GUJARAT CREDIT | BENGAL & ASSAM | GUJARAT CREDIT/ BENGAL & ASSAM |
|||
---|---|---|---|---|---|
P/E (TTM) | x | -2,410.0 | 3.4 | - | View Chart |
P/BV | x | 14.7 | 1.2 | 1,259.2% | View Chart |
Dividend Yield | % | 0.0 | 0.4 | - |
GUJARAT CREDIT BENGAL & ASSAM |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
GUJARAT CREDIT Mar-24 |
BENGAL & ASSAM Mar-24 |
GUJARAT CREDIT/ BENGAL & ASSAM |
5-Yr Chart Click to enlarge
|
||
High | Rs | 37 | 10,389 | 0.4% | |
Low | Rs | 18 | 3,251 | 0.6% | |
Income per share (Unadj.) | Rs | 0 | 11,431.3 | 0.0% | |
Earnings per share (Unadj.) | Rs | 0 | 3,443.9 | -0.0% | |
Cash flow per share (Unadj.) | Rs | 0 | 13,785.3 | 0.0% | |
Dividends per share (Unadj.) | Rs | 0 | 40.00 | 0.0% | |
Avg Dividend yield | % | 0 | 0.6 | 0.0% | |
Book value per share (Unadj.) | Rs | 4.9 | 8,013.7 | 0.1% | |
Shares outstanding (eoy) | m | 25.00 | 11.30 | 221.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0 | 0.6 | - | |
Avg P/E ratio | x | -635.7 | 2.0 | -32,112.8% | |
Avg P/CF ratio | x | -635.7 | 2.0 | -32,113.5% | |
Avg Price/Bookvalue ratio | x | 5.7 | 0.9 | 664.7% | |
Dividend payout | % | 0 | 1.2 | -0.0% | |
Avg Mkt Cap | Rs m | 696 | 77,040 | 0.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 1 | 12,790 | 0.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 0 | 129,174 | 0.0% | |
Other income | Rs m | 2 | 774 | 0.3% | |
Interest expense | Rs m | 0 | 3,655 | 0.0% | |
Net interest income | Rs m | 0 | 125,519 | -0.0% | |
Operating expense | Rs m | 2 | 110,438 | 0.0% | |
Gross profit | Rs m | -2 | 15,081 | -0.0% | |
Gross profit margin | % | 0 | 11.7 | - | |
Provisions/contingencies | Rs m | 0 | 1 | 0.0% | |
Profit before tax | Rs m | 0 | 41,092 | 0.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -3,020 | -0.0% | |
Prior Period Items | Rs m | -1 | 7,264 | -0.0% | |
Tax | Rs m | 0 | 6,421 | 0.0% | |
Profit after tax | Rs m | -1 | 38,916 | -0.0% | |
Net profit margin | % | 0 | 30.1 | - |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 0 | 0 | - | |
Deposits | Rs m | 0 | 75 | 0.0% | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 0 | 138.0 | -0.0% | |
Net fixed assets | Rs m | 284 | 4,381 | 6.5% | |
Share capital | Rs m | 85 | 113 | 75.2% | |
Free reserves | Rs m | 38 | 90,442 | 0.0% | |
Net worth | Rs m | 123 | 90,555 | 0.1% | |
Borrowings | Rs m | 0 | 1,403 | 0.0% | |
Investments | Rs m | 41 | 90,945 | 0.0% | |
Total assets | Rs m | 327 | 104,372 | 0.3% | |
Debt/equity ratio | x | 0 | 0 | 0.0% | |
Return on assets | % | -0.3 | 37.3 | -0.9% | |
Return on equity | % | -0.9 | 43.0 | -2.1% | |
Capital adequacy ratio | % | 0 | 0 | - | |
Net NPAs | % | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 2 | 18,172 | 0.0% | |
From Investments | Rs m | -3 | -12,602 | 0.0% | |
From Financial Activity | Rs m | 1 | -5,899 | -0.0% | |
Net Cashflow | Rs m | 0 | -1,651 | -0.0% |
Indian Promoters | % | 31.6 | 73.0 | 43.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 4.6 | - | |
FIIs | % | 0.0 | 4.6 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 68.4 | 27.0 | 253.4% | |
Shareholders | 8,926 | 21,119 | 42.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare GUJARAT CREDIT With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS AAVAS FINANCIERS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | GUJ.CREDIT | BENGAL & ASSAM |
---|---|---|
1-Day | 1.99% | 1.41% |
1-Month | 53.54% | -6.33% |
1-Year | 261.50% | 16.22% |
3-Year CAGR | 108.30% | 67.18% |
5-Year CAGR | 46.10% | 50.42% |
* Compound Annual Growth Rate
Here are more details on the GUJ.CREDIT share price and the BENGAL & ASSAM share price.
Moving on to shareholding structures...
The promoters of GUJ.CREDIT hold a 31.6% stake in the company. In case of BENGAL & ASSAM the stake stands at 73.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GUJ.CREDIT and the shareholding pattern of BENGAL & ASSAM.
Finally, a word on dividends...
In the most recent financial year, GUJ.CREDIT paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
BENGAL & ASSAM paid Rs 40.0, and its dividend payout ratio stood at 1.2%.
You may visit here to review the dividend history of GUJ.CREDIT, and the dividend history of BENGAL & ASSAM.
For a sector overview, read our finance sector report.
Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.