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GRUH FINANCE vs COMFORT FINCAP - Comparison Results

Rs 100 invested in...

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Current Valuations

    GRUH FINANCE COMFORT FINCAP GRUH FINANCE/
COMFORT FINCAP
 
P/E (TTM) x 52.0 12.9 403.7% View Chart
P/BV x 12.4 1.2 1,057.1% View Chart
Dividend Yield % 0.6 1.0 65.1%  

Financials

 GRUH FINANCE   COMFORT FINCAP
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
COMFORT FINCAP
Mar-24
GRUH FINANCE/
COMFORT FINCAP
5-Yr Chart
Click to enlarge
High Rs38212 3,185.6%   
Low Rs2056 3,162.3%   
Income per share (Unadj.) Rs27.62.6 1,078.0%  
Earnings per share (Unadj.) Rs6.10.9 642.7%  
Cash flow per share (Unadj.) Rs10.10.9 1,167.9%  
Dividends per share (Unadj.) Rs2.000.10 2,000.0%  
Avg Dividend yield %0.71.1 62.9%  
Book value per share (Unadj.) Rs25.610.1 252.9%  
Shares outstanding (eoy) m733.6954.26 1,352.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.63.6 294.8%   
Avg P/E ratio x48.19.7 494.4%  
Avg P/CF ratio x48.14.3 1,121.9%  
Avg Price/Bookvalue ratio x11.40.9 1,256.6%  
Dividend payout %32.810.5 311.2%   
Avg Mkt Cap Rs m215,172501 42,966.8%   
No. of employees `000NANA-   
Total wages & salary Rs m64817 3,782.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,262139 14,575.9%  
Other income Rs m2161 36,627.1%   
Interest expense Rs m13,01227 48,715.8%   
Net interest income Rs m7,250112 6,455.8%  
Operating expense Rs m1,28240 3,221.7%   
Gross profit Rs m5,96873 8,229.9%  
Gross profit margin %29.552.2 56.5%  
Provisions/contingencies Rs m065 0.0%   
Profit before tax Rs m6,15073 8,471.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,67821 7,939.5%   
Profit after tax Rs m4,47251 8,690.2%  
Net profit margin %22.137.0 59.6%  
BALANCE SHEET DATA
Advances Rs m172,8830-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.9182.7 2.2%  
Net fixed assets Rs m1517 2,269.9%   
Share capital Rs m1,467109 1,352.3%   
Free reserves Rs m17,342442 3,927.1%   
Net worth Rs m18,809550 3,419.2%   
Borrowings Rs m150,129261 57,595.7%   
Investments Rs m10,94561 17,802.5%   
Total assets Rs m195,417831 23,511.1%  
Debt/equity ratio x8.00.5 1,684.5%   
Return on assets %2.36.2 37.0%  
Return on equity %23.89.4 254.1%  
Capital adequacy ratio %20.325.4 79.8%  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-14,32242 -34,352.4%  
From Investments Rs m491-7 -7,056.0%  
From Financial Activity Rs m24,184-42 -57,308.3%  
Net Cashflow Rs m10,354-7 -138,603.7%  

Share Holding

Indian Promoters % 47.4 56.8 83.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 0.0 -  
FIIs % 18.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 43.3 121.5%  
Shareholders   72,213 15,962 452.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GRUH FINANCE vs COMFORT FINCAP

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs COMFORT FINCAP Share Price Performance

Period GRUH FINANCE COMFORT FINCAP
1-Day 3.73% 0.68%
1-Month 27.02% -0.39%
1-Year 13.06% 19.15%
3-Year CAGR 23.04% -6.38%
5-Year CAGR 27.87% 62.06%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the COMFORT FINCAP share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of COMFORT FINCAP the stake stands at 56.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of COMFORT FINCAP.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

COMFORT FINCAP paid Rs 0.1, and its dividend payout ratio stood at 10.5%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of COMFORT FINCAP.

For a sector overview, read our finance sector report.



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