HDFC BANK | AU SMALL FINANCE BANK | HDFC BANK/ AU SMALL FINANCE BANK |
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P/E (TTM) | x | 18.6 | 24.3 | 76.6% | View Chart |
P/BV | x | 2.9 | 3.5 | 82.9% | View Chart |
Dividend Yield | % | 1.1 | 0.2 | 665.6% |
HDFC BANK AU SMALL FINANCE BANK |
EQUITY SHARE DATA | |||||
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HDFC BANK Mar-24 |
AU SMALL FINANCE BANK Mar-24 |
HDFC BANK/ AU SMALL FINANCE BANK |
5-Yr Chart Click to enlarge
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High | Rs | 1,758 | 813 | 216.2% | |
Low | Rs | 1,363 | 554 | 246.2% | |
Income per share (Unadj.) | Rs | 373.4 | 157.7 | 236.7% | |
Earnings per share (Unadj.) | Rs | 84.3 | 22.9 | 367.7% | |
Cash flow per share (Unadj.) | Rs | 251.8 | 83.1 | 303.0% | |
Dividends per share (Unadj.) | Rs | 19.50 | 1.00 | 1,950.0% | |
Avg Dividend yield | % | 1.2 | 0.1 | 854.0% | |
Book value per share (Unadj.) | Rs | 597.3 | 186.8 | 319.8% | |
Shares outstanding (eoy) | m | 7,596.91 | 669.16 | 1,135.3% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.2 | 4.3 | 96.5% | |
Avg P/E ratio | x | 18.5 | 29.8 | 62.1% | |
Avg P/CF ratio | x | 11.8 | 18.8 | 63.1% | |
Avg Price/Bookvalue ratio | x | 2.6 | 3.7 | 71.4% | |
Dividend payout | % | 23.1 | 4.4 | 530.4% | |
Avg Mkt Cap | Rs m | 11,855,929 | 457,339 | 2,592.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 310,230 | 21,037 | 1,474.7% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 2,836,490 | 105,547 | 2,687.4% | |
Other income | Rs m | 1,243,458 | 17,459 | 7,122.2% | |
Interest expense | Rs m | 1,541,386 | 53,976 | 2,855.7% | |
Net interest income | Rs m | 1,295,105 | 51,571 | 2,511.3% | |
Operating expense | Rs m | 1,522,693 | 44,648 | 3,410.4% | |
Gross profit | Rs m | -227,589 | 6,923 | -3,287.5% | |
Gross profit margin | % | -8.0 | 6.6 | -122.3% | |
Provisions/contingencies | Rs m | 361,404 | 9,035 | 4,000.2% | |
Profit before tax | Rs m | 765,686 | 19,994 | 3,829.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -13,845 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 111,221 | 4,647 | 2,393.3% | |
Profit after tax | Rs m | 640,620 | 15,347 | 4,174.2% | |
Net profit margin | % | 22.6 | 14.5 | 155.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 25,658,914 | 731,627 | 3,507.1% | |
Deposits | Rs m | 23,768,873 | 871,821 | 2,726.3% | |
Credit/Deposit ratio | x | 108.0 | 83.9 | 128.6% | |
Yield on advances | % | 8.5 | 11.5 | 73.6% | |
Cost of deposits | % | 4.2 | 5.7 | 73.9% | |
Net Interest Margin | % | 3.6 | 5.1 | 70.5% | |
Net fixed assets | Rs m | 126,038 | 7,841 | 1,607.3% | |
Share capital | Rs m | 7,597 | 6,692 | 113.5% | |
Free reserves | Rs m | 4,529,828 | 118,276 | 3,829.9% | |
Net worth | Rs m | 4,537,425 | 124,968 | 3,630.9% | |
Borrowings | Rs m | 7,306,155 | 54,794 | 13,333.9% | |
Investments | Rs m | 10,056,816 | 271,334 | 3,706.4% | |
Total assets | Rs m | 40,301,943 | 1,094,257 | 3,683.0% | |
Debt/equity ratio | x | 6.8 | 7.4 | 92.4% | |
Return on assets | % | 1.6 | 1.4 | 113.3% | |
Return on equity | % | 14.1 | 12.3 | 115.0% | |
Capital adequacy ratio | % | 18.8 | 20.1 | 93.7% | |
Net NPAs | % | 0.3 | 0.6 | 60.0% |
CASH FLOW | |||||
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From Operations | Rs m | 190,693 | 26,081 | 731.2% | |
From Investments | Rs m | 53,138 | -48,548 | -109.5% | |
From Financial Activity | Rs m | -39,831 | -8,021 | 496.6% | |
Net Cashflow | Rs m | 316,867 | -30,488 | -1,039.3% |
Indian Promoters | % | 0.0 | 22.9 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 83.3 | 60.9 | 136.8% | |
FIIs | % | 48.0 | 40.7 | 117.9% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 77.1 | 129.7% | |
Shareholders | 3,921,910 | 174,101 | 2,252.7% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC BANK With: AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HDFC Bank | AU SMALL FINANCE BANK | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.02% | 0.77% | -0.42% |
1-Month | 0.76% | -10.59% | -2.93% |
1-Year | 14.78% | -17.38% | 16.50% |
3-Year CAGR | 4.76% | -0.07% | 10.67% |
5-Year CAGR | 6.30% | 7.79% | 10.10% |
* Compound Annual Growth Rate
Here are more details on the HDFC Bank share price and the AU SMALL FINANCE BANK share price.
Moving on to shareholding structures...
The promoters of HDFC Bank hold a 0.0% stake in the company. In case of AU SMALL FINANCE BANK the stake stands at 22.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of AU SMALL FINANCE BANK.
Finally, a word on dividends...
In the most recent financial year, HDFC Bank paid a dividend of Rs 19.5 per share. This amounted to a Dividend Payout ratio of 23.1%.
AU SMALL FINANCE BANK paid Rs 1.0, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of HDFC Bank, and the dividend history of AU SMALL FINANCE BANK.
For a sector overview, read our banking sector report.
On Thursday, Indian share markets traded lower throughout the trading session and ended on a weak note.