FUSION MICRO FINANCE | UJJIVAN FINANCIAL SERVICES | FUSION MICRO FINANCE/ UJJIVAN FINANCIAL SERVICES |
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P/E (TTM) | x | -22.3 | 6.4 | - | View Chart |
P/BV | x | 0.6 | 2.3 | 28.3% | View Chart |
Dividend Yield | % | 0.0 | 0.8 | - |
FUSION MICRO FINANCE UJJIVAN FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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FUSION MICRO FINANCE Mar-24 |
UJJIVAN FINANCIAL SERVICES Mar-23 |
FUSION MICRO FINANCE/ UJJIVAN FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 690 | 313 | 220.3% | |
Low | Rs | 395 | 103 | 383.9% | |
Income per share (Unadj.) | Rs | 229.3 | 363.4 | 63.1% | |
Earnings per share (Unadj.) | Rs | 50.0 | 73.2 | 68.3% | |
Cash flow per share (Unadj.) | Rs | 159.5 | 226.8 | 70.3% | |
Dividends per share (Unadj.) | Rs | 0 | 5.00 | 0.0% | |
Avg Dividend yield | % | 0 | 2.4 | 0.0% | |
Book value per share (Unadj.) | Rs | 280.1 | 259.9 | 107.8% | |
Shares outstanding (eoy) | m | 101.02 | 121.68 | 83.0% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 0.6 | 413.1% | |
Avg P/E ratio | x | 10.8 | 2.8 | 381.6% | |
Avg P/CF ratio | x | 10.8 | 2.5 | 429.4% | |
Avg Price/Bookvalue ratio | x | 1.9 | 0.8 | 241.9% | |
Dividend payout | % | 0 | 6.8 | 0.0% | |
Avg Mkt Cap | Rs m | 54,813 | 25,321 | 216.5% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 4,312 | 9,298 | 46.4% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 23,167 | 44,213 | 52.4% | |
Other income | Rs m | 957 | 3,582 | 26.7% | |
Interest expense | Rs m | 7,908 | 14,931 | 53.0% | |
Net interest income | Rs m | 15,259 | 29,282 | 52.1% | |
Operating expense | Rs m | 9,493 | 15,928 | 59.6% | |
Gross profit | Rs m | 5,766 | 13,354 | 43.2% | |
Gross profit margin | % | 24.9 | 30.2 | 82.4% | |
Provisions/contingencies | Rs m | 11 | 1,138 | 0.9% | |
Profit before tax | Rs m | 6,633 | 15,308 | 43.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -2,496 | -0.0% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 1,580 | 3,905 | 40.5% | |
Profit after tax | Rs m | 5,053 | 8,907 | 56.7% | |
Net profit margin | % | 21.8 | 20.1 | 108.3% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 99,479 | 0 | - | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | 0 | 0 | - | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 0 | 0 | - | |
Net Interest Margin | % | 15.3 | 33.9 | 45.2% | |
Net fixed assets | Rs m | 314 | 6,836 | 4.6% | |
Share capital | Rs m | 1,006 | 1,217 | 82.7% | |
Free reserves | Rs m | 27,290 | 30,405 | 89.8% | |
Net worth | Rs m | 28,296 | 31,622 | 89.5% | |
Borrowings | Rs m | 0 | 0 | - | |
Investments | Rs m | 123 | 86,441 | 0.1% | |
Total assets | Rs m | 116,827 | 351,533 | 33.2% | |
Debt/equity ratio | x | 0 | 0 | - | |
Return on assets | % | 4.3 | 2.5 | 170.7% | |
Return on equity | % | 17.9 | 28.2 | 63.4% | |
Capital adequacy ratio | % | 27.5 | 25.8 | 106.7% | |
Net NPAs | % | 0.6 | 0 | - |
CASH FLOW | |||||
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From Operations | Rs m | -13,503 | 20,727 | -65.2% | |
From Investments | Rs m | 315 | -45,541 | -0.7% | |
From Financial Activity | Rs m | 18,432 | 26,402 | 69.8% | |
Net Cashflow | Rs m | 5,243 | 1,587 | 330.4% |
Indian Promoters | % | 5.1 | 0.0 | - | |
Foreign collaborators | % | 52.6 | 0.0 | - | |
Indian inst/Mut Fund | % | 22.0 | 42.7 | 51.6% | |
FIIs | % | 2.8 | 35.3 | 8.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 42.3 | 100.0 | 42.3% | |
Shareholders | 77,706 | 96,524 | 80.5% | ||
Pledged promoter(s) holding | % | 50.7 | 0.0 | - |
Compare FUSION MICRO FINANCE With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS INDOSTAR CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | FUSION MICRO FINANCE | UJJIVAN FINANCIAL SERVICES |
---|---|---|
1-Day | -2.99% | 2.74% |
1-Month | -5.68% | 9.85% |
1-Year | -68.50% | 109.49% |
3-Year CAGR | -17.86% | 43.13% |
5-Year CAGR | -11.14% | 12.86% |
* Compound Annual Growth Rate
Here are more details on the FUSION MICRO FINANCE share price and the UJJIVAN FINANCIAL SERVICES share price.
Moving on to shareholding structures...
The promoters of FUSION MICRO FINANCE hold a 57.7% stake in the company. In case of UJJIVAN FINANCIAL SERVICES the stake stands at 0.0%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of FUSION MICRO FINANCE and the shareholding pattern of UJJIVAN FINANCIAL SERVICES.
Finally, a word on dividends...
In the most recent financial year, FUSION MICRO FINANCE paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.
UJJIVAN FINANCIAL SERVICES paid Rs 5.0, and its dividend payout ratio stood at 6.8%.
You may visit here to review the dividend history of FUSION MICRO FINANCE, and the dividend history of UJJIVAN FINANCIAL SERVICES.
For a sector overview, read our finance sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.