FEDERAL BANK | J&K BANK | FEDERAL BANK/ J&K BANK |
|||
---|---|---|---|---|---|
P/E (TTM) | x | 12.3 | 5.1 | 239.2% | View Chart |
P/BV | x | 1.7 | 0.9 | 199.4% | View Chart |
Dividend Yield | % | 0.6 | 2.3 | 25.3% |
FEDERAL BANK J&K BANK |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
FEDERAL BANK Mar-24 |
J&K BANK Mar-24 |
FEDERAL BANK/ J&K BANK |
5-Yr Chart Click to enlarge
|
||
High | Rs | 167 | 152 | 109.3% | |
Low | Rs | 121 | 48 | 249.7% | |
Income per share (Unadj.) | Rs | 96.8 | 101.8 | 95.0% | |
Earnings per share (Unadj.) | Rs | 15.8 | 16.1 | 98.0% | |
Cash flow per share (Unadj.) | Rs | 42.5 | 51.2 | 82.9% | |
Dividends per share (Unadj.) | Rs | 1.20 | 2.15 | 55.8% | |
Avg Dividend yield | % | 0.8 | 2.1 | 39.0% | |
Book value per share (Unadj.) | Rs | 123.6 | 110.7 | 111.6% | |
Shares outstanding (eoy) | m | 2,435.35 | 1,101.18 | 221.2% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 1.5 | 1.0 | 150.6% | |
Avg P/E ratio | x | 9.1 | 6.2 | 146.1% | |
Avg P/CF ratio | x | 6.4 | 4.8 | 133.0% | |
Avg Price/Bookvalue ratio | x | 1.2 | 0.9 | 128.2% | |
Dividend payout | % | 7.6 | 13.4 | 57.0% | |
Avg Mkt Cap | Rs m | 350,143 | 110,597 | 316.6% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 31,797 | 25,790 | 123.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 235,655 | 112,132 | 210.2% | |
Other income | Rs m | 32,165 | 8,377 | 384.0% | |
Interest expense | Rs m | 144,947 | 60,079 | 241.3% | |
Net interest income | Rs m | 90,708 | 52,053 | 174.3% | |
Operating expense | Rs m | 67,667 | 37,626 | 179.8% | |
Gross profit | Rs m | 23,041 | 14,427 | 159.7% | |
Gross profit margin | % | 9.8 | 12.9 | 76.0% | |
Provisions/contingencies | Rs m | 15,931 | 5,105 | 312.1% | |
Profit before tax | Rs m | 52,610 | 23,881 | 220.3% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -1,262 | 0 | - | |
Prior Period Items | Rs m | 365 | 13 | 2,774.0% | |
Tax | Rs m | 13,335 | 6,182 | 215.7% | |
Profit after tax | Rs m | 38,379 | 17,712 | 216.7% | |
Net profit margin | % | 16.3 | 15.8 | 103.1% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 2,181,103 | 937,566 | 232.6% | |
Deposits | Rs m | 2,524,550 | 1,347,632 | 187.3% | |
Credit/Deposit ratio | x | 86.4 | 69.6 | 124.2% | |
Yield on advances | % | 8.8 | 9.2 | 95.4% | |
Cost of deposits | % | 5.0 | 4.2 | 119.2% | |
Net Interest Margin | % | 3.2 | 4.0 | 80.3% | |
Net fixed assets | Rs m | 9,960 | 22,083 | 45.1% | |
Share capital | Rs m | 4,871 | 1,101 | 442.3% | |
Free reserves | Rs m | 296,145 | 120,826 | 245.1% | |
Net worth | Rs m | 301,016 | 121,927 | 246.9% | |
Borrowings | Rs m | 251,596 | 28,850 | 872.1% | |
Investments | Rs m | 610,431 | 349,002 | 174.9% | |
Total assets | Rs m | 3,178,389 | 1,545,046 | 205.7% | |
Debt/equity ratio | x | 9.2 | 11.3 | 81.7% | |
Return on assets | % | 1.2 | 1.1 | 105.3% | |
Return on equity | % | 12.7 | 14.5 | 87.8% | |
Capital adequacy ratio | % | 16.1 | 15.4 | 104.6% | |
Net NPAs | % | 0.6 | 0.8 | 75.9% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | 64,312 | -8,526 | -754.3% | |
From Investments | Rs m | -89,084 | -2,573 | 3,462.8% | |
From Financial Activity | Rs m | 38,709 | 4,074 | 950.1% | |
Net Cashflow | Rs m | 13,899 | -7,024 | -197.9% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 74.7 | 12.9 | 580.7% | |
FIIs | % | 27.7 | 6.5 | 428.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 40.6 | 246.3% | |
Shareholders | 851,199 | 278,050 | 306.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare FEDERAL BANK With: HDFC BANK AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Federal Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -0.74% | 0.26% | 1.61% |
1-Month | 10.51% | 3.84% | -0.07% |
1-Year | 43.86% | -14.22% | 18.92% |
3-Year CAGR | 31.75% | 34.47% | 11.26% |
5-Year CAGR | 18.97% | 23.81% | 10.62% |
* Compound Annual Growth Rate
Here are more details on the Federal Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Federal Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Federal Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Federal Bank paid a dividend of Rs 1.2 per share. This amounted to a Dividend Payout ratio of 7.6%.
J&K Bank paid Rs 2.2, and its dividend payout ratio stood at 13.4%.
You may visit here to review the dividend history of Federal Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day higher, Indian benchmark indices remained positive as the session progressed and ended the day on firm footing.