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U.Y. FINCORP vs REC - Comparison Results

Rs 100 invested in...

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Current Valuations

    U.Y. FINCORP REC U.Y. FINCORP/
REC
 
P/E (TTM) x 27.8 8.9 311.2% View Chart
P/BV x 1.6 1.9 81.9% View Chart
Dividend Yield % 0.0 3.2 -  

Financials

 U.Y. FINCORP   REC
EQUITY SHARE DATA
    U.Y. FINCORP
Mar-24
REC
Mar-24
U.Y. FINCORP/
REC
5-Yr Chart
Click to enlarge
High Rs36524 7.0%   
Low Rs13116 10.8%   
Income per share (Unadj.) Rs6.4180.4 3.6%  
Earnings per share (Unadj.) Rs3.453.7 6.4%  
Cash flow per share (Unadj.) Rs10.970.7 15.4%  
Dividends per share (Unadj.) Rs016.00 0.0%  
Avg Dividend yield %05.0 0.0%  
Book value per share (Unadj.) Rs16.7263.4 6.3%  
Shares outstanding (eoy) m190.242,633.22 7.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.81.8 215.6%   
Avg P/E ratio x7.26.0 120.5%  
Avg P/CF ratio x5.95.8 101.0%  
Avg Price/Bookvalue ratio x1.51.2 120.6%  
Dividend payout %029.8 0.0%   
Avg Mkt Cap Rs m4,657841,973 0.6%   
No. of employees `000NANA-   
Total wages & salary Rs m122,380 0.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,219475,048 0.3%  
Other income Rs m99414,461 6.9%   
Interest expense Rs m1299,647 0.0%   
Net interest income Rs m1,218175,400 0.7%  
Operating expense Rs m1,36610,022 13.6%   
Gross profit Rs m-148165,379 -0.1%  
Gross profit margin %-12.234.8 -34.9%  
Provisions/contingencies Rs m1433,321 4.3%   
Profit before tax Rs m844179,599 0.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m19538,145 0.5%   
Profit after tax Rs m649141,455 0.5%  
Net profit margin %53.329.8 178.9%  
BALANCE SHEET DATA
Advances Rs m04,991,921 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %632.93.3 19,099.1%  
Net fixed assets Rs m76,315 0.1%   
Share capital Rs m95131,916 3.0%   
Free reserves Rs m2,229661,586 0.3%   
Net worth Rs m3,180693,503 0.5%   
Borrowings Rs m10363,018 0.0%   
Investments Rs m192300,845 0.1%   
Total assets Rs m3,2635,489,085 0.1%  
Debt/equity ratio x00.5 0.6%   
Return on assets %19.92.6 772.1%  
Return on equity %20.420.4 100.1%  
Capital adequacy ratio %1.025.8 4.0%  
Net NPAs %00.9 0.0%  
CASH FLOW
From Operations Rs m-185-577,226 0.0%  
From Investments Rs m189-18,310 -1.0%  
From Financial Activity Rs m-1595,878 -0.0%  
Net Cashflow Rs m4342 1.1%  

Share Holding

Indian Promoters % 71.4 52.6 135.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 35.5 -  
FIIs % 0.0 21.2 -  
ADR/GDR % 0.0 0.0 -  
Free float % 28.6 47.4 60.4%  
Shareholders   15,828 1,040,888 1.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare U.Y. FINCORP With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on GOLDEN SECURITIES vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GOLDEN SECURITIES vs REC Share Price Performance

Period GOLDEN SECURITIES REC
1-Day -0.53% 2.65%
1-Month -7.65% -0.80%
1-Year 4.13% 49.46%
3-Year CAGR 17.71% 71.41%
5-Year CAGR 61.31% 36.92%

* Compound Annual Growth Rate

Here are more details on the GOLDEN SECURITIES share price and the REC share price.

Moving on to shareholding structures...

The promoters of GOLDEN SECURITIES hold a 71.4% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GOLDEN SECURITIES and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, GOLDEN SECURITIES paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

REC paid Rs 16.0, and its dividend payout ratio stood at 29.8%.

You may visit here to review the dividend history of GOLDEN SECURITIES, and the dividend history of REC.

For a sector overview, read our finance sector report.



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