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GRUH FINANCE vs IDFC - Comparison Results

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Current Valuations

    GRUH FINANCE IDFC GRUH FINANCE/
IDFC
 
P/E (TTM) x 52.0 714.3 7.3% View Chart
P/BV x 12.4 1.5 831.1% View Chart
Dividend Yield % 0.6 11.1 5.7%  

Financials

 GRUH FINANCE   IDFC
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
IDFC
Mar-23
GRUH FINANCE/
IDFC
5-Yr Chart
Click to enlarge
High Rs38292 413.4%   
Low Rs20542 484.3%   
Income per share (Unadj.) Rs27.61.0 2,872.4%  
Earnings per share (Unadj.) Rs6.14.2 144.8%  
Cash flow per share (Unadj.) Rs10.17.1 143.7%  
Dividends per share (Unadj.) Rs2.0012.00 16.7%  
Avg Dividend yield %0.717.8 3.8%  
Book value per share (Unadj.) Rs25.672.5 35.4%  
Shares outstanding (eoy) m733.691,599.98 45.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.670.0 15.2%   
Avg P/E ratio x48.116.0 300.7%  
Avg P/CF ratio x48.116.0 300.8%  
Avg Price/Bookvalue ratio x11.40.9 1,231.6%  
Dividend payout %32.8285.2 11.5%   
Avg Mkt Cap Rs m215,172107,719 199.8%   
No. of employees `000NANA-   
Total wages & salary Rs m64876 855.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,2621,538 1,317.2%  
Other income Rs m2164 5,270.7%   
Interest expense Rs m13,0120-   
Net interest income Rs m7,2501,538 471.3%  
Operating expense Rs m1,282636 201.5%   
Gross profit Rs m5,968902 661.5%  
Gross profit margin %29.558.7 50.2%  
Provisions/contingencies Rs m01 0.0%   
Profit before tax Rs m6,15010,647 57.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m1,6783,914 42.9%   
Profit after tax Rs m4,4726,733 66.4%  
Net profit margin %22.1437.7 5.0%  
BALANCE SHEET DATA
Advances Rs m172,8830-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.91.4 289.7%  
Net fixed assets Rs m1511 21,628.6%   
Share capital Rs m1,46716,000 9.2%   
Free reserves Rs m17,34299,972 17.3%   
Net worth Rs m18,809115,972 16.2%   
Borrowings Rs m150,1290-   
Investments Rs m10,945113,006 9.7%   
Total assets Rs m195,417116,862 167.2%  
Debt/equity ratio x8.00-   
Return on assets %2.35.8 39.7%  
Return on equity %23.85.8 409.5%  
Capital adequacy ratio %20.383.3 24.4%  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-14,32241,282 -34.7%  
From Investments Rs m491-23,565 -2.1%  
From Financial Activity Rs m24,184-19,002 -127.3%  
Net Cashflow Rs m10,354-1,285 -805.5%  

Share Holding

Indian Promoters % 47.4 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 51.8 59.5%  
FIIs % 18.7 20.8 90.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 100.0 52.6%  
Shareholders   72,213 678,676 10.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GRUH FINANCE vs IDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs IDFC Share Price Performance

Period GRUH FINANCE IDFC
1-Day 3.73% -1.77%
1-Month 27.02% -2.35%
1-Year 13.06% -11.98%
3-Year CAGR 23.04% 26.78%
5-Year CAGR 27.87% 28.35%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the IDFC share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of IDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of IDFC.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

IDFC paid Rs 12.0, and its dividend payout ratio stood at 285.2%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of IDFC.

For a sector overview, read our finance sector report.



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