FIRST CUSTO. | PARNAMI CREDITS | FIRST CUSTO./ PARNAMI CREDITS |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 7.3 | 12.4 | 59.0% | View Chart |
P/BV | x | 1.3 | 2.6 | 50.7% | View Chart |
Dividend Yield | % | 0.8 | 0.7 | 118.0% |
FIRST CUSTO. PARNAMI CREDITS |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
FIRST CUSTO. Mar-24 |
PARNAMI CREDITS Mar-24 |
FIRST CUSTO./ PARNAMI CREDITS |
5-Yr Chart Click to enlarge
|
||
High | Rs | 66 | 79 | 84.1% | |
Low | Rs | 29 | 36 | 81.5% | |
Sales per share (Unadj.) | Rs | 4.1 | 20.2 | 20.3% | |
Earnings per share (Unadj.) | Rs | 10.9 | 3.8 | 286.3% | |
Cash flow per share (Unadj.) | Rs | 11.6 | 4.1 | 281.6% | |
Dividends per share (Unadj.) | Rs | 1.00 | 0.40 | 250.0% | |
Avg Dividend yield | % | 2.1 | 0.7 | 300.3% | |
Book value per share (Unadj.) | Rs | 92.7 | 22.2 | 417.5% | |
Shares outstanding (eoy) | m | 1.50 | 6.95 | 21.6% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Price / Sales ratio | x | 11.6 | 2.8 | 409.5% | |
Avg P/E ratio | x | 4.4 | 15.0 | 29.1% | |
P/CF ratio (eoy) | x | 4.1 | 13.9 | 29.6% | |
Price / Book Value ratio | x | 0.5 | 2.6 | 19.9% | |
Dividend payout | % | 9.1 | 10.5 | 87.3% | |
Avg Mkt Cap | Rs m | 72 | 399 | 18.0% | |
No. of employees | `000 | NA | NA | - | |
Total wages/salary | Rs m | 2 | 4 | 53.1% | |
Avg. sales/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Net Sales | Rs m | 6 | 140 | 4.4% | |
Other income | Rs m | 22 | 1 | 4,141.5% | |
Total revenues | Rs m | 28 | 141 | 19.9% | |
Gross profit | Rs m | 1 | 126 | 0.5% | |
Depreciation | Rs m | 1 | 2 | 47.8% | |
Interest | Rs m | 2 | 90 | 2.2% | |
Profit before tax | Rs m | 20 | 34 | 58.3% | |
Minority Interest | Rs m | 0 | 0 | - | |
Prior Period Items | Rs m | 0 | 0 | - | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Tax | Rs m | 3 | 7 | 45.4% | |
Profit after tax | Rs m | 16 | 27 | 61.8% | |
Gross profit margin | % | 11.0 | 89.4 | 12.3% | |
Effective tax rate | % | 16.4 | 21.2 | 77.8% | |
Net profit margin | % | 266.2 | 18.9 | 1,409.0% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Current assets | Rs m | 139 | 962 | 14.5% | |
Current liabilities | Rs m | 4 | 12 | 29.7% | |
Net working cap to sales | % | 2,201.6 | 676.1 | 325.6% | |
Current ratio | x | 38.8 | 79.5 | 48.8% | |
Inventory Days | Days | 4,069 | 0 | - | |
Debtors Days | Days | 504,302,843 | 43,087,178 | 1,170.4% | |
Net fixed assets | Rs m | 4 | 2 | 179.6% | |
Share capital | Rs m | 15 | 70 | 21.6% | |
"Free" reserves | Rs m | 124 | 85 | 146.2% | |
Net worth | Rs m | 139 | 154 | 90.1% | |
Long term debt | Rs m | 1 | 797 | 0.1% | |
Total assets | Rs m | 143 | 964 | 14.9% | |
Interest coverage | x | 10.8 | 1.4 | 784.2% | |
Debt to equity ratio | x | 0 | 5.2 | 0.2% | |
Sales to assets ratio | x | 0 | 0.1 | 29.5% | |
Return on assets | % | 12.8 | 12.1 | 105.9% | |
Return on equity | % | 11.8 | 17.2 | 68.6% | |
Return on capital | % | 15.4 | 13.0 | 118.4% | |
Exports to sales | % | 0 | 0 | - | |
Imports to sales | % | 0 | 0 | - | |
Exports (fob) | Rs m | NA | NA | - | |
Imports (cif) | Rs m | NA | NA | - | |
Fx inflow | Rs m | 0 | 0 | - | |
Fx outflow | Rs m | 0 | 0 | - | |
Net fx | Rs m | 0 | 0 | - |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 32 | -1 | -5,350.8% | |
From Investments | Rs m | -31 | -1 | 3,329.8% | |
From Financial Activity | Rs m | -2 | -3 | 54.6% | |
Net Cashflow | Rs m | -2 | -5 | 32.5% |
Indian Promoters | % | 52.6 | 63.4 | 83.0% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.0 | 0.0 | - | |
FIIs | % | 0.0 | 0.0 | - | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 47.4 | 36.6 | 129.4% | |
Shareholders | 2,557 | 3,805 | 67.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare FIRST CUSTO. With: BAJAJ FINSERV IIFL FINANCE CHOLAMANDALAM FINANCIAL HOLDINGS BF INVESTMENT CENTRUM CAPITAL
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | FIRST CUSTO. | PARNAMI CREDITS |
---|---|---|
1-Day | 0.00% | 1.93% |
1-Month | 10.50% | -8.11% |
1-Year | 155.35% | 14.49% |
3-Year CAGR | 43.24% | 25.92% |
5-Year CAGR | 30.78% | 30.21% |
* Compound Annual Growth Rate
Here are more details on the FIRST CUSTO. share price and the PARNAMI CREDITS share price.
Moving on to shareholding structures...
The promoters of FIRST CUSTO. hold a 52.6% stake in the company. In case of PARNAMI CREDITS the stake stands at 63.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of FIRST CUSTO. and the shareholding pattern of PARNAMI CREDITS.
Finally, a word on dividends...
In the most recent financial year, FIRST CUSTO. paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 9.1%.
PARNAMI CREDITS paid Rs 0.4, and its dividend payout ratio stood at 10.5%.
You may visit here to review the dividend history of FIRST CUSTO., and the dividend history of PARNAMI CREDITS.
For a sector overview, read our finance sector report.
Asian markets traded higher on Friday, following the overnight rally on Wall Street, and the release of economic data in the region.