HDFC BANK | J&K BANK | HDFC BANK/ J&K BANK |
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P/E (TTM) | x | 18.6 | 5.1 | 363.4% | View Chart |
P/BV | x | 2.9 | 0.9 | 344.0% | View Chart |
Dividend Yield | % | 1.1 | 2.3 | 49.2% |
HDFC BANK J&K BANK |
EQUITY SHARE DATA | |||||
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HDFC BANK Mar-24 |
J&K BANK Mar-24 |
HDFC BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 1,758 | 152 | 1,153.0% | |
Low | Rs | 1,363 | 48 | 2,815.9% | |
Income per share (Unadj.) | Rs | 373.4 | 101.8 | 366.7% | |
Earnings per share (Unadj.) | Rs | 84.3 | 16.1 | 524.3% | |
Cash flow per share (Unadj.) | Rs | 251.8 | 51.2 | 491.6% | |
Dividends per share (Unadj.) | Rs | 19.50 | 2.15 | 907.0% | |
Avg Dividend yield | % | 1.2 | 2.1 | 58.4% | |
Book value per share (Unadj.) | Rs | 597.3 | 110.7 | 539.4% | |
Shares outstanding (eoy) | m | 7,596.91 | 1,101.18 | 689.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.2 | 1.0 | 423.8% | |
Avg P/E ratio | x | 18.5 | 6.2 | 296.4% | |
Avg P/CF ratio | x | 11.8 | 4.8 | 244.1% | |
Avg Price/Bookvalue ratio | x | 2.6 | 0.9 | 288.1% | |
Dividend payout | % | 23.1 | 13.4 | 173.0% | |
Avg Mkt Cap | Rs m | 11,855,929 | 110,597 | 10,719.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 310,230 | 25,790 | 1,202.9% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,836,490 | 112,132 | 2,529.6% | |
Other income | Rs m | 1,243,458 | 8,377 | 14,844.2% | |
Interest expense | Rs m | 1,541,386 | 60,079 | 2,565.6% | |
Net interest income | Rs m | 1,295,105 | 52,053 | 2,488.1% | |
Operating expense | Rs m | 1,522,693 | 37,626 | 4,047.0% | |
Gross profit | Rs m | -227,589 | 14,427 | -1,577.5% | |
Gross profit margin | % | -8.0 | 12.9 | -62.4% | |
Provisions/contingencies | Rs m | 361,404 | 5,105 | 7,079.7% | |
Profit before tax | Rs m | 765,686 | 23,881 | 3,206.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -13,845 | 0 | - | |
Prior Period Items | Rs m | 0 | 13 | 0.0% | |
Tax | Rs m | 111,221 | 6,182 | 1,799.2% | |
Profit after tax | Rs m | 640,620 | 17,712 | 3,616.8% | |
Net profit margin | % | 22.6 | 15.8 | 143.0% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 25,658,914 | 937,566 | 2,736.8% | |
Deposits | Rs m | 23,768,873 | 1,347,632 | 1,763.8% | |
Credit/Deposit ratio | x | 108.0 | 69.6 | 155.2% | |
Yield on advances | % | 8.5 | 9.2 | 92.5% | |
Cost of deposits | % | 4.2 | 4.2 | 99.1% | |
Net Interest Margin | % | 3.6 | 4.0 | 89.6% | |
Net fixed assets | Rs m | 126,038 | 22,083 | 570.8% | |
Share capital | Rs m | 7,597 | 1,101 | 689.8% | |
Free reserves | Rs m | 4,529,828 | 120,826 | 3,749.1% | |
Net worth | Rs m | 4,537,425 | 121,927 | 3,721.4% | |
Borrowings | Rs m | 7,306,155 | 28,850 | 25,324.6% | |
Investments | Rs m | 10,056,816 | 349,002 | 2,881.6% | |
Total assets | Rs m | 40,301,943 | 1,545,046 | 2,608.5% | |
Debt/equity ratio | x | 6.8 | 11.3 | 60.7% | |
Return on assets | % | 1.6 | 1.1 | 138.7% | |
Return on equity | % | 14.1 | 14.5 | 97.2% | |
Capital adequacy ratio | % | 18.8 | 15.4 | 121.9% | |
Net NPAs | % | 0.3 | 0.8 | 41.8% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 190,693 | -8,526 | -2,236.7% | |
From Investments | Rs m | 53,138 | -2,573 | -2,065.5% | |
From Financial Activity | Rs m | -39,831 | 4,074 | -977.6% | |
Net Cashflow | Rs m | 316,867 | -7,024 | -4,511.3% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 83.3 | 12.9 | 647.4% | |
FIIs | % | 48.0 | 6.5 | 741.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 40.6 | 246.3% | |
Shareholders | 3,921,910 | 278,050 | 1,410.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC BANK With: AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HDFC Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.02% | -1.61% | -0.42% |
1-Month | 0.76% | -0.26% | -2.93% |
1-Year | 14.78% | -16.30% | 16.50% |
3-Year CAGR | 4.76% | 34.35% | 10.67% |
5-Year CAGR | 6.30% | 23.37% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the HDFC Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of HDFC Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, HDFC Bank paid a dividend of Rs 19.5 per share. This amounted to a Dividend Payout ratio of 23.1%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of HDFC Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.