Free reserves | Rs m | 1,996,058 | 196,559 | 1,015.5% | |
Net worth | Rs m | 1,999,727 | 199,028 | 1,004.7% | |
Borrowings | Rs m | 876,846 | 53,682 | 1,633.4% | |
Investments | Rs m | 4,173,582 | 102,915 | 4,055.4% | |
Total assets | Rs m | 10,897,807 | 1,229,140 | 886.6% | |
Debt/equity ratio | x | 1.0 | 0.6 | 157.7% | |
Return on assets | % | 2.4 | 1.6 | 152.7% | |
Return on equity | % | 13.1 | 9.7 | 134.7% | |
Capital adequacy ratio | % | 0 | 18.9 | 0.0% | |
Net NPAs | % | 0 | 1.3 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -473,285 | -184,486 | 256.5% | |
From Investments | Rs m | -215,235 | 26,703 | -806.0% | |
From Financial Activity | Rs m | 693,206 | 160,949 | 430.7% | |
Net Cashflow | Rs m | 4,687 | 3,170 | 147.8% |
Indian Promoters | % | 0.0 | 52.2 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 87.9 | 41.8 | 210.4% | |
FIIs | % | 63.6 | 10.2 | 623.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 47.8 | 209.0% | |
Shareholders | 720,777 | 211,051 | 341.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HDFC | M&M Financial |
---|---|---|
1-Day | -0.62% | 2.83% |
1-Month | 3.39% | 0.82% |
1-Year | 22.62% | 0.15% |
3-Year CAGR | 13.92% | 17.38% |
5-Year CAGR | 6.83% | 5.23% |
* Compound Annual Growth Rate
Here are more details on the HDFC share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of HDFC hold a 0.0% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, HDFC paid a dividend of Rs 44.0 per share. This amounted to a Dividend Payout ratio of 30.9%.
M&M Financial paid Rs 6.3, and its dividend payout ratio stood at 40.2%.
You may visit here to review the dividend history of HDFC, and the dividend history of M&M Financial.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.