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GRUH FINANCE vs INTER ST.FIN - Comparison Results

Rs 100 invested in...

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Current Valuations

    GRUH FINANCE INTER ST.FIN GRUH FINANCE/
INTER ST.FIN
 
P/E (TTM) x 52.0 -22.2 - View Chart
P/BV x 12.4 1.2 1,023.5% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 GRUH FINANCE   INTER ST.FIN
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
INTER ST.FIN
Mar-24
GRUH FINANCE/
INTER ST.FIN
5-Yr Chart
Click to enlarge
High Rs3823 12,731.7%   
Low Rs2052 13,031.8%   
Income per share (Unadj.) Rs27.60.2 12,975.1%  
Earnings per share (Unadj.) Rs6.1-0.1 -7,835.5%  
Cash flow per share (Unadj.) Rs10.10.2 5,502.1%  
Dividends per share (Unadj.) Rs2.000-  
Avg Dividend yield %0.70-  
Book value per share (Unadj.) Rs25.61.4 1,813.9%  
Shares outstanding (eoy) m733.6995.00 772.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.610.7 98.9%   
Avg P/E ratio x48.1-29.4 -163.7%  
Avg P/CF ratio x48.1-29.4 -163.7%  
Avg Price/Bookvalue ratio x11.41.6 707.6%  
Dividend payout %32.80-   
Avg Mkt Cap Rs m215,172217 99,123.4%   
No. of employees `000NANA-   
Total wages & salary Rs m6482 34,817.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,26220 100,207.2%  
Other income Rs m2160 2,161,000.0%   
Interest expense Rs m13,0123 473,163.6%   
Net interest income Rs m7,25017 41,475.4%  
Operating expense Rs m1,28227 4,805.4%   
Gross profit Rs m5,968-9 -64,872.8%  
Gross profit margin %29.5-45.5 -64.8%  
Provisions/contingencies Rs m00-   
Profit before tax Rs m6,150-9 -66,997.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,678-2 -93,765.4%   
Profit after tax Rs m4,472-7 -60,514.2%  
Net profit margin %22.1-36.5 -60.4%  
BALANCE SHEET DATA
Advances Rs m172,8830-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.924,964.3 0.0%  
Net fixed assets Rs m1510-   
Share capital Rs m1,46795 1,544.6%   
Free reserves Rs m17,34239 44,160.7%   
Net worth Rs m18,809134 14,008.6%   
Borrowings Rs m150,12949 304,336.1%   
Investments Rs m10,9450 15,635,714.3%   
Total assets Rs m195,417183 106,715.4%  
Debt/equity ratio x8.00.4 2,172.5%   
Return on assets %2.3-4.0 -56.7%  
Return on equity %23.8-5.5 -432.1%  
Capital adequacy ratio %20.30.7 2,780.8%  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-14,322-24 58,912.0%  
From Investments Rs m491NA-  
From Financial Activity Rs m24,18428 85,637.7%  
Net Cashflow Rs m10,3544 263,452.9%  

Share Holding

Indian Promoters % 47.4 0.1 39,525.0%  
Foreign collaborators % 0.0 0.5 -  
Indian inst/Mut Fund % 30.8 0.0 -  
FIIs % 18.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 99.4 52.9%  
Shareholders   72,213 38,275 188.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GRUH FINANCE vs INTER ST.FIN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs INTER ST.FIN Share Price Performance

Period GRUH FINANCE INTER ST.FIN
1-Day 3.73% 1.18%
1-Month 27.02% -1.16%
1-Year 13.06% -14.07%
3-Year CAGR 23.04% -28.15%
5-Year CAGR 27.87% 36.56%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the INTER ST.FIN share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of INTER ST.FIN the stake stands at 0.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of INTER ST.FIN.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

INTER ST.FIN paid Rs 0.0, and its dividend payout ratio stood at -0.0%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of INTER ST.FIN.

For a sector overview, read our finance sector report.



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