Helping You Build Wealth With Honest Research
Since 1996. Read On...

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GRUH FINANCE vs ARC FINANCE - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GRUH FINANCE ARC FINANCE GRUH FINANCE/
ARC FINANCE
 
P/E (TTM) x 52.0 36.8 141.4% View Chart
P/BV x 12.4 4.6 268.2% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 GRUH FINANCE   ARC FINANCE
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
ARC FINANCE
Mar-24
GRUH FINANCE/
ARC FINANCE
5-Yr Chart
Click to enlarge
High Rs3821 38,974.5%   
Low Rs205NA 52,461.5%   
Income per share (Unadj.) Rs27.60.2 15,098.4%  
Earnings per share (Unadj.) Rs6.10 113,571.2%  
Cash flow per share (Unadj.) Rs10.1-18.7 -54.2%  
Dividends per share (Unadj.) Rs2.000-  
Avg Dividend yield %0.70-  
Book value per share (Unadj.) Rs25.61.0 2,529.6%  
Shares outstanding (eoy) m733.69504.95 145.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.63.7 283.3%   
Avg P/E ratio x48.1127.6 37.7%  
Avg P/CF ratio x48.10 132,544.4%  
Avg Price/Bookvalue ratio x11.40.7 1,691.0%  
Dividend payout %32.80-   
Avg Mkt Cap Rs m215,172346 62,153.9%   
No. of employees `000NANA-   
Total wages & salary Rs m6482 31,901.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,26292 21,938.0%  
Other income Rs m2160 360,166.7%   
Interest expense Rs m13,0121 1,462,022.5%   
Net interest income Rs m7,25091 7,926.9%  
Operating expense Rs m1,28286 1,493.0%   
Gross profit Rs m5,9686 106,197.5%  
Gross profit margin %29.56.1 483.8%  
Provisions/contingencies Rs m09,534 0.0%   
Profit before tax Rs m6,1504 167,585.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m1,6781 176,673.7%   
Profit after tax Rs m4,4723 165,018.5%  
Net profit margin %22.12.9 751.2%  
BALANCE SHEET DATA
Advances Rs m172,8830-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %3.93,008.7 0.1%  
Net fixed assets Rs m15114 1,105.9%   
Share capital Rs m1,467505 290.6%   
Free reserves Rs m17,3427 255,027.9%   
Net worth Rs m18,809512 3,675.5%   
Borrowings Rs m150,129154 97,581.4%   
Investments Rs m10,9453 360,032.9%   
Total assets Rs m195,417715 27,329.2%  
Debt/equity ratio x8.00.3 2,654.9%   
Return on assets %2.30.4 603.0%  
Return on equity %23.80.5 4,483.9%  
Capital adequacy ratio %20.30-  
Net NPAs %0.40-  
CASH FLOW
From Operations Rs m-14,322-116 12,374.9%  
From Investments Rs m49197 507.3%  
From Financial Activity Rs m24,18413 182,935.7%  
Net Cashflow Rs m10,354-6 -181,643.9%  

Share Holding

Indian Promoters % 47.4 12.0 394.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 0.0 -  
FIIs % 18.7 0.0 -  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 88.0 59.8%  
Shareholders   72,213 261,819 27.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GRUH FINANCE vs ARC FINANCE

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs ARC FINANCE Share Price Performance

Period GRUH FINANCE ARC FINANCE
1-Day 3.73% -1.89%
1-Month 27.02% 28.71%
1-Year 13.06% 390.29%
3-Year CAGR 23.04% 74.31%
5-Year CAGR 27.87% 129.42%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the ARC FINANCE share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of ARC FINANCE the stake stands at 12.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of ARC FINANCE.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

ARC FINANCE paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of ARC FINANCE.

For a sector overview, read our finance sector report.



Today's Market

Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising Sensex Today Rallies 1,961 points | Nifty Above 23,900 | 4 Reasons Why Indian Share Market is Rising(Closing)

After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.