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FORTUNE FIN. vs CREDITACCESS GRAMEEN - Comparison Results

Rs 100 invested in...

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Current Valuations

    FORTUNE FIN. CREDITACCESS GRAMEEN FORTUNE FIN./
CREDITACCESS GRAMEEN
 
P/E (TTM) x 31.8 11.8 270.3% View Chart
P/BV x 1.6 2.4 68.0% View Chart
Dividend Yield % 0.0 1.0 -  

Financials

 FORTUNE FIN.   CREDITACCESS GRAMEEN
EQUITY SHARE DATA
    FORTUNE FIN.
Mar-24
CREDITACCESS GRAMEEN
Mar-24
FORTUNE FIN./
CREDITACCESS GRAMEEN
5-Yr Chart
Click to enlarge
High Rs1711,794 9.5%   
Low Rs66903 7.3%   
Income per share (Unadj.) Rs55.1324.2 17.0%  
Earnings per share (Unadj.) Rs3.690.7 3.9%  
Cash flow per share (Unadj.) Rs48.9212.1 23.1%  
Dividends per share (Unadj.) Rs010.00 0.0%  
Avg Dividend yield %00.7 0.0%  
Book value per share (Unadj.) Rs126.3410.3 30.8%  
Shares outstanding (eoy) m52.24159.38 32.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.14.2 51.6%   
Avg P/E ratio x33.214.9 223.6%  
Avg P/CF ratio x17.914.8 120.9%  
Avg Price/Bookvalue ratio x0.93.3 28.5%  
Dividend payout %011.0 0.0%   
Avg Mkt Cap Rs m6,174214,968 2.9%   
No. of employees `000NANA-   
Total wages & salary Rs m1,0906,694 16.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m2,87751,667 5.6%  
Other income Rs m17960 300.1%   
Interest expense Rs m27017,384 1.6%   
Net interest income Rs m2,60734,283 7.6%  
Operating expense Rs m2,36414,440 16.4%   
Gross profit Rs m24319,844 1.2%  
Gross profit margin %8.438.4 22.0%  
Provisions/contingencies Rs m15932 490.6%   
Profit before tax Rs m36319,392 1.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-140-   
Prior Period Items Rs m00-   
Tax Rs m1634,933 3.3%   
Profit after tax Rs m18614,459 1.3%  
Net profit margin %6.528.0 23.1%  
BALANCE SHEET DATA
Advances Rs m0251,050 0.0%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-  
Cost of deposits %00-  
Net Interest Margin %81.512.3 663.8%  
Net fixed assets Rs m3306,091 5.4%   
Share capital Rs m5221,594 32.8%   
Free reserves Rs m6,07363,794 9.5%   
Net worth Rs m6,59565,388 10.1%   
Borrowings Rs m2,628252 1,041.2%   
Investments Rs m3,19828,109 11.4%   
Total assets Rs m12,688300,100 4.2%  
Debt/equity ratio x0.40 10,322.8%   
Return on assets %1.54.8 30.4%  
Return on equity %2.822.1 12.7%  
Capital adequacy ratio %023.1 0.0%  
Net NPAs %00.4 0.0%  
CASH FLOW
From Operations Rs m-2,095-47,338 4.4%  
From Investments Rs m9-9,942 -0.1%  
From Financial Activity Rs m1,71754,939 3.1%  
Net Cashflow Rs m-368-2,341 15.7%  

Share Holding

Indian Promoters % 72.1 0.0 -  
Foreign collaborators % 0.0 66.5 -  
Indian inst/Mut Fund % 6.6 25.6 25.6%  
FIIs % 6.6 10.8 60.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 27.9 33.5 83.3%  
Shareholders   6,080 103,928 5.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare FORTUNE FIN. With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on FORTUNE FIN. vs CREDITACCESS GRAMEEN

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

FORTUNE FIN. vs CREDITACCESS GRAMEEN Share Price Performance

Period FORTUNE FIN. CREDITACCESS GRAMEEN
1-Day -1.83% 0.69%
1-Month 0.91% 2.65%
1-Year 82.56% -41.72%
3-Year CAGR 26.66% 22.28%
5-Year CAGR 12.78% 4.77%

* Compound Annual Growth Rate

Here are more details on the FORTUNE FIN. share price and the CREDITACCESS GRAMEEN share price.

Moving on to shareholding structures...

The promoters of FORTUNE FIN. hold a 72.1% stake in the company. In case of CREDITACCESS GRAMEEN the stake stands at 66.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of FORTUNE FIN. and the shareholding pattern of CREDITACCESS GRAMEEN.

Finally, a word on dividends...

In the most recent financial year, FORTUNE FIN. paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

CREDITACCESS GRAMEEN paid Rs 10.0, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of FORTUNE FIN., and the dividend history of CREDITACCESS GRAMEEN.

For a sector overview, read our finance sector report.



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