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GUJARAT CREDIT vs SBI CARDS - Comparison Results

Rs 100 invested in...

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Current Valuations

    GUJARAT CREDIT SBI CARDS GUJARAT CREDIT/
SBI CARDS
 
P/E (TTM) x -2,363.0 29.1 - View Chart
P/BV x 14.4 5.3 270.6% View Chart
Dividend Yield % 0.0 0.4 -  

Financials

 GUJARAT CREDIT   SBI CARDS
EQUITY SHARE DATA
    GUJARAT CREDIT
Mar-24
SBI CARDS
Mar-24
GUJARAT CREDIT/
SBI CARDS
5-Yr Chart
Click to enlarge
High Rs37932 4.0%   
Low Rs18679 2.7%   
Income per share (Unadj.) Rs0178.4 0.0%  
Earnings per share (Unadj.) Rs025.3 -0.2%  
Cash flow per share (Unadj.) Rs0146.5 0.0%  
Dividends per share (Unadj.) Rs02.50 0.0%  
Avg Dividend yield %00.3 0.0%  
Book value per share (Unadj.) Rs4.9126.9 3.9%  
Shares outstanding (eoy) m25.00950.97 2.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x04.5-  
Avg P/E ratio x-635.731.8 -1,998.2%  
Avg P/CF ratio x-635.731.2 -2,034.8%  
Avg Price/Bookvalue ratio x5.76.3 89.1%  
Dividend payout %09.9 -0.0%   
Avg Mkt Cap Rs m696766,076 0.1%   
No. of employees `000NANA-   
Total wages & salary Rs m15,697 0.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m0169,684 0.0%  
Other income Rs m25,151 0.0%   
Interest expense Rs m033,126 0.0%   
Net interest income Rs m0136,558 -0.0%  
Operating expense Rs m2107,423 0.0%   
Gross profit Rs m-229,135 -0.0%  
Gross profit margin %017.2- 
Provisions/contingencies Rs m0441 0.0%   
Profit before tax Rs m032,318 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m-10-   
Tax Rs m08,239 0.0%   
Profit after tax Rs m-124,079 -0.0%  
Net profit margin %014.2- 
BALANCE SHEET DATA
Advances Rs m00-   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %0385.6 -0.0%  
Net fixed assets Rs m2845,421 5.2%   
Share capital Rs m859,510 0.9%   
Free reserves Rs m38111,203 0.0%   
Net worth Rs m123120,712 0.1%   
Borrowings Rs m0319,932 0.0%   
Investments Rs m4135,411 0.1%   
Total assets Rs m327578,166 0.1%  
Debt/equity ratio x02.7 0.0%   
Return on assets %-0.34.2 -8.0%  
Return on equity %-0.919.9 -4.5%  
Capital adequacy ratio %020.5 0.0%  
Net NPAs %01.0 0.0%  
CASH FLOW
From Operations Rs m2-54,515 -0.0%  
From Investments Rs m-3-14,574 0.0%  
From Financial Activity Rs m184,012 0.0%  
Net Cashflow Rs m014,923 0.0%  

Share Holding

Indian Promoters % 31.6 68.6 46.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 25.9 -  
FIIs % 0.0 9.2 -  
ADR/GDR % 0.0 0.0 -  
Free float % 68.4 31.4 217.9%  
Shareholders   8,926 948,916 0.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GUJARAT CREDIT With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    MANAPPURAM FINANCE    TATA INVESTMENT    


More on GUJ.CREDIT vs SBI CARDS

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GUJ.CREDIT vs SBI CARDS Share Price Performance

Period GUJ.CREDIT SBI CARDS
1-Day 2.00% -1.24%
1-Month 58.06% -5.92%
1-Year 249.04% -8.12%
3-Year CAGR 106.93% -12.53%
5-Year CAGR 45.53% -0.24%

* Compound Annual Growth Rate

Here are more details on the GUJ.CREDIT share price and the SBI CARDS share price.

Moving on to shareholding structures...

The promoters of GUJ.CREDIT hold a 31.6% stake in the company. In case of SBI CARDS the stake stands at 68.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GUJ.CREDIT and the shareholding pattern of SBI CARDS.

Finally, a word on dividends...

In the most recent financial year, GUJ.CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.

SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 9.9%.

You may visit here to review the dividend history of GUJ.CREDIT, and the dividend history of SBI CARDS.

For a sector overview, read our finance sector report.



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